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2oi�oo47� Borrower shall promptly discharge any lien whic;h h�ts priorily over tl�is Security Instrument unless Borrower: (a) agr�es in writing to the �ayment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests tl�e lien in good faith by, or defends against cnforccment of the lien in, legal proceedings which in I.ender's c�pinion opecate to prcvcnt the cnforccmcnt of thc lien while [hose proceedings are pending, but only until such proceedings are concluded; or (c) secures 1'rom the holcier of the lien a�l agreenaent satisfactory to Lender subordinating the lien to this 5ccurity Instrument. If Lender determines that any part of the Pr�perty is subject to a lien which can attain priority over this Security Instrument, Lender may give $orrower a notice identifying the lien. Within 1Q days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more nf che acticros set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used hy Lender in connection witl� tl�is I,oan. 5. Property Insurance. Borrc>wer shall keep the improvements now existing or hereafter erected on tlie Property insured against loss by fire, hazards included within thc terrri "extended coverage," and any other hazards including, Uut not limitcd to, carthquakcs and tloods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible lcvels) and for the periods that Lender requires. What Lendcr rcquires pursuant to thc ��rcceding sentences can change during the term of the Loan. 'T'he insurance carrier providing the insurance shall be chosen l?y Borrower subject to Lender's right to disapprove Borrowcr's choicc, which righ� shall not bc exercised unreasonably. Lender may require Borrower to pay, in conncction with this Loan, cither: (a) a one-time charge for (lood rone determination, certitication and tracking services; or (h) a one-tin�e charge for flood zone determina�ion and certification services and subsequcnt charges cach tirnc rcrnappings or sin�ilar changcs occur which reasonably might affect such dctermination or ccrtification. Borre�wer shall also he responsihle fc7r the payment of any fees imposed by the Federal Gniergency Management Agency in connection with the review of any tlood zone determination resulting from an objection hy Borrowcr. If Borrower fails ro maintain any of thc coverages described above, Lender may nbtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or aznount of coverage. Therefore, such coverage shall cover L,ender, but might or rnight not protect Borrower, Borrower's equity in the Property, or thc contents of the Property, against any risk, hazard or liability and niight provide greater or lesser coverage than was previously in effect. Borrowcr acknowledges tl�at the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have c�btained. Any amounts disburscd by I,ender under this Section 5 shall become additiona] debc of Borrowe►� secured by this Security Instruinent. These arnounts shall bear interest at the Note rate from the date af disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall Ue subject to Lcndcr's right to dis�pprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as a�� additional loss payee. Lender shall have thc right to hold the policies and rencwal certificates. if Lender requires, Borrower shall promptly give to Lcnder all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance cover�ige, not otherwise required by Lender, fi�r darnage to, or destr�.tction of, die 1'�•operty, such policy shall iriclude a standard moc�tgage clause and shall name Lender as m<�rtgagee azad/or as an additional loss payee. In the event of loss, $orrower shall give proi�pt notice to thr insurance carrier and L.ender. Lender may make proof of loss if not ��ade promptly by 13orrower. Unles� Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying ialsurance was required by Lender, shall be applied to restoraCioa� or repair of the Property, if the restoration or repair is economically feasiblc and I,ender's security is not lessened. During such repair and restoration period, Lendcr shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to en:sure che NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) iost t � P� �e s ui � 5 m�nais: Form 3028 110'1 c9 � �' � � ��