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<br />preiniums, if any, or any sums payable by Bartower to Lender in lieu of the paymenl of Mortgage
<br />Insutance prernituns in accordanee witf� the prvvisions of Scetinn 10. ThGSe items are called "Escrow
<br />items." At originatian ot at any timc during the lenn of the Loan, Lender may require that C:oinmtimity
<br />Association Dues, Fees, and A�scssment�, if uny, bc cticrowed by Borrower, and such ducs, fecG and
<br />astiessmentG tihall be an Escrnw It�rn. Bortower 5ha11 prornptly furni5h to Lencler all notices of atn��untG to
<br />be paid urtdet ihis Sectioq. 13nrrowet shall pay Lendcr the Funds lor Escrow Ttcros unlesti Lender waives
<br />$orrower's obligation to pay the Funds for any or all E�crow Iteins. Lender may waive Borrower's
<br />obli�ation t.o pay to Lender Funds fot any or all rscrow Ilems at any ti�nc_ Any tiuch waivet may only be
<br />in writing. In the cvent of s�ich waivet, $orrower Ghall pay directly, whcn and where payable, the amounts
<br />due fot any Escrow Items fot which paymcnt ��f FundS has been waived by Lender and, if Lender requires,
<br />shall lurnish to Lendet receipts evidcncing auch paylnent within such time period as Lender may rcqi�irc_
<br />Sattower's ohligativn io make such payrr�ct�ts and io provide rcceipts shall ti�r all purposes be deemed to
<br />be a covenant ancl agteement cnntained in thi5 Security Tnstnurient, as the phtase "covenant and aGrecment"
<br />i� used in S�etion 9. If $orrower is ohligated to pay liscrpw Item� ditect.ly, pursuant to a waiver, atxd
<br />Borrower fails to pay the amount due fnt an Escrow Itcm, Lender may exercise its rights under Section 9
<br />and pay such amount and Iiorrower shall lhen be obligated undet Section 9 to repay to Lenrler any such
<br />amount_ Lender may revnkc the waiver us to any or all E�crow Iteins at any ti�nc by a notice given in
<br />accordance wiih Section 15 and, upnn such revocation, Bortuwer shall pay to L,ender all Funds, and in
<br />tiuch amounts, thai ate lhen requircd un�ler ihi� Section 3_
<br />Lendcr may, at any time, collcct and hold Funds in an amount (a) sufficient to permit Lender to apply
<br />the Funds at fhe time specified undcr RESPA, and (b) nnt to exceed the inaximuin amount a Icnder can
<br />require under RESPI�. Lender shall etitimaie the amount of Fund� due on the basis of currcnt data and
<br />reasonable catimates of expenditures of fiitute Escrow Items nr othetwise in accordanee with Applicable
<br />Law.
<br />The l�unda 5ha11 be held in an in5titulion whose deposils are insti�red hy a fed�.Yral agency,
<br />instnunentality, or entity (including Lendet, if Lendcr is an institution whose deposits are so ineured) or in
<br />any Fedcral Hnme Loan Bank_ Lender shall apply thc l�unds tc� pay the Escrow Ttems no later than ihe time
<br />npecified under RESPA. L,endcr tihal] not charge Borrower fi�r holding and applying the Funds, annually
<br />analyzing the esctow account, or verifying the Escrow Items, unless Lender pays Borrower intexest on the
<br />Funds and Applicable Law pennits Lender t�� make such a charge. Unless an agreement is made in writittg
<br />ar Applicablc Law reyuires interest to be paid on the Ftiinds, Lender shall not be required to pay T3orrpwer
<br />any inlerest or earning5 on the Fund�_ T3��rrower anc� Lendcr can agree in wtiting, however, that intcrest
<br />Ghall be paid on the Funds. Lender shall give to Borrowcr, without charge, an annual accounting of the
<br />Funds as required by RESPA.
<br />If thcre is a sutplus of f �unds held in esctow, as de�ned under RESPA, Lend�r shall accaunt to
<br />Borrower for the excess h�nds in accordance with RT:SPA. If thete is a shortage of l �unds held in escruw,
<br />as deEincd under IZESPA, Lcnder shall notify $orrower as requited by RESPA, and Bprrower tihall pay lo
<br />Lender the amount necessary to make up the shortage in accordance with Ri�SPA, but in no more than 12
<br />monthly payments. Tf therc is a deficiency of Funds held in esctow, as defined under RESPA, Lendet shall
<br />notify Bnttower as required by RESPA, and I3orrower shall pay to Lenaer the amount necessary to make
<br />up th� deficiency in accordance with I2ESPA, but an no mote than 12 monthly payments.
<br />Upan paymcnt in full of all sums securcd by this Seeurity Tnstn�me;nt, Lendet shall promptly refund
<br />to Bprtowet any l�unds held by Lender.
<br />4. Char�;es; Liens. Borrower shall pay all taxes, assessmentti, chatges, �nes, and iinpositions
<br />attribulable to the Property which can attain priority over this Security Inslrument, Ieaschold paymente or
<br />ground rents i�n the Property, if any, and Connnunity Association Dues, Fees, and AsGessments, if any. To
<br />the extcnt that these items are Escrow Items, $orrower shall pay lhem in the manner provided in Section 3.
<br />NEBRASKA- Singla Family - Fannle MaelFreddie Mac UNIFORM INSTRUMENT
<br />�-B(NE� (0811) Paga 5 of 15 in�t�ais: Form 3028 1l01
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