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�41�09�33 <br />acceletalion l�as occurred, reinstate as provi�led in Section 19, by cau�ing the action or proceeding to he <br />disrnis�cd with a ruling ihut, in Lender's judgment, precludes fi�rfeiture of lhe Property or ather tr�aterial <br />i►npairment uf Lender'� inl.etest. in lhe Property or rights under this Securily Instrument. The pracceds of <br />any award or clairr� for datnages that ate atttibut.able to the impuinnent oP Lender's interest in thc Property <br />ate heteby assigned and shall he paid to Lender. <br />All Misccllaneous Proceuds ihat ate not applied to resiotation or repair of the Property shall be <br />appliecl in the order provided for in Secti.on 2. <br />12. Borrnwer Nnt Released Forbearanee By Lendcr Not a Waivcr. Exl.ensian of tlae time f�r <br />payment or mvdilication ol� umortization of the sums secured by this 5ecurity Instnunent granted by Lender <br />to Borrower or any Sucecssor in Interent nf Bc�rrowet shall not operate 1.o release 1he liability of T3orrower <br />or any Successors in Interest of Iiorrower. Lendcr s}�all n��t he require�l to commencc proceedings against <br />any Successor in Intereat of Borrow�r or to reti�se to cxtcnd tirrie for payment or otherwise modify <br />amartizatinn of the sLUns secured by this Security Instniment by rea�on of any demand made by the otiginal <br />Bvrtower or any �uccessors in Intcrest ��f Snrrc�wer. Any tnrhearance hy Lender in cx�rcising any right or <br />remedy including, without limitaiion, Lender's acceptance of paymenls ltoin third persc�ns, entitics or <br />5uccessorti irt Interest ��f Bortower or in amounts less than the amount then due, shall not be a waiver af or <br />preclucle the exercise ol� uny right or rcmedy_ <br />13. Joint and 5everal Liability; Co-signers; Successors and Assi�ns Bound. Borrawer covenants <br />and agrees that Borrower's obligations and liability shall he joint and several_ However, any Borrowet who <br />co-signti lhis Security Instniment hut apes not execute the Note (a "cp-tii�ner")� (a) is co-signing this <br />Secttrity Tnstnirt.ient ��raly to mart.gage, �ranl and convey the co-signer's inlerest in lhe Praperty under thc <br />tcrmti of thiti Security Insttument; (b) is not personally obligated to pay the sums secured by this Sec��rity <br />Inst.rumeni; and (c) ugrees that Lcnder ancl any othur Borrower can agree t�� extcnd, modify, fi�rbear or <br />make any accommodations with regard to ihe ienns o£ ihi� Securiiy In�itument ur the Notc without the <br />co-tiignet's consent_ <br />Subject to t.he provisions of Section 18, any Succcssor in Intcrest of Borrower who assunies <br />Iiorrnwer'� obligations under this �ecurity InGtnuncnt in writing, and is apprnved by Lender, shall obtain <br />all of Burrower's riehts and benefits under this Security Intitn�ment. I3orrpwer tihall not be relcased fiom <br />$orrower's obligations and liahility undet 1.his 5ecurity Inslrulnenl unless Lendet a�rees to sucla relcase in <br />writine. '1'hc cov�nantti an� a�teement� of I.his Securit.y Instrument shall bind (excepi 3ti pruvided in <br />Scetiota 20) and benutit the �uccessors and assiens of Lcnd�r_ <br />14. Luun Ch�r�!es. Len�lcr n�ay charge Borrower lees li�r services perfonned in cnnncction with <br />Borrower's default, for the purprise of protecl.ing Lendet's intetest in ihe Ptaperty and rights under this <br />Sccurity Insinunent, including, but not limitcd to, attorncys' fecs, prcrperty inspection and valuation lees. <br />In regard ta any othet fees, lhe absenec of ex�res� authority in this Security Instnunent to charge a specirc <br />fee to Borrower tihall nnt be consl.rued as a ptohibition on the charging of such fee. Lender may nnt chargc <br />fees that are expretisly prolzihited by this Security Inslrument or by Applicable Law. <br />Tf thc Loan iti suhject tr� a law which sels maximum loan charges, and that law is linally inierpreted so <br />that the interesl or other loan charges collectcd or to he coliccted in cont�cction with the Loan exceed the <br />permitted limils, 1hen: (a) any such loan charge shall hc rcduccd by the a►nount necessary to reduce the <br />chargc to the perniiited limit; and (b) any sLUns alrcady collected fmm Iiorrower which exceeded pennitted <br />limits will be refiinded to I3orre�we;r. Lenclet may choose to make 1hi� rel'und by tedueing the prineipal <br />owed under the Note or hy making a ditect paymenl lo Borrower. IP a refund ted�ices principal, thc <br />reductiun will be treaied as a partial prepayment without any prepaym�nt char�c (whether or not a <br />prepuyment charge is provided for txnder the Nate). Borrower's acceptance ��f any such refi�nd made by <br />direct payment to F3orrower will constitute a waiver of any right of action Borrower might have arising ��ut <br />of such overckaarge. <br />15. Notices- All qniiceti giyen by T3orrower or Lender in connection with this Security Insttument <br />musl be in writing_ Any nntice to Borrowet in conneclion with this Securily Insttument shall he dcemcd to <br />have been given to Borrnwer when muiled by firsi class muil or when actually delivered to B��rrowcr's <br />notice address if sent by pther means. Notice to any one $orrower shall constitute notice 1.o all Borrowers <br />unles� Applicable Law expressly rcquires oth�rwise. The notice address shal.l he thc Property Address <br />unless $orrower has designate�! a subsiitute nolice uddress by notice lo Lende-r. Bottower shall promptly <br />nntify Lender of $orrower's change of addresti_ If Lcr�d�r spccities a proccdurc for reporting Borrowet'ti <br />change of uddress, then $orrower shall pnly repot a change of address ihrou�h that spccitied procedure. <br />NEBRASKA- Single Family - Fannie Ma�l�reddie Mac UNIFORM INSTRUMENT <br />�-6(NE) (oa��� Page 10 oF15 ini�iai�� Form 3028 1/01 <br />