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<br /> y ` T(X3CTHER WIT'H uU�hc impruvcmcn�ti n��w�w hcrculicr crcc�ed nn ihc pr��perty.au u cu�rmcnlw,nppuncnuncc+.
<br /> -�'��''=:_��='��_�•.�1 und fixlu�er now or hereufler a pun af ihe praperty. Aii mplucrmcnt++aixl u�kiiti�my��udl ulr�o he ciwe�ed by thix Secunty
<br /> _"�m °_ °-� Instrumem. A II of 1hc f��reguing ix rcfcrmd k�in Ihir+Sccudly Instrumcnt ux tlx"Pru�xNy"
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<br /> •�.- �s...r••- ,, r BORRAWER CAVF.NANTS thut Hn�ower ih luwfully,efr:ed nf Ihc c�lute hrmby conveycd und hu+thr righ�to grnnt
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<br /> ,sti�^ ...,,, • ' nnd convey ihe Rnperty und thul�hc 1'rn�xrty ix unencumhercd,excep�for enrumhrunce+of rccurJ. Burruwer wurruntx un
<br /> ae •,,;,^ �,�;�' ' ,�� wfll dcfend gcnerally Ihe IIUc lo�hc Pmpeny aguinht all claimx und dcmundh,�uhjcrt�o uny encumhruncc�uf mrord. _
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<br /> •��� .•,�,;t �._,;,.s THIS SECURITY INSTRUM�NT rontbincw uniform covcnon�r� for n�tinnul u+c und n�M•unifarnt covenunts with
<br /> � �,s; ,�`. ,�;,, limiad vuriuiiuny by jurindiclion k►cun�litutc a unifc�rm sccuriry ins�rumem covcrin�mul�ro�xny. � . „ _.-�..�.� _
<br /> -��._4�•;r���`'��� •�' , � UNIFORM C�VENANTS. [ionower und I.endcr cuvenunt und ugrec uy f�lk�ws:
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<br /> - � •,. 1. Payment af Princlpul And Interesti Prepayment and l.pte(:hp�geA. HaR��wcr shull promptly pny when uc e
<br /> �,�,�w�-'��� � --� principal of ond interest nn the dehl cvidenced by ihe Note and any piepayment and luie churges due under�he'vnte.
<br /> - . 2. Pande for'1luxes and In�u�pnce. Suhject�o applicabl�law or lo u wriucn wuiver by I.cnder.Burrower shall puy ta
<br /> � ' • l.ender on the duy manthly paymentx urc due under the Note,unlfl thc Notc is puid in full. n�um("Funds"1 foe lal yeurly
<br /> • ' iaxes u�d axsexsmems which muy uuAln priarity over ihis Secu�ity Instniment a�u lien un ihc Propeny;(b)ycurly leu�chold
<br />?�' , ��`"'x''�"°`'.'`' paym nts ar gmund rents on the Pmperty, if'uny: (r1 yearly hnzard ar pruperty in�urance premiums; (d) yenrly flood -�
<br /> '�: '�'- � fnr�u�ance premiums, if nny; le) y�nrly mnngugc insu�ncc premiumn. if uny:anJ Itl uny sums puyuble by Borrowcr to _
<br />�-� � l.ender, in accordunce wflh the provisian�:of purugruph 8, in licu of the puymeni of mongagc insurancc prcmium+. The�e
<br />;`. . itema nre called"Escrow Items�.' l.�nder muy,ul uny�ime,collect and hc�ld Fundti in un umount not to excced tha maximum
<br /> r.•.. nmount a lender for u federally related mongugc lonn muy require for Borcower+eticmw uccount under the fcderr�ll Real
<br />�. ' � '• Estak Seltlement Procedures Act ot'1974 us Amended from timc to time. 12 U.S,C.#26t11 r�seN.("RESPA"'�,unless:+nother
<br /> �' law�h�l upplic:x lo the F�nds xets u les�er umount. If so,Lender muy,ut any time,callect and hold Fundz in un amount na w
<br /> «Y••� -, • '' " ezceed the INSSCr amoum. I.ender miry estimate the umount of Funds duc on the hasis of current dnlu und rea�:vnabte `
<br /> '`'�< , ' estimateti of expendiwres of futur�Eticrow Items or othenvise in uccordance with upplicuble luw. �_
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<br />:.;Y ;?i:�%'.. ,.;���;�C. Thc Funds shnll be held in an inqtitution whase de�sils ure innured hy a federni ngency,instrumcnlaliry,or enti[;r �"_
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<br /> a (including I.endcr. i(Lender is�uch an inxtitution)or in any F�dcrul Home Luun Bank. l.endcr�hall apply the Funds to pay ��
<br /> "'''��� "'��' the Eccrow Items. Lender muy nat churge Borrower for huldin nnd u I in the Funds, Annuully anulyzing the euraw �.,�..
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<br /> " . ��:'''�t;�a;�:�•� account. or verifying the �scn�w Items, unlesx Lender payc Borrower inleresl on the E�ndx und applicuble law permils '--
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<br /> Lcnder to makc such A chnr � Howevcr, Lender mu rc uire Borrower to A u one-�ime churge for an independcnt reul
<br /> . •• • estale tax reportin�service used by Lende: in conneclion with Ihis loun,unless applicnble law providex otherwiae. Unless an :��.�.--��
<br /> " ° ;,•,;, agreement ix rnade or applicublc Inw rcyuires intcrest�o be puid,Lcnder shall nat be required to puy F3nrrower uny interest or �'v:=_�.....:
<br /> ' _�i'`;:�;'��;' carnings on ihe Fundx. Borrowcr and Lcnder may ugrce in writing,howcvcr,thut in�ereat�hall bct paid on thc FunJr+. l.ender � '.��-
<br /> • • � �;•`�y Fhull give to Barrower.without churge,un unnuul accounting of the Fundti,showing credits anJ debits to the Funds u�d the ���•�z�;- _
<br /> • � ,�.;•'%�;;�'�, purpo�e forwhkh euch debit to Ihe FunJs wu�made. The Fundx are pledged us udditionul security for all sumn secUrc�]by _ . _
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<br /> -_ ;,.." . ii the Rwkl, heid by Lendcr cxcrcd thc amounts permitted to hr held hy aprlicabl�law. Lcnder tihall uccount to ��,.�.�ru�
<br /> '� ' " Borrower far the excess Funds in uccurdunce wilb the requirrments of applicuble law. If the amoum of Ihe Funds held by
<br /> �� Lender ut uny time is not sufficient to puy the Escrow Ilems when due,Lender muy so notify Borcower in writing,and,in '��� � •''�-
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<br /> � '�%,:;��•+j�' such case Bortower shull pay �o Lender the umount necessary to muke up the deficiency. Bcrrt�ower shall muke up the ____ __ _
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<br /> � ���;;;��;,1:; deticicncy in no more�hnn twelve monlhly payments,ut l.ender c wle discrctiun.
<br /> • �; � Upon p:�yment in full of ull�ums scwrcd by thi�Securily Intitrumenb I.encier.hall promptly refund to Borrower uny �,,,�,,��-,..
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<br /> •:}t��N�' , Funds held b Lender. If,under ar•r r� h 21.Lcndcr,hall uc uin ur�cll thc Property.Lender,prior to the uryui.itiun or
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<br /> ' ' '" ,;'1' sulc of the Piroperty. shall upply uny Fund.held by L�nder al thc time of ucquixition or su le as a crc di l uguinx t t h c s u ms �'�_�
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<br /> ' , � 3. Applkation ot Ppyments. Unlc,s applicabk luw pravide.othcrwisc, ull payments recciveJ by Lender undcr ���
<br /> � aru ra hs I and 2 sh+►II be u lied:first,ai�n rc u ment chur ��Juc under tl�e Note:u-cond,to umourns payable under �:l-=��
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<br /> _ parugrnph 2;thitd.to imerest due;ti�unh,to principul Jue;:md lust,to uny late rhurges due under the Note. .'�`�,.,,_;�:.�_
<br /> . 4. Chwrges;Liens. Bortower.hull pay all taxcs, ax�r„mcnts, churges, fincs und impositions auribuluble to thc • - _
<br /> �� ' ' Property which may attain priority ovcr thix S��curity Instrumrnt,and Icauhold ps�ymenls i�r ground rent.,if uny. Borrower ��s_-
<br /> ; ���""'°� shall pay thctic abligutiom in thc manncr provided in parugraph�,or if not paiJ in tha�t manncr. Borrowcr,hull pay�hem on �•I rr;;r, `�_
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<br /> t`• � ss?; tfine directly to the person owed pi�yment. Borcowcr�hull promptly furni�h tn Lendcr all noticc.of urrwun��lo he paid under . ._ _
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<br /> . ,,,.. ,.� this paragraph. If BoROwer makes these payments direcUy, Borrower sl�all promptly fumi�h to Lender receipls evidencing .�'�.�..:�,_
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<br /> ' � �,,. '��;•�;"� BoROwcr shall prompdy di�charEe any lien which hux priority uvcr�hiti Securiry In,in�ment unles.Bnrrower:lul u mc+ �.-�^�
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<br /> � ' '� ' ` ..�':�4�`•�; • in writing to the payment of�hr i�Blignlion+ecurcJ hy thr licn in a munncr�cccptah�a to Lender. (MI comestx in good fuith Ihe �.� � �;_
<br /> _ �;r,;y,.'.,�;�;�'i, licn by,or defcnds aguinst rnforeemem of�hc lien in.Irgal pnkcrJing+whirh in the Lundcr'.upiniun operutc to prevent the . � _a:_:.
<br /> - • „,�;•,:;.;�,�, enforcement of ihe lien;or Icl secure+trum thc IwWer o(Ihr li�n an uFrormcnt+utisl'actory to l.ender tiulx�rdinating the lien
<br /> ''�,}. :-. �'!2l�;;'.,;�i°',� to Ihis Secarity Instrument. If Lender detrmiine+thut uny purt��t'thr Prc►perty i. .ubject t„a lirn which may unuin priori�y p ':
<br /> •,t ' .. ' � ���' ', ovcr this Sec urity Instrument.Lender muy givr A„rrowrr a noticc iJcntifying tlx licn. Borruwrr,hall sutisf'y the lien ur wke ,..., .,,',.y,=:-
<br /> � � ' • ' ' onc or mom of ihe actiom.ct furth alwvr within l0 Juy.ot'thc�;ivin�:ot'nutirc. � :
<br /> • `� � :;,..;�:: .. 5. Haznrd or Properly Insurunce. Burniwcr.hull kecp thr improvcment+nuw ex i.�ing ar herrul'�er crcc�ed on thc
<br /> �+;"t:��'� Prc�:rty insurcd uguinxt loss by 17ro,haiarJ,inrlu�led withfn Ihe�emi°rxtended caven�ge" and any u�hrr harurJ�,includin�: �
<br /> •�:r:;�'' floods or tk�oding.for which I.enJer royuire. in.uranre. Thi+ in�ur•rncr+hall tk�tiwm:un�d m tfie am�wn�s und for the ; ;
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