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<br />As a re�ult of these ag�ts. Lender, any pu�aser of the Note, a�nother insurer, any remsurer,
<br />any other e�ity, ox any affiliate of any of the foregoiu►g, miay receivs (dire�tly or indirectly) amounts that
<br />derive frona (or xnight be characterized as) a portion of Horrower's payme�nts for Mortgage Insurance, in
<br />exc,hange for sharin,g or modifying tb.e martgage insurer's risk, or reducing losses. If such agr�ement
<br />provides that an aff�liatc of L�endcr tak�s a share of th� insurcr's risk in exchange for a share of the
<br />premiums paid to the insurer, the anangem�nt is ofte� term�od "capUive reinsuraun�ce." Further:
<br />��) �Y ��eemmt�s wt11 not aPPed the amonuts that Barrnwer has agrced to pay for
<br />Mortgage Insarance, ac any other t�nns o� the Losn. Sw� a�neats will uot inc�cease the amount
<br />Horrower w311 owe Cor Mortgage andt�y �vW not entitle Barrower to any re�nd.
<br />ro) �y �uch a�n�ts rviu not ecr the rlghts Bo,rowcr Las - if
<br />any - wit� respect to the
<br />Mortgege In�urance under the Homeownerr� Protectlon Ac�r of 1998 or any oth� law. These x�ightc
<br />may indude the rlght to reoetve certain diaclv�ure�, to request and obtaiu canoellattam of the
<br />Mork�age L�surance, to liave the Mortpge Insurance te�rminated automatically, andJor to �eoalve a
<br />�refuind or any Mortgage L�surance pr�niw�ts that w�^e unearned at the time of such cancellation or
<br />terminaHon.
<br />11. Assigbment of Miscellanear�s Prooeedas; Fer[e�twre. All Miiscellaneoas Praceeds are hereby
<br />assigned to and s�hall be paid to I.ender.
<br />�f thc Property is damage�, su�L Miscellaneous Ptqceeds shall be applie� to restoration or repair of
<br />the Properiy, if the restoratio�t or re�sir is acanomically feasible a� Lend�r's security is not l�ed.
<br />During such n�a�ir and r�toration period. I.ender s�al! have the right to hold such Miscellaneous Praceeds
<br />unt�l Y.en�er bas ktad an opportuttiity ta in.cpect s;t�h Property to enstYre ti�e work has been aampleted to
<br />L�ader's satisfacticm�, provided that such inspeciian shall be nndertaken pramiptly. LeQdec may pay for the
<br />repairs a� restoration im a sfmgle disburs�t ar in a series af pragress PaYments as the work is
<br />completed. Unless an agreement is madc in vc+riting ar Applicable Law rcquires inte�st to be paid on such
<br />Misoellancous Proceeds, L,ender sball not be required to pay Borrower any interest or earnings on such
<br />Miscellaneous Proceeds. If the restorntia� or repair is not eco�mic�ally feasible or L�ender's security would
<br />be lessene�, the Misc�ella�neous Proceeds shall be ap�rlied to the sums seeured by this Security Instru�nent,
<br />whetlaer or not then duc, with the eacess, if any, Aaid to Borrower. Su�h Miscellan�ous Proceeds shall be
<br />applied in thc order provided far in Section 2.
<br />In the event of a total taking. destruction, or loss in valu� of thc Pmperty, the Miscellaneous
<br />Proceeds shell be applied w thc sums secure� by this Security Instrunaent, vvhether or �t then due, witth
<br />the excess, if any, Paid W Bormwer.
<br />In thc event of a partial talan�, destniction, or loss in value af ttbc Property in which the fair market
<br />valuc of the Property ixnnxediately before the Partial Wdng, de:strnction, or loss in value is equal ta or
<br />greater than the a�unt of the stu� secured by this Security rn,strum,ent inmanediat�ly before the partial
<br />ta�ng. destctiction, or loss in value, umless Borrower and I�der oth�rwisc agree in wxiting, the sumg
<br />secured by Ctus Security Instrum�n,t shall be reduced by the amaunt of the Miscellaneaus Proc�s
<br />multiplied by the ;following fraction: (a) the Wtal amoutrt of the sums secumd imrnediately befare the
<br />P�i�1 ta�ng, destnyctian, �r loss in valuc divided by (b) th� fair marlcet value of the Property
<br />��Y �° o �t�e P�� �, destivction. or loss in value. A�y bala�ce shall be �aid to Borrower.
<br />P�i� �S, destrurxion, or loss in value of the Property in wluch thc fair marlcet
<br />valtxe of the Ptopexry irnn�ediately beforc thc partial takin8, d�mv�ction, or loss in value is lesa than the
<br />amount of the sums secu�d ia�adiately before the partial tal�►S, dest�uiction, or loss in valu�, unlESs
<br />�orrower and L,ender othernvise agr�e in writing, thc Misc�llanieous Pmceeds shall bc applied to tl�e swans
<br />secure� by this Security Instnnn;ent whethcr or nat the sums arc then due.
<br />If the Pnoperty is abandoned by Borrowcr, or if, after aaorice by I.ender to Borrower that the
<br />OPP°S� PartY (as defi�ued in th� next sente�ce) offers to make an award W sectic a claim �or damages,
<br />Borrowec fails to re�pond to I.pqder within 3Q days after the date the notice is g�iven, i.ender is authot�ia.ed
<br />to oollect and apply the Miscallaneous Proceeds either to reswration or repair of the Property or to the
<br />sums s�u+ed by this 5acurity Ins�t, wheCher or not th�n due. "OPAo� �tY" mcans the third party
<br />that owe,c Bornuwer Miscellansous Proccecis or the party against wtwm Borrower has a right of action in
<br />regard to Miusoellaneorus proceeds,
<br />Horrower s�all be in default if any action ar pnoceediwg, whe�ther civil or criminal, is begun that, in
<br />��r's ]��t, could r�ult in forfeittu+e of the Praperty or other material impairn�ent of Lender's
<br />interest in the Property or nights under this 5rcuriry In�t. Bartovwer can cure such a default and, if
<br />NEBR/1SKA - Sinale Family - FarMnie Mue/Frpddi� Mac UNIFORM INS7RUMEIyT
<br />�-BINE) �oe� n a�a s m�s i�na�r: Form 3�28 1/G7
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