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<br />shall rernain fully effective as if no acceleration had occurred. However, this right to reinstate shall not
<br />apply in the case af acceleration under Section 1$.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrunnent) can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (lrnown as tha "Loan Servicer") that collects
<br />Periodic Fayments due under the Note and this Security Instrument and performs other mortgage loan
<br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br />one or rnore changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the L.oan
<br />Servicer, Borrower will be given written notice af the change which will state the narne and address af the
<br />new Loan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />serviced by a Loan Servicer ather than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Barrower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the meznber of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument ar that alleges that the other party has breached any provision of, or any duty awed by
<br />reason of, this Security Instrurnent, until such Bonawer or Lender has notified the other party (with such
<br />notice given in compliance with the requixements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving uf such notice to take corrective action. If
<br />Applicable L.aw prnvides a time period which must elapse before certain action can be taken, that time
<br />period wi[t be deerned to be reasonable for purposes of this paragraph. The notice of acceleration and
<br />oppot�tunity to cv.re given to Borrawer pursuant to Section 22 and the notice of acceleration given to
<br />Borraw�r puxsuant to Section 18 sha11 be deemed to satisfy the notice and oppartunity to take corrective
<br />action proviszons of this Section 2a.
<br />21. Hazardous Substanecs. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as toxic or hazardaus substances, pollutants, or wastes by E�nvironmental Law arzd the
<br />following substances: gasaline, kerosene, other flattu�aable or toxic petroleu�nn products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or foxmaldehyde, azzd radioactive materials;
<br />(b) "Environmental Law" maans federal Iaws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environxnental protection; (c) "Environmental Cleanup" includes any response
<br />action, rernedial action, or removal action, as defined in Environmental Law; and (d) an "�nvironmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Barrower shall not cause or pernut the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Froperty. Barrower shall not do,
<br />nor allow anyona else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adversely affects the value of the Praperty. The preceding
<br />two sentences shall not apply to the presence, use, or starage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to nornnal residential uses and to
<br />maintenance of the Property (including, but not litnited to, hazardous substances in consumer products).
<br />Borrower sha�l promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or ather action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Borirower has actual knowledge, (b) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />release af any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects th� value of the Property. If Borrower learns, or is noti�ed
<br />N66RASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INS7RUMENT
<br />�-61NE) 108t�1 Page 12 of 15 �n�tia�s: Form 3028 1/09
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