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. �. —�- - - �-��'�`s ., . . ._. _ -- ..__. .T :�..�. , ' - _ ' ' '_'��_.�_ ... . �1�ai'-i- r"Yii`:�f:t�lN.�[i - . �r�� .. .....��.. ...�. .ta�f�ar�r� _ rt.:,-"ti. �t ... ;� .._."T`�`Yl"+".'St4SY: �■ .. .-,�..waef"l.r. �e1•er.T.` �.t*:: �E.. �.�; ..+t�.�..ue., . • '[�',� o.• � ' - �.e:�."wni:.iirnr�. •i. I� .t.�Yi�i�'"�f7�_ } . -.....L_��Ki:i+ ! � .(! . ..... ._.. _ .. :"s[:'�":�:1 ' : . 4 � . } �i;s�u�f�.:�.-• J.� � �.1� -_ ___-__..�..�....�.�ruli.� - - . Y„�i�iF1. nl�.a\.. :'.. . �t�� __ _ .4 —.ra.�=..- _ � _ .. _ .��_.�_- ""'�.. _ ._. .. �.._.... ��.._.�_ � ' _ "'.{� yitFU"" {" " .�f'�Id.''ifii�^ A�^^��l'. �� $�� ^_ 'i'OG�TH�R Wil'H�ll the in�prove,ments now or txrcafttr eracted o�the pru�iy.�u�.i all e:srm�nts.aPpurte�uuxtiy,w�d -- fixtures naw ��r herafter a {vut of the PropenY. All replactmeats suxi additions sl�all alsa be covee�ci by this Sacurity I�Wtumrnt.All oi'thc farcgoin�is rcfertal ta in this Socw-i►y l��strutuayt sw the"PrW�e�ty.' BORROWF1i COVENANTS that&��rawer is lawfulf}�seised of the estxle i�z�eby cnm�..y:.�::nd hmc the ci�ht ta sn►nt�xl -..- rnmey th� !'rc-sp�rty and t�wt the Prope�ty is ut�2ncwnbesrd.exce�t 1'ur eneumbrances of recc��d. Barcowe�warc�ntc atxl wili defencl generalty the dtle w the Peop�.rty�ainst�11 cl3inu as�d d.n�.sublxi�°anY e�ku�►iGrwu:es of rocor�. S1�iS SE�11RiTY IKSTRUMENT co:nbitxs uniform a�venmus for rtatiaua! user and noa•unifomi co��enants�tiith litnited � vuiatioac by jurisdiction to con.uitute a unifomt socurity instn�mer'.t cavering real property. UNIFORM CaVENAN'1'S.Borrower�i Lcrntcr cuverant and agrc:.us fallows: l. Pwyuxal ot Priuclpsl pnd Iaterat: PrclwYmeat And Late Ctu�ges. Borrow�er siwll pramptly pay when due thc princip�l of and intercst on the debt evidenced by the Note and any pccpayment and�ate�hurSes aue under tha Note. 2, ruads foe Tiuces wid I�ss�sx• Subjec!to aQplicahlt law or to a writtan Kaivar by Lender, Sorrower shzll �y to = i,etxier on the day mor►thiy payments are due under the Note.until the ldote is paid in full,a sum("Funds")far:(al yeaciy tuts �d a�srsSmeruy whir,h may�ttaip priority over this Security instrum�nt as a liei�on thc Propercy:lb)yearly leasehold�ymr�cs or�raund rents on the Property,if aay:(c)Yearly hazr+rd or pco�xity inwrance prcmiwtts:(dl)•e.�b��i.�aod inswanct pcemi:Lms� if any:(e)Year1Y r�ge&e insurance premiums. if any: and(n AnY�WY�Ie by Bnrrower tQ ri,��xadar. in acco�d�v wiih tbc provisions of Par+Braph 8. in lieu of the pnyment of awrtgagz insura��ce preauums.Thtse items are caltod 'Fi�crow Ic:mg." ��r may. at any tiux.coltxt ancl hold Funds in an surmunt rot to ez000d the maximum suwunt a lu�der �ar, a f.-d:raL'1}�: re]atod mortgage loui may require for Boi'rower's tscrow a�count under ttu foderal Real Estate Settlert�ent Proceclure3 Act o� 1974 as�frau time to dme. 12 U.S.C. Section 2601 u seq. ("IiBSPA'),unless another taw that applir.s ta ct�Fc..�xis cats a lesser amo�ent.If so. Leader rn�y. At any timt. caUax and haW Funds in an anwunt not tcr e�.00ed the lesser w�ount. L�ecder may estimatc the w�ouat of Funds due on the basis of aurani dxta uxt reason�ble euimax+.x of expendi¢u.*cs of fuque Fscmw Ite�ns or otherwise iu�rdanoe with applicab161aw. l��y� ur entity 7he Funds shall be he3ci in an insritudon wi�ase ck�wsits are i�uurod by a fakrsl s�S��^ l the Funds to pay 11�e (inc(uding Lender.iF L�errder is sach an irsstitution)or in any Foderal Home l.oan Bauk•1.ender sI�:�P Y Escrow Iums.Lender may rwt charge Borrower for holding nad aPP�Y�nB�Funds.annually a��r:r.rg the escrvw account.or vesutYing the Bscrow it�ms,eu�less l.ender PaYs Bomowe�intuest on the Funds and applicable law puuuu Lend+:r to m�Ce such a ci"�rge.However,Lender tinay re9uire Borrower W PaY a ono-timo chuge for an i�r,�pendenc real esiate ta.�r t�''R�nB se�+i� usa3 by Lender in cocu�xtion with this loan. ualess apPlicable law providas otherwise. Uciless an agrxa'�.'�t �s m�de or applicable!aw roquires interest co be paid.Lendes shall aot be requirecl to pay Boaower any inter�st or earoia��an t1�e Fwds. Borrowu and l.ender rcwy agrce in writing,twwevu. tt►at intuest sF�3t bz paid on the Funds. Lca►i�:r shal! �e��e�ci Borrowa.. without charge,an annual aoca►nting of the Funds. showing crodits and debits to td'�e Funds acnd tfl+e Ixir�tose�oC'whieh each dt{�it to the Funds was made_St�Funds are pledgod�s additional sacurity fbr all sua�s�eured by this Securit?K[c�trum�t• If ihe Funds beld by Ler�kr excoed the amourus P�muttod to be held by applicr��iaw.Ixndcr shatl uccauat to Borrowa' for the excess Funda in acca�da��e with the ro4uirsmcnts of applicable law. If the�t�of the Fiusds t�ci3 by Lender ai any a��.�.�..t�w r..;,sy..the Fiscmw Items wlrea due.La�der may so catify Borro��er iu wriung,aad, ia such case Borrowu - _s�tt p�ay to Lenau the��iit i�eccssa�Y to�kc�ti�ck�iciensy. $oriowa s1i�G�ke up tHe d�ciet�.'F-in a�mo�a� - -- - ttw��e monthlY P�9��r�s sole discrotion. refw�d to Borrower any Ul�P�Y� in full of all suaLS secured by thi� Security Insuvment, I�ender shall pt'w►s�MIY ' Fvnds htld by Lwder. If,under paragnph 21.L,ender st�all aoquire or sell tt►c Property,I.euder.Pri�r to thc aoquitition or s�ie � o�t the Prq�erty s8�11 apply any Fw�ds 4eld by L,ender at the time of acquisition or salc�s a crcdit ag�iau the sum�secured b�r tlais Securiry ia�trumes�t. 3.Appiiatiou ot Pa��ots-Unless apPlicabl�law provides otherwiu.all payments received by Lender undrr paragrapi�s 1 aud 2 stwll be sippliod:fits¢.w anY P�Y�ot charges due under the Note:second.to amoants psyable und+er paragtapt►2: thi:,d,to imerat ci+ue; fouith,to PrinciP�1 aiue;aad last.to any late charges due under the Natu. 4.Chtrte�li�s.Borrower sball pzy a11 taxts,s�ssessments,ctaxrges• fines aad inzpaitia�ns�xributable to the Propa�ey� � wtich may atWn priority aw-¢a this Security InotmmrM� a�d leas�hold payments or groursd mscs,f�any. Borrower s1�a11 pay tl�se obligatioas in the mar.c�ec providaf in paragraph 2.or if not paid in t}�at n�na��.liorrowu s1�sJ1 pay theaa�stx.time diratly tu tbe puson owed paym�nt.Borrowex shall promptlY furnish to I.eoder all nodas at.amounts:o be piid uncleF,this ps�rs�raph. If Bomower m�iccs these p�ymc�us dirax3y,Borrower st�all ptompcly fumish to Leader reoeipts evidencing the paYments• Borrowu sh�il promptlY di�r8�any lien which has priority over this Security Instrument unless Borrowu:(a)agras in �+citiug to the paymert of the obtigation secured by tbe lien in a:nuu�er aooepcable w La�der;(bD�in gaad faith the lieo in�. or defends ag�inst enfcx�nt of thc lien in. 1¢gal procealings which in tlso-l�wier's opinion opor�ce to prevent tho . eoforcement of the lien;or(c)socures from tNe hoWer of the lien an agraa�nt s�isE.►ctorY to I.ender subordin�ting the lien w �his Seauity Instnunent.If I.ender determines dsat�ay Part of the Properry is subjtct to a liea which may auain priority ova this Socurity l�ument.Lendor may gi�e Borrower a notice identifying the lim.Borrower shall satisfy the lien or taice on�oG more of tho actieos set foah�bove within IQ days of the giving of notice. :. � � Fom 3o2a il�0 . wo.sae . - • �: � 16 +