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2oli0000� Borrower shall promptly discharge any lien which has priority over this Security Instrurnent unless Borrower: (a) agrecs in writing to the payment of lhe obligatiun secured by the lien in a manner acceptable to Lender, but nzily so long as Borrower is performing such agreemant; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent khu cnforccment of the lien while those proceedings are pcndin�, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactpry to Lender subordiiiating the lien lo Ihis Security Instrument. If Lender deterniines thal any part of the Property is subject to a lien which can altain priority over this Security Tnstrument, I,ender may give 13c>nrawer a notice identifying the lien. Within 10 days of the date on which that nolice is givcn, Bc�rruwer shall satisfy the lien or take one or morc c�f the actions set forth above in this Section 4. Lender may require Borr�wer to pay a �ne-kime charge for a real estate tax verification and/or reporting service used by Lender in connec�ion with this Loan. 5. Property Insuranc�. Barr�wer shall keep the imprnvements now existing or hereafter erected on the Yro�erty insurcd against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but npl limited to, earthquakes and tloods, for which I.�nder requires insurance. This in.suranc:c shall be maintained in the ainounts (including deductible levels) and for lhe peric�ds that T.ender re:quires. What Lender requires pursuant to the preceding sentences can change during khe term nf ktxe I.oan. The insurance carrier providing the insurance shall be chc�scn by Borrower subject ta Lender's righ� ta disapprove Borrower's choice, which right shall nc�t be excrcised unreasonably. Lender rnay require Borrower to pay, in connection with this Lnan, cither: (a) a one-Gime charge f"or flood zone determination, certification and tracking servic4s; c�r (b) a c�nc-limc charge for flood zone determination and certification services and subsequent charges each time remappings or similar c:hanges accur which reasonably might affect such determination or certification. Borrowcr shall alsa be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in c:annectinn with the review of any flood zone determination resulting from an objcction by Borrower. If Borrower fails to maintain any of the coverages describcd ahcrvc:, Lender may obtain insurance coverage, at Lender's option and Borrowcr's expcnse. I,end�:r iti und�r no abligation to purchase any particular type or amc�unl c�f cove:rage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, F3orrower's equity in the Praperty, ar the contents of the Property, against any risk, hazard or liability and rnight provide greater or lesser coverage than was previously in effect. Borrower acknowledges that th�: cc�st �f th� insurance coverage so obtained might significantly exceed the cost of insurance lhal Borrower could have obtained. Any arnounts disbursed by Lender under this Section 5 shall become additional dehl c�f Bnrrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date c�F disburseznent nnd shall be payable, with such interest, upon n�tice fram Lender to �3orrower requesting payment. All insurance palicics required by I,�:nder and renewals c�f such palicics shall bc: subject tc� I,c:ndcr's right to disapprove such pal'rcies, shall include a standard rnurtgag� clause, and shall name Lender as mnrtgagee and/ur as an additional loss payee. L.ender shall have the right to hold the policies and renewal certificates. If Lender requires, I3orrower shall promptly give to L.ender all receipts of paid premiums and renewal notices. If Borrower obtains any fonn of insurance coverage, not otherwise required by r,ender, for damage to, or destruction of, the Property, such policy shall include a slandard mortgage clause and shall name T.ender as morigagce and/c�r as an additional loss payce. In the event of loss, Barrower shall give prompt notice to the insurancc: �.arricr and I .4Tl(JCi. I ,endcr may makc proc�f of lass if not rnade promptly by Barrawer. Unless I,ender and Borrower otherwise agree in wriling, any insurance proceeds, whether or not the underlying 'rnsurance was required by Lender, shall hc applied ka restoration or repair of the Property, if the restaratian ar repair is economically feasible and Lender's security is not lessened. During such repair and restoration per'rod, Lender shall have the righl lc� hold such insuranc� proceeds until Lender has had an opparlunily lc� intipcct such Prc�perty [a ensure the NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFaRM INSTRUMENT �-6�NE) losi 71 Paga 6 of 15 in�eibis: � Form 3028 1�01