2olioo3sti
<br />1111057062
<br />in the entity (known as the "i.oan Servicer") that collects Periadic Payments due under the Nate and this 5ecurity Instn�ment
<br />and perfarms other mortgage loan scrvicing obligatians undcr thc Note, this Security Instrumant, and Applicable Law. Ther�
<br />also mighc be one or more changes of the Loan Servicer unrelated ta a sale of the Nate. If there is a change of the I,oan
<br />5ervicer, Borrower wil] be given written notice of the change which will state the name and address of thc ncw Loan Scrvicer,
<br />the address to which payments should be made and any other information R�SPA requires in connection with a notice of
<br />transfer of servicing. If the Notc is sold and thercafter the Loan is scrviced by a Loan Scrvicer othcr than thc purchascr of the
<br />Note, the naortgage loan servicing obligations to Borrower will remain with the i�oan Servicer or be transferred to a successor
<br />Loan Scrviccr and arc not assumed by the Note purchaser unless otherwise provided By the Note purchas�r.
<br />Neither Borrower nor Lender may commencc, join, or be joined to any judicial actian (as either an individual litigant
<br />or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that allegcs that thc
<br />ather party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or
<br />Lcndcr has notificd the other party (with such noticc givcn in compliance with the requircments of Section 15) of such alleged
<br />breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrcctive action. lf
<br />Applicable Law provides a time period which must elapse before certain actian can be taken, that time periad will be deemed
<br />to be reasonable tor purposes of this paragraph. The notice of accelcration and opportunity to cure given ta Borrower pursuant
<br />to Section 22 �nd the notice of acceleration given ta Borrower pursuant io Section 18 shall be deemed to satisfy thc notice and
<br />opportunity to takc corrcctiye action provisions of this Scction 20,
<br />Z1. Hazardous Su6stances. As used in this Section 21: (a) "Hazardous Substances" arc those substances defined as
<br />toxic or hazardous substances, pollutants, or wastes by �nvironmental LAw and the following substances: gasoline, kcrosene,
<br />other tlammable ar toxic petroleum products, toxic pesticides and herbicides, volati(e solvcnts, matcrials containing ashestos or
<br />formaldehyde, and radioactive materials; (b) " Gnvironmental Law" means federal laws and laws of ihe jurisdiction wha•c the
<br />Property is located that relate to health, safety pr environmental protection; (c) "Enviromnental Clcanup" includes any response
<br />activn, remedial action, or rcmoval action, as defined in Envir�nmental C,aw; and (d) an "Environmental Condition" means a
<br />conditian that can cause, contribute to, or otherwise trigger an Environmental Clcanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or rcicase of any Hazardous Substances, or
<br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyon� else to do,
<br />anything affecting the Property (a) that is in violation of any �,nvironmental Law, (b) which creates an Fnvironmental
<br />Condition, or (c) which, due to the prescnce, use, or release of a Hazardous Substance, creates a conditian that adversely
<br />affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of
<br />small quantities of Hazardous Substanccs that are �enerally recognized to be appropriate to normal residential uses and to
<br />maintenance of the Property (including, buf not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lcndcr written notice of (a) any investigation, claim, demand, lawsuit ar other action by
<br />any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or �nvironmental
<br />Law af which Borrower has actual knowledge, (b) any �nvironmental Condition, including but not limited to, any spilling,
<br />l�aking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use
<br />or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower lcarns, or is noti�ed by any
<br />governmental or re�ulatory authority, or any private party, that any removal or other remediation of any Hazardous Substancc
<br />affecting thc Property is necessary, Borrower shall promptly take all ncccssary rcmedial actions in accordance with
<br />�nvironmental Law. Nothing herein shall create any obligation on Lender for an �nvironmenial Cleanup.
<br />NON-UNIFORM COVENANTS. Borrowcr and Lender further covenant and agree as follows:
<br />22. Acceleration; Remedies, Lender shall give notice to Borrower prior to acceleration following T3orrower's
<br />breach of any covenant or agreement in this SeGUrity tnstrument (but not prior to acceleration under 5cction 1R unless
<br />Applicable Law provides otherwise). The notice shall specify: (a) the def'ault; (b) the action required to curc the default;
<br />(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; und
<br />(d) that failure to eure the det'ault on or before the date speci�ed in the notice may result in acceleration of the sums
<br />secured by this Security instrument and sale of the Property, The notice shall further inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court action to assert the non-existence uf a default or any other
<br />defense of Sorrower to acccicration and sale. If the default is not cured on or before thc datc speci�ed in the notice,
<br />Lendcr at its option may require immedlate payment in full of all sums secured by this Security lnstrument without
<br />further demund and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall
<br />NEBRASKA--Single Family--Fannie Mac/Freddie Mac UNIFORM INSTRUMENT
<br />� 338.2 Pagc 10 of 12 Form 3028 I/01
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