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2oiioo�o4 <br />(C) "Lender" is WELLS FARG4 1�XNYC, N.A. <br />L.ender is a NATIONAT� ASSOCTATION <br />organized and cxis[ing under the laws of THE Ul`1ITED STA�'�S <br />L.ender's address is P.q. BOX 11701 NEWARK, NJ 071Q1�7q1 <br />L.ender is the beneficiary under this Security Instrumunl. <br />(D) "Trustee" is ��+LS FARGO FZNANCIAL NATL BN1C <br />C/O SP�C. SERV., PO SOX 3155'7, BILLINGS, MT 59107 <br />(E) "Not�" mcans the promissory note signed by 13c�rr�w�r and dated �A1�N1�RY 04 , 2011 . <br />The Note states that Borrc�wer owes Lender 'Y'�� HUNDRED NINETY 3EVEN THOUSAND FI'VE <br />HUNDRED AND 00/100 llollars <br />(U.S. $ **** z9� r 500 . OQ ) plus interest. liorrower has promised to pay khis debt in regular Yeriodic <br />Paym�nts and to pay the debt in full nol later than FEBRUARY O1, 2041 , <br />(F) "Property" means the pruperty that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prr;payment charges and late charges <br />due under lhe No��, and all sums due under this Sccuriky Inslrurnent, plus interest. <br />(H) "Riders" zneans all Riders to this Security Instrument lhat are executed by I3orrower. The following <br />Riders are to be executed by Borrower [t;heck box as applicable]: <br />� Adjustable Rate Rider 0 Condominium Rider 0 Second I3orn� Rider <br />[.� Sallo�n Rider � I'lanned [Jnit Developrnent Rider 0 1-4 �amily Ridcar <br />� VA Rider � Biweekly Payment Rider 0 Other(s) [specify] <br />(I) "Applicable Law" means all cc�ntralling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that hav� th� effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Ass�ciation Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium assc�ciation, homeowners <br />association ar similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, olher than a transaction originated by <br />check, draft, Ur similar paper instrument, which is initiated throu�h an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authc�rizs a financial institution to debit <br />or credit an accounk. Such term includes, but is not limited fo, �int-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and auCornated clearinghouse <br />transfers. <br />(L) "Escr�w Items" means those items that are described in Section 3. <br />(1Vn "Misc�llaneous Proceeds" means any compensation, settlement, award c�f darnages, or proceeds paid <br />by any third party (other than insurance procceds paid undcr thc coverag�s described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnati��n or aCher kaking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnali��n; nr (iv) misrepres�qtations of, or omissions as to, the <br />value and/or condition of thc Prc�perty. <br />(1� "Mortgage Insurance" means insurance protecting L.ender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNI'FORM INS7'FiUM�NT <br />�-61NE) �oai n Paae 2 of 16 Initials: � Form 3028 9/09 <br />