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� ���-..;v.+l...�w W w r ✓ _ ^- <br /> V�l� � ' ��-� � ,y�.. -ti __ _ '`(,�~i•'r" -� _.. <br /> .._ .._�'- _ ' ; ' - - - �'..._ '- ._ '__. �_ _._.� <br /> ..�= � .��..�i 9�—io4�i <br /> -`� TOOETHER WITH�II the improvement�now or FKre�ftar croctod on the property, ond�11 wcemeM�,oppuKenwtca.wd <br /> -- -- - -- ,,-� 8xturer now or hereafter o part of the propeny. AU �cplocemcnlr �uw! udJi�ioni shall rlw bc ruvered by thir SavrUy <br /> 6Wrument. All af�he iorejoin�i�rckrtod to in l h ir S a v r ily In�trwoem ur t h e'P r u p c r t y.' <br /> - = BORROWER COVBNANTS that Borrower is lawfully reisal�if thc c►wte hcrcby cimvcyal nnl hw�Uu�riQht tn�r�sud <br /> :�°. �---�--__�---__�� convey the Propeny and llwt lhc Propcny is unetkumbrnoJ.cxcept inr cn��umhran�:e.r i�f r�ri�rd. Iiorrnwcr wammlg and wiH � . <br /> `"���?%�.��; `�� defend generally thc titic to thc Property a�oinst all claim.r wkl cicmunJr. tiuhj�Y�w uny cncuoihiuiwc�uf'rccorJ. <br /> �-- .. <br /> '�'� ��- THIS SECURITY INSTRUMENT cambines uniform covc�wnlr Fi►r nutionall u�und nun-unifurm�r►venunlx wi t h I lmit <br /> ------_:�.. <br /> '���'�=►'-� . vario�ions by Jurisdlctinn to co�utiw�e a uniform sexurity ins�runxm rovr�ing rc:�l proprrty. <br /> --- - ° ' �;lfj�' UNIFORM COVHNANTS. Bortower und l.ender cuveiwnt u�xl ogr�uti fulluwK: �-� <br /> �. <br /> t. Poyment ot Poinci�wl s�nd Intere�ti �P�S'meat �nd lale Chwrges. Born�wer shull promptly pay when due the <br /> �- . pdncipal af and interest on thc debt evidennx!by the Note and r�ny prepuyment ond late charges duc unJer thc Notc. <br /> - ndcr Barrower shull to <br /> waivcr b I.e . PuY <br /> I � ble law or to u w�itten y <br /> .Sub'ect ta a iw <br /> �_z,. 2. Fnndn[or Taxes ond Insu�nce J PP <br /> g:"'-"'° �:�T r _` Lender on tha day monthty paymcnts are due under the Note,un�il the Nole is puid in full,c►cum l"Funds")far.(a)yeWrly�axa � <br /> __u .::_,�$�:�w•�n,: end assessments which may attuin priorlty over this Security Instrument us u lien on thc Prapeny;lb)ycu�ly leasehold payme.nts <br /> ___ - ���:j-�.< � or grcwnd renls cm tlx Property, if any;(c)yeurly hsizard ar propeny insurnnce premiums;(d)yearly flood insurance premiurn�, <br /> v°`'-�����= � if ttny:(c)yeuly mortgage insuronce premiumc, if uny;und(t�uny sums puyuble by t3orrower ta l,ender, in accordance wi�h <br /> �'�'�'�``'�"�`"'�N � the provision�of parugruph 8, in lieu of[he payment af mortgage insurance prcmiums.These item+are celled"Escruw Items,' <br /> --�:.__�-�,�_, <br /> ,r:,;;1�,,;,;;��;r;�,.,�., [,eader mey, at any time,collect and hald Funds in un wiwunt nat�o excced the moximum amount a lender for a foderally <br /> - - �""'"''�`Y""'" related manguga loan may require for Borrower's escraw accouat under the federnl Resil Estate Setdement Procedures Act af ___ <br /> �:ft��_�:.:>N:u�•. . <br /> c:,,.;r.�.;.,:,,....,. 1974 uc wnended from time to time, 12 U.S.C. Sectian 2601 er sey.("RFSPA"l.unless unother law that applies to the Funds <br /> • - - . ��_�;�; sets a lesser wncwnt. If so. Lender may, at any time, collect and hold Funds in un umount not ta exceed the lesser Amount. _ <br /> �°��.��� � . Lender may estimate the umount�f Funds duc on the basis uf current data and reasonable estimates of eapenditures of futuR <br /> =-- '�`i �: � . • Escrow Items or otherwisse in uccordunce with applicable law. <br /> • The Funds shall be neld in un institution whase depasits are insured by u federal ugency, instrumentnlity, or entity <br /> _ , ����-p�„���,... (including Lender.if Lender is such an insiitutian)or in any Federnl Home L.oan Bank.L.ender shall apply the Funds to pay thc <br /> Es�:row Items.L.ender may not charge Bormwer for holding and applying the Funds, annually unalyzing the excrow account,ar <br /> • verifying the Escrow Items,unle�s Lender pays&►rrower interest on�he Funds and Applicable law permits l.ender to make such -- � <br /> , a charge.However. Lender muy require 8orrower to pay u one-time charge for un independent real estate tax reponing servia �'' <br /> used by l.ender in connection with this loan, unlexs applicable Iaw provides otherwise. Unless an agreement is madc a __ <br /> ���!'''� licable law r uires interest to be uid,L.ender shall not bc re uired to a Borrower an interect ar earnin w on the Funds. _-- <br /> ePP� e9 P 9 P Y Y g• - <br /> ' ' • � Borrower And Lender may agree in w�iting, however, thAt interest shall be paid on thc Funds. Lender shall give to Borrower, — <br /> — -�_�=� = ,- - witheut charge, en anmml eccrn�nting of the Funds. showing credits and debits to the Funds and the purpnse for which each <br /> -- --> debit to tha Funds wus made. The Funds are plcdged u.+ndditional x�urity for ull sums secured by this Security Instrument. <br /> If the Funds held by Lender exceed the amount�permitted to bc held by applicable law, I.cnder shull account to Borrower � _ <br /> � for the excess Funds in uccordance with the requircments of applicable luw. If the amaunt of the Funds held by Lender at any -�R__ <br /> time is nut sufticient lo pay the Escrow Items when due.I.ender may w notify Borcower in writing.And,in sucb case Borcower �� ._ <br /> _ ' shull pay w Lender the umount neces�ary ta makr up the Jeficiency. Borrower shall make up Ihe deficiency in no morc th�n !'_•-' <br /> • twelve manthly paymentti,at I.ender's solediscretion. __ <br /> Upon paynient in full ��f ull sums �ecurcJ by this Securiry In�trument. Lender shall promptly refond to eorcower sury �FL.� , <br /> � ' Funds held by L.ender.If,under paragraph 21,LcnJer shall ucyuire ur�cll the Property. Lender,prior to the acquisition nr sale - <br /> :�=..,�_ <br /> of the Property. tihall apply any Fumis held by Lender at the time��f acquicition or.ale ax a eredi�against the�ums secureci by ��},�-- <br /> tbis Sccurity Instrument. }�� <br /> • 3.Application oP Payments.Unless applicable luw provi�k.otherwise,ull payments re�tiived by Lender undcr paragraphs := '-=�� <br /> 1 nnd 2 shall be applied: flrst,to•rny prepayment churge�due under the N�i�c: �econd, to amounts payuble under paragnph 2; �; - <br /> third,to interes�due;fourth,lo principal due:und last,ta any lute chur�cs due under the Note. __. <br /> 4.Charges; Liens. Borrower shull p•ry ull taxex, usu+sment+,churgcs, fine�anJ impotiitions uuributable to the Properry ��'��`�� <br /> mK:=; - <br /> , • which muy attuin priority over this Security In+trument, unJ Ic•rsch�dd puymcnt.or gnwnJ rcnts, if uny. Borrower shall pay r.�-:� <br /> , ' these obligations in the manner pnwiJc�l in puragraph 2,ur if not puid in thut manner. Borruwer�hall pay them on time directly �� ' � � <br /> to the peru►n nwcd payment. Bnrrowcr shall prumpdy furnitih t�� L.rnJcr all noticr.uf anx►unt+tn lx paid under this paragraph. I <br /> If Bonuwer muke�these payments directly. Burrower�hull pn►mpUy furni,h to l.ender rccripts eviJcncing the puyments. ����=- <br /> ��=�. <br /> ' Borrawer shull pmmpdy discharge any lien whicl�ha,priurity aver thi>Securiry Imtrument unless Borrower:lu)agrees in �+� <br /> writing to ihe payment of th�nbliFatiun�ecured by�hc licn in u munner ucceptahle to l.cnder;�b1 contests in good fuith the lien �`-r�' r <br /> � . by, or defends ugainst enforcement of the licn in. Icgul proc��iing. which in Ihe Lender'c opinian operute to prevent �he -''�i.:r• <br /> enforcement of the lien: or Ic)secure�from the huWer of the lien an ugreement sati+fectory tu l.ender xulxirdinAting the lien lo �- ' �� <br /> this Security Inslrumcnt. It'I.cndcr Jelcnnine�that any parl uf the Pr��Txm i.whjrr�tu a tirn whirh may attain priurity cwer <br /> this Se�urity Ins�rwnent. LenJer may givc Burmwcr a nutirc iJcntitj•ing thc licn. Barr��K�rr.hall .ati�l'y thc lirn��r tuke one or ( <br /> � <br /> mora of tha act�ons sel fanh obove within IU Juy+al'Ihe givin�uf nuhre. . <br /> .� Form 30�8 a190 E: <br /> � �� Pp�1 ut 8 '� � • <br /> i <br /> , `: . <br />. � <br /> � <br /> 1 <br /> � <br /> . <br /> . , 1� <br />