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` �. �Oi0US977 (0) "Periodic Payment" means the regularly scheduled amount due for (ij principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, Regutation X(24 C. F. R. Part 3 S00), as they might be amended from time ta time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security lnstrument, "RBSPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage Ioan" under RESPA. (Q) ��Successor in Interest of Borrower" means any pariy that has taken title to the Praperty, whether or not that partyhas assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFBR OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment ofthe Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power ofsale, the following described property located in the County of Hall [Type of Recording Jurisdiction] [Name of Recording 7urisdiction] Lot Three (3), in Block Ninc (9), in the Original Town of Wood River, Hall County, Ncbraska which currently has the address of 109 East 12th Street [Street] Wood River , Nebraska 688g�-9192 [City] [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part ofthe propert�. All replacements and additions shall also be covered by this Security Instrument. All ofthe foregoing is referred to in this Securaty Cnstrument as the "Property." BORRO WER COVENANTS that Borrower is lawfully seised ofthe estate hereby conveyed and has the right ta grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against aq c(aims and demands, subject to atty encumbrances af record. THIS SECURITY INSTRUMENT combinas uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Prineipal, Cnterest, Eseraw [tems, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prapayment charges and late charges due under the Nate. Borrower shall also pay funds far Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shaii be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more ofthe following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institutian whase deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. NEBRASKA--Single Family--Fannie Mae/�reddie Mec UNIFORM INSTRUMENT Form 3028 1/01 (page 2 of8�agesf 975a.CV (3/09) 91169USB / 9902425019 Creative Thinking, Inc. GOTO(OOOad4d9) �