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<br /> ����;�r� �°. 92_. 104�0 �
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<br /> �����,�- '�. TOGEfHER WITH nll the improvements naw or hercaftcr crccted an thc property,und all casement�,oppuncnances, �
<br /> —' �� and fix�ure4 now or hereafter u part of the property. All replacemcnts and additions shull�Ico bc rovcred by this Security
<br /> ---- -- ���' :� Inruument. All of the forcgoing is referred lo in thix Security Insuument as the"Propeny."
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<br /> �'r .,r,���..'�'�" � BORROWER COVENANTS that Borrower is tawiully ssei�ed of the estule hereby ccinveyed and has ihe right ro grant
<br /> ���y��:•��� ,; � a�ui ccxrvey the Property und thAt U�e 1'ropeAy is unencumbercd,excep�for encumbmnces of record. Bw7owcr warta�xs and _ _ _
<br /> �i�:�<���•K=ia�o will defend generally U�e title ta the Property againat all cl�lms and demaodc,subject to uny encumbruncec af record.
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<br /> .�— t,_�.,;�:._�.t:•�:a_. THIS SECURITY INSTRUMENT combines uniform covenanls for national use and non-enifmn,GOVenant�with
<br /> - *"`"�°'r limitecl vuriationg by jurisdiction ta constitute a unifortn security instrument cuvering real property. �— -
<br /> ���"'�� UNIFORM COVENANTS. Borrawer and[.ender covennnt smd agree as Pollaws:
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<br /> ��' �'. .,:�� '� l. Payment of PrincipAl and Intereati PrepAyment Aad Late Chorges. Borrower shsill promptly pay when due the
<br /> �. �.,�.n �,;��:_.
<br /> �,:;s�„e��''�'�,�•�s�..�. principal of and interest on Ihs debt evidenced by tho Note and any prepuyment and lute charges due under Iha.Note.
<br />_ ;_4,.•;`z.. . 2. F�nds for'Ihxes and Insuranee. Subject to applicuble law or to u wrilten waiver by Lendet.Barrawer shall pay to
<br />"— '�`' � ' Lender an�he duy monthly pAyments are due under�he Note,until the Na►e Is paid in full,a sum("Fu�da")Caa�:(n)Year�Y
<br />�'`t' ��� �'' �f � tuxes and ussesaments which mny attnin prioriry aver this Security Instrument as a lien on the Proparty:(6)yeerly leasehold
<br /> :.�.• � • (dl y y ��
<br /> ��. � ,••. �, • � pnyments or ground rents an the Property, if any: Ic) yearly hnzard or pmpeny insuranca premiuma: � eor� flood
<br />,�'�'. :^��. S�c:;,��:-�' : inaurnnce premiums,if a�y; (c) yearly matguga msurance premiuma. if any; s�nd (� s�ny sum.9 pAyab4a�.by.Homower to
<br />���,.'. • • Lender,in arcocdance with the provisians of paragmph 8.in lisu of thepaymant of mongaga insurynaa premiums. These
<br />- � items are called"Pscmw Items' Lender muy.ut nny tims.collaat and hn i d Funds in an amount not w caceed the muximum
<br /> �. �. � � amount a lender for a federally related moRguge loun may tequit� for Borrower�s escrow account under the federal Real
<br /> ;,�;,4;�; �.,;: '• �gtate Setdement Procedures Act of 1974 as amanded from time to tim6. 12 U.S.C.�2601 et seq.("RESPA"),unless another
<br /> ` ' luw thnt applies to the Fundc sets a Iesser omc�unt. If so.Lender may,at any time,collect and hold Funda in an amount not to
<br />`.�. - �-� - ' exceed the lesser umuunt. Lender may estimatc the umount of Funds due on ihe basis of currenl data and r�easonabk _._ . ._._ ._
<br />' '" "' � � esdmetes of expen�ltures of future Escrow liems or otl�erwise in accordance with Applicuble luw. �:_-_:
<br />�' The FLnds shall be held in un institutian whose deposi�s are insured by a federal agency, instrumenwliry,or entity �
<br /> � (including I.ender,if Lender is such an institution)or in any Federal Nome Loan Bank. Lender shall apply the Fl�nds to pay
<br /> i+� . �� �� the Escrow Items. Lender mny not charge Horrower for holding and applying �he Funds, annually analyzing Ihe escrow
<br />,i�-�: � nccount, or verifying the Escrow Items, unlesc Lender pays Bonower interest on the Funds ond applicable law pem�its
<br /> t;,, ' Lender to make such a charge. However,Lender mny require Borrower to pny a one-time charge for an independent real ��
<br /> extAte�ax reporting service used by Lender in connection with Ihis loan,unless applicable law provides otherwise. Unless an
<br />�'-�. � . ' ° ugreement ia made or applicuble law�equires intcrest to be paid,Lender shall not be required to pay Borrower any in[erest or �":_:�_:�s-Xu-
<br />* camings on the FLnds. Sorrower nnd Lender muy agree in writing,however,that interest shall bc paid on the Funds. Lender g�=;;;-_=-.'�
<br /> , `` •� � shnll give to Borrower.withaut charge,an annual uccounting of the Funds,showing credits and debits to the Funds and the
<br /> , ' purpose for which ench debit to the Funds wus made. The Funds ure pledged as udditional security for ull sums r�ecured by
<br /> Ihis Securiry Instrument.
<br /> � If lhe Funds held by Lender exceed the amounts pertnit[ed ta be held by applicabte faw. Lender sha!! accouRt to =
<br />� • Borrower for the excess Funds in accordnnce with the requ�remems of applicable luw. If�he amount of the Funds held by �;�,_____
<br /> . Lender ut uny timc is not sufficient to pay the Escrow Itcros when due,l..ender may so notify Borrower in writing, and, in ��;,�;��,��
<br /> such cnse Borrower shall p:►y ta Lender�he amount necessary to make up Ihe deficiency. Borrower shall make up the _�_-
<br /> ,, deficiency in no more thun iwelve monthly payments,at Lender's•sole discretion. �;;,•j�,-;,;-��;�
<br /> , Upon puyment in full of ull tiums secured by Ihis Security Inst►ument, l.ender xhall promptly refund to Borrower any =—
<br /> � � • Funds held by Lender. If,under purngruph 21,Lender shull ucyuire or xell the Praperly. Lender,prior lo the acquisition or ��,x��'=-'==�
<br /> " sale of the Property,shall upply Any Funds held by Lender ut the time of ucyuisition or sale us a credit against the surns �"'„'�=-="" ''
<br /> . secured by this Security Instn�ment. `
<br /> . ° 3. Applicntian of Paymenls. Unlexs upplicablc luw provides otF�crwise,ull puyments receivcd by Lender under �L��1ef�---�---
<br /> � • purugruphs I und 2 shull be upplied:first,to smy prepuyment chnrges due under the Nute:second,to umounts payable under h�=��_-
<br /> , parugrnph 2;thi�d,ta interest due:founh,to principul due;und lust,to Any lute churges due under the Note. �:r�.:._
<br /> . � 4. ChArges; Liens. Borrower shull pay all taxcs, usxe�sments, chs�rges, fines und impositions uttributable to ttic r�s�+
<br /> � �� Pro n which mA attain riority over this Security In.�rument.And IeA�ehold paymcnts or ground rents,if any. Borrower ���'�����_r-
<br /> Pe Y Y P . .
<br /> � " , shs�ll pAy thesc obligations in the manner p�ovidcd in pumgraph?,or if not puid in 1h�t manner,BoROwcr shall pay them on `:'�;••.�,;�n__��__
<br /> time directly to Ihe person owed payment. Borrower sh�ll prumpUy fumitih to Lender all notices of amounts to be paid under �,��•`:� �`;;�•;""`
<br /> • this paragraph. If Borrower makes these paymemx direcUy, Borrower shull promptly furnish to l.ender receipts evidencing ti�'::�,;,:_:°=-�-�
<br /> the payments. ��' •� ,F�•-
<br /> •�.:.:�?�:=�;;
<br /> Borrower shull promptly discharge any lien which ha.r priority ovcr this Security Instrument unless Borrower.(u)agrees . �„Y:.
<br /> . � � in writing lo the payment of the obligation+ecured hy Ihe lien in a manner acceptable�o Lender:(b)contests in good faith the ;, `;''""'_ ,"__
<br /> . • lien by,or defends agnins�enforcement of�hc lien in,Iegul praceedings which in the Lender's opinion operute to prevent tFie ;�° �
<br />' ' enforcement of the lien;or(c)secures fram the holder of thr lien an ugreement sn�isfuctory to Lender subordinating the lien •� -
<br /> . • to this Security Instrument. If Lender determines thut uny purt of th;,Property is subject to a lien which may attain priority �.�g;
<br /> ^ .; over this Security Instrument.Lender muy give Bcxrower u ncxice identifying the lien. Borrower shall satisfy the lien or take •«�:�� ,
<br /> ' � • one or morc of the uctions set forth above within 10 days of the giving of notice.
<br /> 5. Hazard or Property Insurance. 8orrc�wer shall kcep thc improvement�now rxisting or hercafter erected on the �
<br /> ' Property insured against loss by fire,hnzurds included wilhin the tcrm"ex�endcd rn�rrage"and any other huxardx,including '
<br /> ' flaods or flooding, for which Lender requires in�urance. This in.urunce shall lx maintained in the omounts and for the ;
<br /> ' . " � Fam bi6 q�90 i�xe 2„�n�.q«� � �
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