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2011U0457 T3orrovver shall promptly dischargc any lien wtaich has priority over this 5ecurity Instrument uniess �orrower: (a) agrees in writing to the payment of the obligation secured by the lien in. a manner acceptable to I,ender, but only so long as Borrower is performinb such agreement; (U) cantests the lien i.t� good fazt� by, or defends agauist e�nforcement of the lien in, le�al �roceedings which in Lender's opinion nperate to prevent tlze einforceznent nf the lieu whil� tb.ose proceedings are pending, but only mntil such proceedings are concluded; �r (c) secw fram the holder of the lien an. agreement satisfactory to Lender subordi�nating the lien to tbus Security lnsmament. If Lender determines that any part of the �'roperty is sulaject to a lien which cau attain priority over this Sacurity Tnstxwnent, L�r►der may give Borrower a notice idantifying the lien. Within l D days of the date ozz which that notice is given, Botxower shall satisfy the lien or take one ox rnore af the actions set �orth above i�n this Section 4. Lei�der may require Borrower to pay a one-time charge £or a reat estate tax veri�cation and/or reporting service used by Lendar in connectian with this Loa�a. 5. Property �nsurance. �orrower sha11 keep tk�.e improvcments now existing or k�ereafter erected on Che Property insuxed agaimst loss by fira, hacards included within tha term "extended coverage," and any othe�r ha�ards including, but not limited tv, earthqualces and floads, for whicb �ender requires insurar�ce. Tlnis insnrance shall ba maizttained in tbe anaounts (including deductible levels) and for the pe�rzods that Lender requires. What Leu,dez requires pursnant to the precedin.g sentences can change during tlae term of the Loan. 'I'he iz►,surance carrier provid'zng the insurance shall be chosen by Borrower subject to Lender's right to disapprove Bo:rrowez's choice, which right Sh�II not be exercised unreasonably. Len.der may require Borrower to pay, in connection with this S�aan, eitber: (a) a one-time charge for flood �one determination, certification and tracking services; or (h) a one-time charge for flood zone determination and certification services and subsequent charges each time re�appings or similar changes occur whiah reasonably xp.ight a#�'ect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by t.�e �'ederal Emergency Management Agency in connection with the reviewv of any flvod z.one determination resulting fram an objectian by Borrowerr. If Borrower fails ta maintain any of tb.e coverages described above, Lezider xx�ay obtain insuranca coverage; at Lender's o�tion and Borrower's e�pezxse. Lende:r is under no obligation. to purchase any particular type or amount of coverage. Therefore, such coverage shalI cover Lender, hut xnight or rnight not protect Borirower, Borrower's equity in the Property, ox tha contents o�the Pr�perty, against any risk, hazard or liab;iJity and might prnvide greater or l.esser coverage than was previausly izx effect. Eioxxower aclrnow1edges that the cost o£ tlae insurance coverage so obtained rnight signi�cantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall beconae additional deht of Barrower secured by this Security Tnstrument. Tbese amounts slaall. bear interest at the Nate rate from the date of disburseznezit and shall be payable, with such interest, upon notice frnm Lender to Borrower requestivag payment. All insurrince policres required by Lendez� and renewals of such policies shall be subject to Lender's rigb.t to dasapprove such policics, slaatl include a standard mortgage clause, and shall nan�.e Lendar as mortgagee amd/oz as an additiona] Ioss payee. I�ender shall have the right to hold the pnlicies and renewal ccrti�aatcs. Tf Lender requires, Borrower shall prox�aptly give to Lender all receipts of paid pxemiurns and renewal notices. If Borrower obt�ins any form of insura�ice coverage, not otherwise required by Lender, for damage to, or destruction vf, the Property, such policy shall include a standard mortgage clause and shall name Lend�r as mortgagee and/or as an additional loss payee. Tn the event of Ioss, Borrower shall give prvz.npt notice to the insux carrier and Lender. Lender may make pzoof of loss if npt mad� promptly by Borrower, i7nless Lender and Borrower otherwise agree in wzzting, any insuarance proceeds, whether or not the undexlying izisurance vvas required by Lender, shall be applied to restoration or repaiu' of the �roperty, if the restoration or repair is economically feasihle azxd Lender's security is not lessened. Dwring such repair and restoration period, I.ender sk�all have the rigtat to hold snch insurance proceeds until Lender has had an. opportunity to inspect such Property to ensure the 7111334509 NEBRASKA - Single Family -�annie N�aelFreddia Mac UNIFORM IN5TRUM�NT WITH 5 ��A(IVE) �os�o) Pagafi of 15 inius�s Form 3028 7I01 �