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�oi�000�� THIS SECURTTY INS'TRUMENT combines uniform covenants for national use and non-uniform covenants with lirnited variations by jurisdiction to constitute a uniforxn security instrument caverin� real prnperty. UNT�ORM COVENANTS. Bonrower and Lender covenant and agree as fol1ows: 1. Payment of Principal, interest, Escrow Items, Prepayment Charges, and Late Charges. Bprrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Boz sha11 also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. Howevez, if any check or other instrument received by Lender as payment under the Nate or this Security Instrument is returned tc, Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security lnstrument. be made in one or more of the following farms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution wh�se deposits are insured by a federal agency, instrumentality, ar entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when reccived at the location desi�nated in the Note or at such other location as may be designated by Lender in accordance witli the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payrnent insuf�cient to bring the Loan current, without waiver of any ri�lrts hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such paymants at the time such payments are accepted. Tf each Periodac Payment is applied as of its sch�duled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payments to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note imrnediately prior to fpreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from n►akin� payments due under thc Note and this Security Instrument or performing the covenants and agreements secured by this Secunity Instrument. 2. Application of Pa,yments or Proceeds. Except a� otherwise described in this Section 2, all payments accepted and applied by L�nder sha11 be applied in the follawing order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied t.o each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a suffici�nt amount to pay any late charge due, the payment may be applied to the delinquent payment and the late char�e. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Feriodic Paymenta if, and to the extent that, each payment can be paid in full. To the extent that any excess exist� after the payrnent is applied to the full payznent of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and Chen as de5cribed in the Note. Any application of payxncnts, insurance proceeds, or Miscellaneous Pr[�ceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payrnents. 3. Funds for Escrow Items. Borrower shall pay ta Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amount5 due for: (a) taxes and assessments and other itezns which can attain priority over this Secnrity Instrument as a lien or encumbrazace on the Property; (b) leasehold payxnents or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) M. ortgage Insurance 231026 NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFpRM INSTRUMENT �-6(NE) (os�� Page4 of 15 �nitia Form 3028 1101 � ��