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�� •. <br />�� <br />�� <br />�� <br />� �� <br />� <br />�� <br />� <br />� <br />� �� <br />A <br />V �� <br />� <br />� <br />� <br />� <br />W <br />C7 <br />� <br />oc <br />W <br />� <br />W <br />..J <br />F--� <br />H <br />W <br />� <br />F <br />� <br />� <br />� <br />� <br />�.�.a I <br />: <br />� �, � <br />���� <br />�� <br />� <br />� 1 <br />� � � <br />0 <br />�'1 a�� <br />� � <br />� �^ <br />„' \ <br />:v1 <br />� <br />� <br />r-.= <br />� <br />� <br />�_ <br />� <br />� <br />� r <br />C.L? <br />�� <br />� <br />r� <br />� <br />�' <br />� � <br />� � n <br />� -� cv. <br />�� <br />� �3 � <br />.-� rn <br />� ° G7 <br />� � � <br />� � � <br />LTa <br />C—' � r� <br />� � <br />� � <br />a � <br />u m <br />0 <br />cn <br />G� <br />N <br />� <br />r-� <br />F-�' <br />Cr.a <br />� <br />� <br />c� <br />� <br />[Space Above This Line For Recording Data] <br />Loan No: 104789 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used ir� multiple sections of this document are de�ned below and other words are defined in Sections 3, <br />1 l, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section l6. <br />(A) "Security Instrument" means this docurrtent, which is dated January 13, 2011 , <br />together with all Riders to this document. <br />(B) "Borrawer" is <br />Gary A Kiser and Valerie K Kiser, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska . <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />West Gate Bank <br />6pp3 Old Cheney Road <br />Lincoln, NE 68516 , <br />(E) "Note" means the promissory note signed by Borrower and dated January 13, 2011 . <br />The Note states that Borrower owes Lender <br />One Hundred FiftyThree 7housand Four Hundred Sixteen DOLLARS and Zero CENTS <br />Dollars (U.S. $ 153,416.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 7, 2031 . <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INS7RUMENT <br />Farm 3028 1/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI#FNMA3o2a aioz Page 7 of 13 Initials: /-� ` <br />� <br />� <br />u <br />a <br />C1] <br />� <br />� <br />� <br />m <br />� <br />D <br />� � � �, <br />