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<br />pr�miums, if any, or any sums payable by Borrower to L,ender in lieu of the payment of Mortgage
<br />Insurance premiums in accordance with the provisions of Section 1�. Th�se iterns are called "�scrow
<br />Items." At origination or at any tiine during the term of the I.,c�an, Lender niay require that Comznunity
<br />Association Dues, Fecs, and Assessments, if any, be escroweci by Borrower, and such dues, fees and
<br />assessments shall be an Escrow Ttem. Borrower shall promptly furnish to Lender all notices of amaunts tc�
<br />be paid under this Section. Borrower shall pay I,endcr fhe T^unds for Escrow Items unless T.,endcr waives
<br />Borrower"s obligation to pay the Funds for any or all I:scraw Iterns. L.ender may waive Borrower's
<br />obligation lo pay io L.ender Funds for any or all I;scraw Items at any time. Any such waivcr may unly be
<br />in writing. Tn the event of such waiver, 13orrower shall pay diractly, when and where payable, the amounts
<br />due for any I:sc:rnw Items for which payment of Punds has been waived by Lender and, if Lender requirc:s,
<br />shall furnish to Lender receipts evidencing such payment within such time period as I .cndcr may require.
<br />Borrower's obligation to make such payments and to provide receipts shall for all purposes be deerned to
<br />be a covenant and agrc:ement contained in this Security Instrument, as the phrdse "covenant and agreernent"
<br />is used in Section 9. If Borrower is obligated to pay �scrow Items direckly, pursuant to a waiver, and
<br />Borrower fails to pay the arnount due for an Escrow Ttem, T.ender may excrcise its rights under Section 9
<br />and pay such amount and Barrower shall then be obligated under Section 9 tc� repay ta Lender any such
<br />amount. T.ender may rcvc�k� the waiver as to any or all Escrow Ttems at any fime by a notice given in
<br />accordance with Seclion 1 S and, upon such revocation, Borrower shall pay to I,cnd4r all Punds, and in
<br />such amounts, that are then requirc:d under this Section 3.
<br />Lender may, at any Cime, collect and hold Funds in an amount (a) sufficicnl to permit Lender to apply
<br />the Funds at the timc specified under RESPA, and (b) not to exceed the maximum amount a lender can
<br />require under RESPA. Lender shall estimate the amount of" Funds due on the basis of current data and
<br />reasonahle cstimat�s of expenditures of future Fscrow Ttems �r c�therwise in accordance with Applicable
<br />Law.
<br />The Funds shall be held in an inslilution whose deposits are insured by a federal agency,
<br />instrumentality, or entity (including I.endcr, if I,end�r is an institution whose deposits are so insured) or in
<br />any Federal Home Loan Bank. Lender shall apply the Funds to pay the �scrow Ttems na lal�r than th� lime
<br />specified under RESPA. I_ender shall not charge Borrower for holding and applying lhe I'unds, annually
<br />analyzing the escrow acGaunt, ar verifying the Escrow Items, unless T.ender pays B��rrower interest an the
<br />Funds and Applicable I,aw permiCs Lender to make such a charge. Unless an agreement is madc: in writing
<br />or Applicable Law reyuires interest ta be paid on the Funds, Lender shall not be required tc� pay Borrower
<br />any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, lhat intcrest
<br />shall be paid on the Funds. I,cnder shall give to Borrower, without charge, an annual accounting of the
<br />Funds as rcquircd by RESPA.
<br />If there is a surplus c�t Punds held in escrow, as defined under R�SPA, T,ender shall account to
<br />Borrower tor thc cxcess funds in accordance with R�SPA. Tf there is a shortage ot Funda held in escrnw,
<br />as defined under R�SPA, L.ender shall notify Borrower as required by R�5PA, and �3orrawcr shall pay lc�
<br />Lender lhe amount necessary to make up the shortage in accordance with RESPA, but in no mare than 12
<br />m�nthly payments. If there is a deficiency of Funds held in escrow, as defincd under RESPA, Lender shall
<br />notiPy Barrower as required by RESPA, and Borrower shall pay to I.ender lhc amc�unt neccssary [c� make
<br />up the deficiency in accordance with R�ST'A, but in nc� more Ihan 12 mc>nfhly payrnents.
<br />Upon payrnent in full of all sums secured by this Security Instrument, I�ender shall prornptly refund
<br />to Borrower any Nunds held by Lc:ndcr.
<br />4. Charges; Li�ns. Borrower shall pay all taxes, assessments, charges, f'ines, and impositions
<br />atlributable fcy the Property which can attain priority over this Security Tnstrument, leasehold payments or
<br />ground renls on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. '1'0
<br />lhe exlent that khess items are Escrow Items, Borrower shall pay them in the manner provided in Section 3.
<br />NEBRASKA - 5ingle Family - Fsnnie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-F)INE) (0811) Pmga 6 of �s i��t��i9:'�_ Form 3028 1/Q1
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