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�--------- .. .�.: :::�.e:a y �( _ . . ._ ..___'� -�� .� _ __ _� �-.�' .. ... . . .- . _ _- -. i __.:�r.sFYa��_r+?+ - - - �_ .�_� . .. • - }�r��..�.��}\ �✓,rri�a�..r�....__ :��-�—�-�_' .-� .—. .. _-- �W�a�...a�. � . . .., .,.. �.r..Y �"'"�.-..---�.-r--�-� ��- _ G �, . ' . . . _ - _- - . .. : .. .. - -i . . . . . . d�;'-,-`_�- -_---_ - . ... :.. .." ' _ ' � __' _'_ � — .�.y.yy-i...,Wry�`�ts,YiS�.._ __ - ____:.s.c.-betiti�e_vun, n� __ —.��—" ��_� .. . . .. ...�.��.�.�.... � y�: ..._.2�_�_ .. ... _ _ "_y._.— _. ..�._=1ii:.'4r.�.�il.._�...�..--�:��s�.�.� _ _. ��_.. . g�- �.�€14:; _ {t tM:u�bwnt>held by Lc�rkt far E.�r.�w Itenu cxCCal ihc :u�uwnt.perniittc�l t�� l+c hcld h}� RGSPA. L.c�wler �cluil�u.�.�wnt to&uruucr for the excess funJr a.�rc�yuir�vi by R�Sk'A. It 1l►c:uix�unis ut'fu�xl.I�cIJ b�•l.c�::at:u�) tink ia ��u sufti.icnt to pa} th.Escrow• Itcn�..wheo�ua. 4;t�r utry n+uify th.c t3c�m�Krr sux!�eyuia� ii+�rr��u•:r tc� nuL�up►hc�k�cicncy:u perniilted by RESP�. Tlu Escrow Funds nre plalge+l as udditic�ai s�urily iur aU su�� k.ur.s ny sn�� Securitv lnstninxnt. If Bc�rmw•er teixlen to Lcixl:r�lu full p�yment��f all uuh wn�c, Borrowe�s account .tall be r��fital with tt►e t+alancc reuuining for all i�ut:illnknt itenu lol. lbl.�W l�)��y nx�rtg�e insurance premiurn in.,tallnxnt that Lc�ti;l�r t►�s nw tuti�une oblig;ueJ to p�y w the Sertetary. �uxi Le�ufer �11 promptly refurxl anS� exceas furxls to BarroH•ec. lnunediace�y priw to a fbreclowre s�le of the Propeny or its acquisition by Le�uicr. Borrow•et'a account shal) be rra�litcx3 W:ih a��y t+�lance ren�aining for all insuliments for items ta1.(b),�nd(c). 3. �pp�i�tbq of pyy�peuts. All payments under p;ir.►�r�+hs I and 2 shall be applied b��Le,:dev u fallox•�: �,to the nwrtg�e insurance premium to be paid by lxixier to thc Secretary ar to the monthly chuge by�the Secretary instead of the nwnthly mangaEe insuranre premium: �,to any taxes,specia! :�ssessmetus, le:uehold p�ynxnts or ground renls.and firc. Qooct and other hatan9 i�uursn:�prenuwnc.as reyuired: ir�.to i�terest due under the I�ae; Fonnh.to amnrtiration oi the prirxipai of the Nac:and fjQh,to late chps�es due unde�the Nate. ,�.��Fy��1 pt6er}i�xard Insur�ncc.Borrow•er slu�ll iasue�f improvements an the Prc�+erty,whether now ir exictenie or subsequent{y erected.againct any hazards.r�wa�ties.and contingencies.includi�g fire.far whirb Lender requires inwruxe. This inwrance sh�ll be maintuined in the unounts and for the periods th�t Lendtz cequires. Borrower sliall alsa inwre all impro��ements on the Properiy. whether now in existence or suhsequeatty �r�cted.�ainst loss by floods tn the extent requirod by the Secretary. All inwrsnce shall be carried wiih companies approvad by l.ender_The insuru�ce policies snd any renewals shall be hcld by Lender and st�ll ine(ude inss payable clauses in favor of.and in a form acceptable to.Lender. ln the eveat of lass.Borrower shall give Lender inunedi�te c�cice by mzil.Lender m�y malce proof of loss iF nat made promptly by Botmwer.Exh i�surznce company rnncerned is hereby authorizal and directod w n�ake paymeni . for such lass direcsiy to L.ender. inst�ad of to Bormwer and to Lender jaintly. All oc any part of thz inwmnoe prooeeds may be appliod by Lender.at its option. either la)to che reduction of the inctebtodness undu the Nc�to and this S�:u�ity Instrument,first to any delinquent unounts aFFliaS in the arder in parrgrap�h 3.and chcn ta prepaymmt of pri�trspal. or(b) to the restotatioo or repsit ot'the dtirugu.0 Property. AnY 3PPlicatian of the praaecic w th-. , principrl slwlt not extend or postpooe the due due af the macsth[��paYments which ue referred ta in par.�raph 2.ar. chaage the acrwunt of such paymeats. A�y excess insuc-arnY peucoods ovu an amount requirad to pay atl outstaadin8 �ndeb[tdl1�SS unoCr tne i�oce�d ws savriiy i�ai.-a.��;,:��:,`,:.�!3 Lti.0�`»tt�!�Y�nlitktl 11Yf�lfiii. ------------•- in the event of forectasure of this Security Insttument or otl�er tnu►sfer of titte ta tht Proputy Uui extinSn�si�s • tho indebtedness. all riQht, tide and interest of Borcower i�and ta inwrance policies in force s5a11 pass to tlst pucrh.,�tser. � 5.Oornp�uucy,P�^tsr�'ti'ation,l4ixinteaaoce and Protection of t6e Pf�operty;Borrower's l.wn Appiicatiant ;,a-,��-�,,;.o, Borrower shall occupy, establish.and use the i'ropeny as Borrower's principal residence within sizty d�ys afkr the exacutian of this Security Inwumecu(or within sixty days of a later sale or troncfer of the Properiy) a�xf 9hs11 oontinue to occupy the PropertY as Borrower's principal residence for at teast uae year�ttet the datt oi oon�*.ue3,unkss l.eader desera�ina that require:tsent will cause undue hardship for Barrow�er.or udess cacuzwatin8 circu�stances eaiu which aze beyond Borrower s control. Borrowu stsall notify l.ender of•arr} ex�tus$ circ�scutices.Borrowu sl�all not canmit waste or destmy.dun�8e or subsiaatial{y chsnge the Propere34 oe al►ow the Pt�CSp to deteriontt.reaconable wpr and tear exapted.l.xndu may incpect the Pro}xrty if the Propacy is vae�nt or at�n��nod or the loaa is in defzult. Lendu may eake crason�ble acuon to prdcct aad pnserve such v�cu►t or i��j�� ��4ii{�E1 o+W 3 c9 B � HvMi an W�rtW Yrcr rwria f/ �t/`� w .