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201009828 9. Protectian of Lender's Interest in the Property and Rights Under this Sec.vt7ity Ynstrument. If (a) Borrower fails ta perform the covenants and agreernents contained in this Security Insmunent, (b) there is a legal procee�ing that might sigz�.ifica�ntly affect Lender's interest in the Property and/or rights under this Security Instnunent (such as a proceeding in bankruptcy, probate, for condemnatinn nr forfeihue, for enforcement of a lien which nnay attain priority ovex this Se�urity Instrument or to enforce laws or regulations), or (c) Borrower has abandon.ed the Pz�operty, then Lender rnay do and pay for whatever is reaspnable ar appropriate to prote�t Lender's interest in the Property and ri.ghts under thas Security Insmzment, including protecting and/or assessing the value of the Praperty, and securing and/or repairing the Property. Lender's actions can include, but are not lirnited to: (a) paying any sums secured by a lien which has priority over this Security Tnstrument; (b) appearing in court; and (c) paying rcasonable attozneys' fees to protect its interest in the Property and/or rights u.nder this Se�urity Instn►ment, including its secured position in a bankruptcy procceding. Securir►g the Property includes, but is not limited to, entering the Properry ta m,ake repairs, change locks, replace or baard up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, ar�d have utilities turned on or off_ Although T.ender may tak� action under this Sectinn 9, Lender daes not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts sh�ll bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from I.ender to Bonower requesting payment. . If this Se�urity Instrument is on a leasehold, Borrower sha11 comply vv�th all the provisions of ihe lease. If Borrower acquires fee title to the Property, the leasehold and the fe� title shall not merge unless Lender agrees to the merger in writing, 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Laan, Borrower shall pay the premiums requi�red to miaintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the n�wrtgage insurer that previously provided such i.nsurance and Borrower was requirecl to make separately designated payments toward the premiums for Mortgage Iansurance, Borrower shall pay the prezniuzxas required to obTain coverage substantially equivalent to the Mortgage Insurance previously in �ffect, at a cost substac�tially equivalent to the cost to Horrower of the Mortgage Insu.rar►ce previously in effect, from an alternate mortgage insurer selected by Lender. If substantially eyuivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to I.,ender the amuunt of the separately designated payznents that were due when the inswrance coverage ceased to be in effect. Lender will accept, use and retain these payments as a n.on-refundable loss reserve in lieu of Mortgage Tnsurance. Such loss reserve shall be non-refiuYdable, narivithstanding the fact that ihe Loan is ultimately paid in full, and Lender shal.l anot be required to pay Borxower any interest or eamings on such losx ;reserve. Lender can no longer require lnss reserve payrnents if Mortgage Tnsurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and l.ender requires sepaxately desi�mated payments toward the prerniunns for Mortgage Insurance. If Lender z�equired Mortgage Insurance as a condition of making the Loan and Borrower vvas r�ui�l to rnake separately designate�l payments toward the premiums for Mortgage Insurance, Borcawer shall pay the premiums required to maintain Mongage Insurance in effect, or to provide a non-z�efundable loss reserve, until L,ender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until ternunatipn is required by Applicable Y,aw. Noching in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for c�rtain losses it may incur if Borrawer daes not repay the Loan as agrced. Bonower is nat a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance ixt farce from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditians that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements rnay require che rnortgage insurer to rnake payments using any source of funds that the mortgage insurer may have available (which rnay include fur►ds obtained from Mortgage Insurance prerniums). NEBHASKA - Single Family - Fennie Mae/�reddie Mac UNIFORM INSTRUMENT �-61NE) f06� i � Pega s ot t 5 Initials: Fo�R1 3028 1/01