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201�0040� (C)"Lender"is WELLS FARGO BANK, N.A. Lender is a ��IONAL ASSOCIATION organized and existing undcr lhe laws c�f �� Z1DIITED STATES Lender"s address is P-�• HOX 117Q1, NEWARK, NJ Q71Q19;701 I.cndcr is the beneficiary under this 5ecurity Instrument. (D) "Trustee" is 'F1ELL3 FAR�O EINANCIAL NATL BNK C/O SPEC. SERV., PO BOX 31.557, BTLLINGS, MT 59107 . (E) "Note" means the promissory note signed by Borrower and dated JANUARY 12 , o i i . The Note states that Sorrc�wcr owes I,endcr �I��'Y TF10 THAUSAND NINE HLiNAREA ANA 0 0/ 10 0 Dollars (U.S. $*****82 r 9QQ - p� ) plus inlc:rest. Bc�rrower has pramised to pay lhis debt in regular Periodic Payments and to pay the debl in full nuC laler thanFEBRUAItY O1, 20q1 . (F) "Property" means the property that is described b�law under th� heading "Transfc:r af Rights in the Propc;rty . " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Tnstrument that are executed by Borrower. �17ie following Riders are to be executed by I3orrower [check box as applicable�: � Adjustable Rate Kider � Condominium Rider � Second Horne Rider [� Balloon Rider 0 Planned Unit DevelopmGn� Rider [.� 1-4 Farnily Rid�r � VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable I.�aw" mcans all contr�lling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have th� effeG[ c�f law) as wcll as all applicable final, non-appealable judic:ial opinions. (J) "Cc�mmunity Association Dues, Fees, snd Asseysm�nt�5" m�ans all ducs, fccs, asscssments and other charges that are imposed on Borrower or the Prnperty by a candominium association, homeowners assc�ciation or similaz' organization. (K) "Electrpnic �'unds Transfer" means any transfer of funds, okher than a transaction originated by c:h�ck, ciraft, vr similar paper instrument, which is initiatcd ihrc�ugh an electronic terminal, telephonic instrument, c;omput�r, or magnetic tape sp as ta arder, instruct, or authoriae a financial institution to debit or cr�dit an accqunt. Such term includes, but is nc�t limilcd to, point-of-sale transfers, automated teller machine transactians, transfers initiated by tel�phone, wirc transfers, and automated clearinghouse transfers. (L) "Escrow Iterns" means those items that are describcd in Suctipn 3. (11� "Miscellaneous Proceeds" means any compensation, settlement, award c�f damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation pr ather taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresc:ntatic�n.s c�f, or omissions as to, the value and/or condition of lhe Property. (I� "Mortgage Insuranc�" means insurance protecting L.ender against the nonpayrnent of, or default on, the Loan. NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) �oaiil Page.2of 16 initiais �� Form 3Q28 1/01 Lm�