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<br />20. Sale of Note; Change of Loan Servicer; Notica af Grie�+ancc. The Note or a partial interest in
<br />the Note (together with this Securlty Instrument) can be sold one ar more dmes without prior notice ta
<br />Borrower. A sale might result in a change in the entity (known as the "I..oan 5ervicer") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage Inan
<br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br />one or more changes of the Laan Servicer unrelated to a sale of the Note. If there is a change of the Laan
<br />Servicer, Borrower will be given written notice of the change which will state the name and address of the
<br />new L,nan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing ohligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan 5ervicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrawer nor Lender may commence, join, or be joined ta any judicial action (as either an
<br />individual lltigant or the member af a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision af, or any duty owed by
<br />reason af, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice to take corrective actlon. If
<br />Applicable I.aw provides a time periad which must elapse before certain action can be taken, that time
<br />period will be deemed to be reasona6le for purposes of this paragraph. The notice af acceleration and
<br />opportunity to cure given ta Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower parsuant to 5ection 1$ shall be deemed to satisfy the notice and opportunity to take carrective
<br />action provisions of this Section 20.
<br />21. Hazardous Substancas. As used in this 5ection 21: (a) "Haxardaus Substances" are thase
<br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />followin� substances: gasoline, kerosene, other flamrttable or toxic petroleum products, toxic pesticldes
<br />and herbicides, volatile solvents, materials cantaining ashestos or formaldehyde, and radioactive materials;
<br />(h) "Environmental Law" means federal laws and laws of the Jurlsdiction where the Property is located that
<br />relate to health, safety 4r environmental pratection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or removal actian, as defined in Environmental Law; and (d) an "�nvironmental
<br />Conditinn" means a conditian that can cause, cantribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Barrower shall nat cause or permit the presence, use, disposal, storage, or release aP any Hazardous
<br />5ubstances, or threaten [o release any Hazardous Su6stances, on or in the Property. Borrower shall not do,
<br />nar allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />I,aw, (b) which creates an �nvironmental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous 5ubstance, creates a condition that adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities af
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />maintenance of the Property (induding, but not limited to, hazardpus substances in consumer products).
<br />Barrower shall prarnpdy give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or ather action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazatdous Substance ar Environmental I,aw of which Borrower has actual knowledge, (k�) any
<br />Environmental Condition, including but nat limited to, any spilling, leaking, discharge, release ar threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous 5ubstance which adversely affects the value of the Property. If Borrower learns, or is natified
<br />by any �overnmental or regulatory autharity, or any private party, that any remaval ar other remediation
<br />of any Hazardous Substance affecting the Property is necessary, Borrower shall prompdy take all necessary
<br />remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on
<br />Lender for an Environmental Cleanup.
<br />001122305971 CitiMortgage 3.2.43.08 V4
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMINT WITH FRS
<br />�-BA(Nq (oaio) Page 12 of 15 �nicia�s: FOfITI 3029 1101
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