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<br /> � n�`,. . UNIFARM CoveNANTS Borrower and Lender covenunt and agrec uti Pi�llowti: ��-
<br /> .,;;l; � ;.a 1. P�yment of Principal nnd latercrt; Prepoyment and l.wte Charger. Horruwcr rhull prumplly p•ry whcn dur
<br /> • the principal of and interest on the debt cvidmced by the Note and any prepuymen�and lu�e char�te�dur under�hc No�r.
<br /> ';,„ �~, ' � 2, Fundt for T�xe�nnd Iasuraace. Subject to upplicable luw or to a writtcn w�uiver by�LcnJer,He�rruwer�hull pu�•
<br /> ^ ° � ' to l.ender on�he dey monthly paymenta ure dun under thc Notc,until the Notc is paid in full,u,um("fundti'1�yuul io
<br /> � ° � one-twelfth�f: (A)yearly taxes and u�sessmen�s which may attain priority uver t hiti Sccurity Im�rumrm; (h► yc u r l� _
<br /> leasehold payments or g*ound rents an the Praperty, if uny; (c) yenrly hururd inyurunrc premium�: und ld1 ycurly
<br /> • � ° mortgage incurance premiums,if pny.These items are cslled "��scrow items."l.ender may�wtimulc Ihr Fund+du�on thr
<br /> ' " b�sis of current de�a and reasonable estimates of fuwrc escrow items. °- � �-� `
<br /> ^ � The F unds shull be held in en institution the deposits or accnunls oP which are intiurccl ur guuran�crd by a feJeral or
<br /> ,�� , stete agency(iocluding Lender if l.ender ic such an institution). Lender chall upply thc Fund.to puy the��crow itcm�.
<br /> .-�• l.ender may not charge Par halding and Applying the Funds.analyzing the account or verifying Ihe escrow itcros,unlcys
<br />_Y"�
<br /> l.ender pays Borrower interes� on the Fund� and applicable law pernniis Lender ta makc wch a rharge. &�rrower un
<br /> Lender may agree io writing tha�interest shall be paid on the Funds. Unlc�s an s+grremcnt iti made or applicable law
<br /> rcquires inte�cst to be paid, Lender shsll nd be required�o pay Borrowe�uny interc�t or.arning.on the Fundti.Lender `-;
<br /> shall give to Borrower,without charge,an annuel accounting oPthe Funds chowing credits and deMits to the Fund�aad Ihe _
<br /> " purpo�.eforwhich ench debit ro the Fund�wa4 made.The Funds are pledged ns additional security far thesumz secured by a-_ _ _
<br /> E_A--
<br /> thisSecurity Instrument. "
<br /> IP the amaunt of the Funds held by l.ender.together with the future monthly payments of Funds pay�ble prior to
<br /> ,�.':�' � ` the due dates of the escrow items,ahall eaceed Ihe amount required ta pay the escrow items when due,the eacess shall be, _
<br /> •� at Borrower's option,either pramptly repaid to Borrower or credited to Bonower on monthly paymeMs of Funds. If the
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