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2t�i�oo3i5 Iiorrower tihall promptly dischargc any licn whic}� has priority over lhis Security Insltument unless I3orr��wer: (a) ugrees in writing to the payment of the ohligation �ecured by ihe lien in a manner acceplable to Lender, but only so long as B�rrower iti perfornait�g such agreenient; (b) contesls the lien in good taith by, or deFend� against enforcement nf the lien in, lebal proceedings which in Lender's opinion operate lo preVent the enforcement of thc lien while tho5e proceedings ate pending, but only until such proceedings ate concluded; or (c) secures frnm the holder of 1.he lien un a�reement satisfactory to Lender subordinating the lien to this Security Insirument. If Lender detennines that any part of tlae Property is subject to a lien which can attain priority over lhis Security Instrument, Lcndcr may give Borrower a notice identifying the lien_ Within 10 days of the date on which that noticc iti given, Bnrrawer shall �utisl'y the lien or take one or rnore of the aclions set fotth above in this Scctinn 4. Lender may require $orrower to pay a pqe-time charge fot a real estule tax verification and/or reporting service used by Lendcr in cnn.nection with thi� Loan. S_ Property Insuranee. Borrower shall keep the imptovements now existing or hereafter erected on the Ptoperty insured against losti by fire, hazards included wilhin the tenn "extended coveragc," and any other ha�ards includin�, but not limited to, earthc{uakes and f]oods, for which C,endcr rcquires insurance. This insuranec shall be rr�aiz►tained in the arnounts (incltiiding dcductihle Ievels) and f�>r the periods that Lender requires_ Wk�at Lcnder requites putsuanl lo the preceding sentences can change �ltu'ing the term of the Loan. '1'he insurance cartiet providing the insurancc tihall be clzosen by Borrowet �ubject t�� Lendet'S right to disapprove Bprrower'S choice, which right �hall ta�t be exetcised unreasanably. Lender may requirc B�rrower to pay, in connection with this Loan, either: (a) a one-time charge li�t flood zone detcrmination, certiFicati[�n and tracking services; or (h) a orae-time charge for flood �one deterniinalion and certification tierviceti an�l sub5equent charges each timc remappings nr tiirnilar chan�es c�ccur which teasonably inight affcct tiuch detenninalion or certification_ I3�rrower �ha11 also be responsihle fc�r the payment of any fees impotied hy the Federal Emergency Managemcnt Agcncy in c��nn�etion with the review oFany flood zonc dctermination te5ulling ftoln an objcction by I3��rrower. If Borrow�r fails tn rnaintain any of lhe coverages de�cribcd above, Lerider may �ihtain insurance coverage, at Lcnder'� opti��n and Bottowet's expensc_ Lcnder iG tutder no ohligation to putchase any particular typc or atX�ount of coverage. Thetelote, SL1C}7 coverage shall caver Lencler, bui mi�ht ot might not protect Borrower, I3orr��wer'� equity in the Property, nr thc cnntents of the Prnpetty, again�t any ti�k, hazard or liability and might provide grealet or lesser covcragc than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so ohtained might significanily exceed the co5i ol' insurance that i3orrnwer could have obtained. Any ainounts dishurtied by Lender under lhi� Seclion 5 shall becoine additional deht of Borrowet 5ecuted by this Security Instrument. These am�unts 5ha11 beat intere5t at the Note rate from the date of disbutseinent and shall be payahle, with euch interesi, upon not.ice from Lender to $orrower rcqucsting payment. All insuranec policies reqr.rired by Lender and rencwals of such pnlicien shall be ��.ibject io Lencier's right to disapprovc such pplicies, shall include a standard mortgage clause, and shall name Lendet a5 mortgagec and/or ati an additional loss payee. Lender shall have the right to hnld the policieti and tenewal certificates_ If Lender require5, Borrower shall promptly givc to Lender all receipts of paicl ptemiums and renewal notices. Ik Borrnwet oblains any forn� of insurance coverage, nol otherwise requited by Lender, for darna�c tp, nr clestruction of, the Property, such pnlicy shall include a slandard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In tf�e event ol' loss, Borrower �hall give pri�rrtpt noiice io ihe insurance carrier and Lender. Lender znay make ptoof oF los5 iF not made pro�nptly by Borrower. Unless Lender and C3orrowcr othcrwise agrce in writing, any insurancc procceds, wheiher ot not lhe underlying insi�rance was required by Lender, 5ha11 be applied to restoration or repair of lhe Ptoperly if the reGt�ration or repair is ecunomically feasible and Lender's sectrrity is not le5�ened. During such repair and restoration period, Lender shall have the right to hold such inattrance praceeds until Lendcr has had an appariunil:y to inspect such Property to ensure thc i i NEBRASKA- 5ingle Family - Fannie Mae/Freddie Mac UNIF�RM INSTRUM�NT �-fi(NE) �oa�� Page 6 or�s Initia�s: Fol'm 3028 11U1 ��