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2 0�iQ0358 <br />(C) "Lender" is W�LLS FARGO BANK, N.A. <br />Iaender is a NP+TIONAL ASSpGIATION <br />organized and exisling under khc laws of THE UNTTED STATE3 <br />LGnder's address is �• O. BOX 11701, NEWARK, NJ 071014701 <br />I,ender is the beneficiary undcr this Security Ins[nYment. <br />(D) "Trustec" is �LLS FARGO FINANCIAL NATL BNK <br />C/O SPEC. SERV_, PO BOX 31557, HTT�LTNGS, MT 59107 . <br />(E) "Not�" means the �romissory note signed by I3orrower and dated JANUARY 10, 2011 . <br />'l�e Noke states that Borrower owes I ,ender TWO HUNDRED TWENTY EIGHT THOUSAND AND <br />00/].00 Dollars <br />(LJ.S. $****228, p00 . 00 ) plus interest. Bc�rrawer has promised to pay this de.bt in regular Peric�dic <br />Payments and to pay the debt in full not later than FE�RUARY Ol , 2041 . <br />(F) "Pruperty" means the property lhat is described bcic�w under the heading "T'ransfer c�f Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus inter�st, any prepayment charges and latc charges <br />due under the Note, and all surns due under this Security Tnstrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. Thc: following <br />I�idcrs are to be executed by Borrower [check box as applicable�: <br />0 Adjustahle Rate Kider � Condominiurn Rider � 5econd Hozne Rider <br />[� Balloon Rider � Planned Unit Developnient Rider 0 1-4 Namily Rider <br />� VA Rider 0 Biweekly Payment Rider � Okher(s) [specil'y] <br />(I) "Applicable Law" means all conkrolling applicable fr:deral, state and local statutes, regulations, <br />ordinances and administrative rules and arders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J') "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or thc Property by a condominium associalion, homeowners <br />association c�r sirnilar organixation. <br />(K) "El�ctronic Funds Transfer" means any transfer of funds, other than a transaction originatcd by <br />check, draff, or similar paper instrument, which is initiated thraugh an electronic terrninal, telephonic <br />instrument, computer, or magnetic tape so as tc� arder, instruct, or authorize a financial institution to debit <br />or credit an account. Such [erm includes, but is not limited to, poink-of-sale transfcrs, autornated teller <br />rnachine transactions, transfers initiated by tclGphone, wire transfera, and automatcd clearinghouse <br />transfers. <br />(L) "Escrow Iterns" means those items that are described in Section 3. <br />(1Vn "Miseellaneous Pro�eeds" ineans any connpensation, settlement, award of damages, c�r proceeds paid <br />by any third party (other than insurance proceeds paid under the caverages described in Section 5) for: (i) <br />dama}�c to, or destruclian of, the 1'roperty; (ii) condemnation oar Uther taking of all c�r any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepr�.sentations of, or omissions as to, the <br />value and/or conditic�n of the Properiy. <br />(N) "Mortgage Insurance" means insurance protecting Lcnd�r against the nonpayment of, or default on, <br />lhe Loan. <br />NEBRASKA - Singls Family - Fannie MaelFreddie Mac UIVIFQRM INSTRUMENT . <br />�-6(NE) loat t I Papa 2 of 16 inieiai Form 3028 9I09 <br />