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<br />shall remain fully effective as if no acceleration had occurre�. However, this right to reinstate shall not
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Nate; Change of Loan Servieer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instnunent) can be sold one ox more times without prior notice ta
<br />Borrawer. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs ather rnortgage loan
<br />servicing obligations under the Note, this Security Instnunent, and Applicable Law. There alsa might be
<br />one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrawer will be given wriCten notice of the change which will state the nanne and address of the
<br />new Loan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Note is sold and Chereafter the Loan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the rnortgage loan servicing obligations
<br />Co Borrower will rernain with the Laan Servicer or be transfened to a successor Laan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser. �
<br />Neither Borrower nor I.ender rnay commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises fram the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) af such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice to take corrective aetion. If
<br />Applicable Law provides a time period which must elapse before certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes of this paragraph. The natice of acceleration and
<br />opportunity to cure given to Borrawer pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be deerned to satisfy the notice and opportunity to take corrective
<br />action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardaus Substances" are those
<br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environrnental Law and the
<br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos ar formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or removal action, as defined in Environmental I,aw; and (d) an"Environmental
<br />Condition" means a condition that can cause, contributa to, ar otherwise trigger an Environrnental
<br />Cleanup.
<br />Borrower shall not cause or penmit the presence, use, disposal, storage, or release af any Hazazdous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Sorrower shall not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) which creates an Environmental Candition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adversely affects th� value af the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to nonnal residential uses and to
<br />maintenance of the Property (including, but not lirnited to, hazardous substances in consumer products).
<br />Borrower shall prornptly give Lender written notice of (a) any investigation, claim, demand, lavvsuit
<br />or other action by any governmental or regulatory agency ox private party involving the Property and any
<br />Hazardous Substance or Environmental I.,aw af which Borrower has actual knowledge, (b) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />xelease of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
<br />NEeRASKA - Single Family - Fannie Mae/Freddie Mac UNIPORM INSTRUMENT
<br />�-B(NE) (0811) Page 12 of 15 � Initials: FOFIII �O7S 9/09
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