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2011U0407 <br />(F) "Property" means the property that is described betow under the heading "Transfer of Aights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />n Adjustable Rate Rider n Condominium Rider n Second Home Rider <br />0 Balloon Rider n Planned Unit Development Rider �]-4 Family Rider <br />� Biweekly Payment Rider n V.A. Kider <br />0 Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable �nal, <br />non-appealable judicial opinions. <br />(,� "Community Associativn bues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed an Borrower ar the Property by a condominium association, homeowners association <br />or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a�nancial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transFers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage <br />to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) <br />conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or <br />condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(0) "Per'rodic Payment" means the regulariy scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 af this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. �2601 et seq.) and its <br />implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, <br />or any additional or successor legislation or regulation that governs the same subject matter. As used in this <br />Security Instrument, "RESPA" refers to all requirements and restrictions that are irraposed in regard to a <br />"fedetally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" <br />under RESPA. <br />(Q) "Successor in Interest of Borrower" means any pariy that has taken title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />NEBRA$KA- Single Family - FannieMae/FreddieMac UNIFQRM INSTRUM�NT <br />Form 3028 1/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI #FNMA3p28 4/tl2 Page 2 of 13 Initials: — <br />