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201100382 1111057062 m�►iled by first class mail or when actually delivered to Borrawer's natice address if sent by other means. Notice to any onc Borrower shall constitute notice to nll Borrowers unless Applicable Law expressly requires othcrwisa The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to C,ender. Borrower shall promptly notify Lender of Borrower's change of address. if Lender specifies a procedurc for reparting Borrower's change of address, then Borrower shall only report a changc of address through that specified procedure. There may be only onc designated notice address under this Security Tnstrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to �3orrowcr. Any notice in connectian with this Securiiy Tnstrum�nt shall not be deemed to have been given to L�nder until actually received by Lender. lf any notice rcquired by this Security Instrument is also rcquired under Applicable Law, che Applicable Law requirement will satisfy the corresponding rcquirement under this Security Insirument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by fedcral law and the law of the jurisdiction in which ihe Property is locatcd. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicablc Law. Applicab(e Law might explicitly or implicitly allow the parties to agree by contract or it mighi be silent, but such silence shall not be construed as a prohibition againsi a�reement by contract. ln thc cvcnt that any provisian or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Tnstrument or the Notc which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or wards of'the feminine gender; (b) words in the sin�ular shall mean and include the plural and vice vcrsa; and (c) the word "may" givcs sole discretion without any obligation to take any action. 17. B�rrower's Copy. 13orrowcr shall be given ane copy oF the Notc and of this Security Insirument. 18. Transfer of the Property or a Bene�cial Interest in Borrower. As uscd in this Section 18, "Intcrest in the Property" means any legal or beneficial interest in the Properfy, including, but not limited to, those bcncficial interests lransferrcd in a bond for deed, contract for deed installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a futur� date to a purchaser, Tf all or any part of the Property or any Tnterest in the Property is sold or transfcrred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payn�ent in full of all sums secured by this Security Instrumeni. However, this option shall nat bc exercised by Lender if such exercise is prohibitcd by Applicable Law. If Lender excrcises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the natice is given in accordance with Section 1 S within which Borrower must pay all sums secured by this Security instrument. if Borrowcr fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without Further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Accelcration. lf Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrumcnt discontinued at any timc prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrowcr's right to reinstate; or (c) cntry of a judgment enforcing this Security lnstruinent. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Sccurity instrument and the Note as if no acceleration had occurred; (b) cures any default of any ather covenants or agreen�enis; (c) pays all expenses incurred in enforcin� this Security Instrumcnt, including, but not limitcd to, reasonable atcorneys' fees, property inspection nnd valuation fees, and other f'ees incurred for the purpose of protecting Lendcr's interest in the Property and rights under ihis Security lnstrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Prpperty and rights under this Security lnstrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continuc unchanged. I,ender may rcquire that Borrower pay such rcinstatement sums and cxpcnses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, traasurcr's check or cashier's check, provided any such check is drawn upan an institution whose deposits are insured by a tederal a�ency, instrumentality or entity; pr (d) �lectronic Funds Transfer. Upon rcinstatement by $orrower, this Security instrument and obligations secured hereby shall remain tully effectivr as if no acceleration had occurred. However, this right to rcinstate sh111 nnt apply in the casc of acceleration under Sectivn 18. 20. Sale af Nate; Change of �.oan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold onc or more times without prior notice to F3orrower. A sale might result in a changc NEBIZASKA--Single Pamily--Fannie Mae/Freddie Mac UNIFORM INSTI2UMENT � 338•Z Page 9 uF 12 Form 3028 1/Ol