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2010Q93��
<br />premiums, if any, or any susnti payable by Borrower to Lender in lieu of th� payment of Mortgaee
<br />Insuranec premiums in accutdance with the provisions of Section 10. TheSe items are called "T'scrow
<br />ltemti." At r�rigination cir al uny time during the tenn of the Loan, Lender muy teqtitire that Comrnunity
<br />Atisociatiun Dues, Fees, and Asse�sments, if any, be escrowcd hy Borrower, and such dues, f'ees and
<br />assessments shull be un Escrow Item_ I3orrawer shall (�ro�nptly fitrnitih to Lcnder all notices of amounts tn
<br />be paid under this 5ection_ iiorrower �hull pay Lender the Funcls for Esctow [tcrnti unle�s Lender waives
<br />Borrower's obligation to pay 1.he FundS 1'or uny ot ull Esctow Items. Lender may waivc I3�rrower's
<br />obligation to ray tu Lender Funds for any or all Escrow Items ut any time. Any such waiver may only be
<br />in writing. In the event uf such waiver, Borrnwer shall pay directly, when and where payable, ihe arriounts
<br />duc fi�r any Escrnw Items fot which payinent of Funds has been waived by C.ender und, if Lender requires,
<br />�hall fixrnish tu Lender teceipts evrdencing such payment within such timc period as Lender may req��ire_
<br />Borrowcr's obligatioz� tp make such payinents and to provide receipts shall Ior all purposes be aeetncd to
<br />he a cavenant and aeteement containcd in thiti Sccurity Instniment, as the phrase "covenant and agreement"
<br />i� used iti Section 9. If Botrower is ohligatcd to pay �ticrow Items dircctly, pursuanl lo a waiVer, and
<br />B��rrawet 1'ails to pay lhe amount due for an F.,ticrow Item, Lender may exercisc its rights under Seclion 9
<br />anil pay such amouni and $orrower shall then he ohligated under Section 9 to rcpay to Lender any such
<br />amount. Lender inay revoke the waiver an ta any ar all Escrow Items at any timc hy a notice given in
<br />accordance with Seetion 15 ana, upero such tevocal.ion, Bottvwer shall pay t�� Len�ler all I�unds, and in
<br />such amounts, that are then required under this Section 3.
<br />Lender may, at any time, collect and hola FtYnds in an am��unt (a) suP�ci�nt to permit Lender to apply
<br />the Funds ai the time specitied under RFSPA, and (b) nat tn exeeed the inaximum amount a lender can
<br />req�iire under RESI'A. Lendcr �hall estimate the ampunt pf l�unds due nn thc basiti of ctiirrent data and
<br />rcasonahle estimules of expenditurcti of future T?scrnw Itetris or otherwi�e in accordance with Applicable
<br />Law.
<br />The Funds sl�ull be held in an intititutinn wka��tie derositti are insurcd hy a federal agency,
<br />intitrtrtnentalil.y, or entily (rncludin� Lender, if Lcnd�r is an intititution whosc deposits are so insured) or in
<br />any Fedetul IIome Loun $ank_ �endcr s.hall apply tk�e Funds to pay the �scrow Itcros no later than the time
<br />tipecifi�d �in�ler RESPA. Lender shall not charge I3orrower fi�r holding and applying the Funds, annually
<br />analyzing the e�crow account, or verifyine thc rscrow Itemti, unletis Lender pays Borrower interest on the
<br />Funds and Arplicahle Law pennits Lender to make such a charee. Unless an agreemenl is made in writing
<br />or Applicabl� Law req�iites inlerest to bc paid on the l�unds, Lender shall not be required lo puy Bortower
<br />any interctit nr uarnings on the Ftiinds. Borrower and Lender can a�ree in writing, however, ihut interest
<br />shall he paicl on the Funds. Lender shall givc to I3orrower, without chargc, an annual accountin� of ihe
<br />f�unds as required by RESPA.
<br />If there iti a siuplus of Fund� hcld in escrow, ati de�ine�l i�xider RT'SPA, Lcnder shall accounl to
<br />Borrower for the excess hmds in accox�lance with RESPA. If there is a� hortage of Funds held in escrow,
<br />as defined under RESPA, Lender shall notify Borrower as reyuired hy RESPA, and Fiorrower shall pay to
<br />Lender the ainotimt neeessary to rnake up the �hortage in accordance with ItESPA, hut in no more than 12
<br />mnnthly paymenls. If there is a deficicncy of I�undti helil in escr�7w, as defined under RrSPA, Lender shall
<br />notiFy Borrower as required by RI:SPA, and Barrow�r �hall pay t�� Len,der the amount necessary to make
<br />up the deliciency in accotclance with RI:SPA, but in no more than 12 monthly payments.
<br />Upon payment in lull of all surns securcd by this Security lntitn�r�aent, Lcnder shall promptly telund
<br />to Borrawer any Funds held by Lcndcr.
<br />4. Charges; Liens. Iiorrower shall pay all taxes, assessments, charges, fines, and impositions
<br />uiiribtiitable to thc Property which can uliain priotity over this Secutity Instrument, leasehold paymentG nr
<br />ground rents oti tlte Property, if any, and (_'oimnunity Association Dues, Fees, and AssessmenCS, if any. Tn
<br />the extent that these itemy are Escrow Items, 13orrower sha11 pay them in the manner provided in Section 3.
<br />NEBRASKA- Single �amily - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-6(NE) �oaii� Page 5 of 15 Initials Form 3028 1/01
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