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<br /> - -- �'�� TOCi�TI-18R WITH all the improvomentK nnw ar t►creufter cr�wt�d�x�thu pr�ryx;ny.und ull curcrocmr,uppurtcnuacc.r.
<br /> �'�`'"���f `'� rt All re IuremcMs and u�kliti�►ns xhull alsu be cavcred by this Seoudty
<br /> --- �nd fixtures naw or hereAfter a purt af Uw prope y. p
<br /> �--�——�-:.�^',��;;�+ Inwrument. All of the fongoing ix n:femed io in thix 5�rurity Inxlrument aK thc"1'ri�xrty." _
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<br /> �,�o�'Rt.°���•„'.` BORROWER COVENANTS ihs�l&arowar Is lawfully t.eir,ed uf the e.wtc hcrchy cunvcycd mu1 huti Ihc right �o grant
<br /> �':�.� " '•�, and convey the Propeny and�hut llx: PiupenY i�unencun�F+ered,except for encumbrancer of recurd. Bixrower wur�nta on�i
<br /> �:�,_•��` will defend generally Ihc UAe a thc Pruperty n�uin�t pll rluimK und�kmundti,�ubjcr�1�any cncumlxunces oF record. W
<br /> � '"°"` THIS SECURITY INSTRUM�NT combine� uniform covenanty Wr nuii�nul u+�: unJ nun-uniform rovenunis with
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<br /> ,_��F�,�., - limited vartations by Jur�sdiction tac�n�itutc n unifurm n�wurity in�tru�uad cuveri��g rcaf pmperty. � -- - -
<br /> i 'f� UNIFORM COVBNANTS. Burrower and Lcndot cnvonnnt und agme as i��lluwa:
<br /> '"""" �'�T ' 1. Po y m e n l o f P r i n c i p w l a a d I n t e r e c t:1'r e p w ymenl�nd Late Chargee. Burrowcr shall pramplly pay when due the
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<br /> � __,�.�,.��.�i•.. � princi I of ond interest on the debt evidenced by tha Nola und uny prep•ryment nnd late churges due under the Nae.
<br /> 5„�, : ,: ;��...•� � F�nds tor'�xes pnd Insu�aace. Subj�ct tu nppflcuble law ar to o wdtten wuiver by Lender.Horrower shall puy to
<br /> :,";s,_. „• ,� ' Lender an ihe duy monthly payments are dua under the Note,until the Note is puid in full,a sum("Fund+") fur:(a1 yearly
<br /> -""� �°' °� taxes and assessments which muy uluin priority over this Security Instrument as n lien an the 1'ropeny:lb1 ycnrly IeasehoW
<br />_�: . __ . . .: .: _. - --
<br />=__ � . • , �. payments or ground rents on the Pruperty, if uny: (c) yeArly hnzard or property inrun►nce prcmium,: (d) yeurly fl —
<br /> ' insurance premiums, if any: (a) yearly mortguge inqurAnce premiums. ii ony; und (�nny .um� payuble by Borrower to
<br /> �?� . '. �� �� L.ender,in accordonce with the plov�tiiunr:of psuagrnph 8,in lieu of the payment af mongage insurunce premiums. These _
<br />�� ;' ��'w�..,.%�s�..�� °"��" items aro callecl"Esc�row Itoms." Lrnder may.nt any time,collect und hnW Funds in an amount not ta eac�:ed Ihe maximum
<br />��� . � amaun�a lender far a fedesally talatad mongaga lonn may rr.�uire for Borrowe�k escrow accaunt under�he feciernl Real �
<br /> �,,,� .,, Estat�a Senlemenl Provedums A�ct uf 1974 us amanded from time to time,l2 U.S.C.§2601 er seq.("RBSPA").unless another —=
<br /> " .:�., . - � law that applias to•th��unds seta a les.�er gmount. If so,Lender may,at any time,collect and hold Funds in un umount not to `._,�-
<br /> �� '�` � � ' eaceed the I�i�r umoum. Lendar may estimute the amount of Fund4 duc on the basis of curnent dara and reasonnble _ _ __
<br /> �� :;n•,.�,',, ; ',0..�r`' estimates af expe�tdiluros M'fwuttt Evcrow Items or otherwise in accordunce with applicAble law. � -
<br />``� �,Y':w�� , �: ,. "r, TIKS Flmds shall be herld in an inuitudon whose deposits arc insured by a federnl agency, instrumentulity, or sn�iry �_;�
<br /> � �� (including Lender,if L�nder is such c+nintiti�ution)ar in any Federal Hnme I.onn Bank. Lender sball apply the Funds to pAy i a___
<br /> _ ` � the Escrow Items. Lendar muy not charge BoROwer for holding and upplying the Funds,annually anuly�ing ihe escrow �,-�.�„_
<br /> ��� account, or veriFying tha Escrow Items, unless Lender pays Borrower int�rest on the Funds and applicable low permits
<br /> �.•' `�,:,;�: �,�. Lender to muke xuah u charg�. Howe�er.L.ender mny reyuire Borrower�o pay u one-time charge for an independent real �:.r�i�,�;�:
<br /> f��� � � estate wx reparting�servico uced by Lender in connection with this loan,unless applicubla law provides otherwise. Unless an �
<br />�"�• ^ agteement is mada or applicable law requires interest to be aid,Lcnder shull not he required to pay Borrower any intercsl or �
<br /> .• eamings on tha Funds. Borrower end L.ender may agrec in wri�ing,howcver.thut interest shall be paid on the Funds. Lender �_�
<br /> � ,. •� .� ' shall give to Borrower, without charge,an annual uccounting of the Funds,showing credits and debits ro the Funds and the ��=-`—
<br />� .�• , . '•.,����: purpose for which each debit to the Fundti wus made. The Funds are pledged as additional security for all sums secured by — _
<br />- , �r� �':�' thfa Security Instrument.
<br />- � `:�'�"'"�'"'?"-.1� If the Funds hold by Lender exceed the amounls pern�ittrd ia tx hcld by applicable la�s�, Lend�r sha!! e�rn��n� t� -_- _
<br /> �..,.�;, �� ' Borrower for the excess Funds in accad�oce with the requirements of upplicable law. If the nmount of the Funds held by �.--
<br /> ' . Lender at any time is na sufflcient to pay the Escraw I�ems when due,Lender muy �o notify Bormwer in wriling,and,in
<br /> � � � such case Borrower shnll puy to Lender Ihe s►muunt necessary to muke up the deficiency. Borrower shall make up the _
<br /> , � deficiency in no more than twelve moMhly puyments,at Lender's sole discretian. ��'
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<br /> Upon payment in fuU oi ull sums secured by this Security lnstrumem, Lender shull promp[ly refund t�Borrower uny °sa"'"' .: ,
<br /> � ��� ti Funds hel�i by Lendcr. IF,under parugruph 21,Lender shull acyuire or sell the Proper�y, Lender,prior to 1he acquisition or �.y-: -
<br /> . . sale oi the Properry,shull apply any I'unds held by Lender nt the time uf ucquisition or sule s�.s a credit against the sums
<br /> . • securedby Ihis Securiry Inxtrument, �'�'=��.
<br /> 3. A IicatMn of Pa mepts. Unless u licable Inw rovides otherwisc, ull payments received by Lender under "��--
<br /> t � . : � suagraphs P and 2 shall be upplied: first, to any prepayment churgcs due under tlx Notc; second,to amounts payabk under ��.._-_ '"'
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<br /> • pumgraph 2;third,to interest�ue;founh, to princ�pal due:und lust,to uny lute churges due under�he Notc. "_��_�
<br /> ' , � 4. Charges; Liens. Borrower shull pay all taxes, A4sessments,charges, fines and impositions auribula6le to the V��:��_2_-
<br />• Propeny which mAy attain priority over thi�Security Inslrument,and leusehold paymenls or ground rents,if any. Borrower �'„',�,:,�
<br /> shull pay these obligations in the munner providcd in parugraph 2,or if not paid in that manner,Borrower shall pay them on �''`'��r�
<br /> nrr,--.-__
<br />� ° time directly to the person owed payment. Borrawcr shall prampdy furnish to Lcndcr ull nuticcti uf umounts to be paid under �:°�-��-
<br /> -. this paragraph. If Borrower mukes these p•ryments directly, Borrower shall promptly fumish to Lender receipts evidencing -_;ti,. ,'"'-'_
<br /> " the payments. • .� .�Y
<br /> Borrower shall promptly discharge any licn which ha�prioriry over this Securiry Inslrument unlcss Borrowcr: (a)agrees •:;,�.�_,:�:.
<br /> . • in wri�ing to the paymem of the ubligalion tiecured by the lien in v manner acceptahle to Lender,(b)contesls in goocl faith th� -�,"�`_;--
<br /> lien by,or defends Aguinst enforcemem uf Ihe lien in.Iegs�l proceedings which in�he Lender�opinion oper�te to prevent the �^.t�_:_,�_�
<br /> � � enforcement of the lien;or(N secures from the holder of�he lien un Ugreement satisfuctory to Lender suMxdinuting the lien �=r--�_,,�
<br /> • ' ��'�•• to this Security Instrument. If Lendcr detertnines thut uny part of the Property ix subject to a lien which may uunin priority •'•�
<br /> `��'�` � over this Security lnstrument.Lender muy give Borrower a notice identifying the lien. Barrawer shull satisfy the lien or take • ��. =
<br /> one or morc of thc aclions scl forth ubovc within 10 duys uf Ihc biving of noticc.
<br /> , S. Hazard or Property Insurance. Borrower xhull kcep the improvementti now rxisting or hercafler crccted on the ,
<br /> ���,, i Propeny insured ugainst loxs by firc, haiards included within the Iern� "extcnded cuvcrrge"•rnd any other h•r�arJ�. inrluding
<br /> floods or flooding, for which Lender require� in.uruncr. Thi. insuronce sh•rll lx maint:�ined in the anwunls und Car the �
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