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<br />[Space Above This Line F'or Recording Data�
<br />DEED OF TRUST
<br />DEFINITIONS
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<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sactions 3,11,13,18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) ��Security Instrument" means this document, which is datad Novemher 30th , 2010 , together with
<br />all Kiders to this document.
<br />(B) "Bprrower" is Marla P. Fisher, a single person
<br />L.ender
<br />(D) "Trustee" is �•S. Bank Trust Company, National Association ll l SW Fifth Avenue Portland, OR 97204
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Farmers and Merchants Bank
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 3015 2nd Ave PO Box 1930 Kearney, NE 6$847
<br />_- — .. .. .. __...
<br />I..ender is the beneficiary under this 5ecurity Instrument.
<br />(E) ��Note" rneans the promissory note signed by Barrower and dated November 30th , 2010 . Tha Note
<br />states that Borrower owes L.ender Seventy Nine Thousand Five Hundred and p0/] 00
<br />Dollars (U.S, $ 79,500.00 ) plus interest. Borrowerhaspromised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than December l, 2040
<br />(F) ��Prpperty" means the property that is dascribed belaw under the heading "Transfer of Kights in the Property."
<br />(G) ��Loan" means the debt evidenced by the Nota, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interesc.
<br />(H) °°Riders" means all Riders to this Security lnstrument thac are exacuted by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home R.ider
<br />❑ Balloon Rider ❑ Planned Unit Deve(opment Rider [� Other(s) [specify] Form �-3
<br />❑ 1-4 Family Rider ❑ �iweekly Payment Rider Mort�a�e Addendum
<br />(I) "Applicable Law" means all controlling applicabte federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effeat of law) as well as all applicable final, non-appealable judicial opinions.
<br />(� "Community Associatian Dues, Fees, and Assessments" means all dues, fees, assessmencs and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homaowners assaciation or similar or�anization.
<br />(K) �°Electronic Funds Transfer" means any transfer of funds, other than a transactian originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, ormagnetictape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transFers, and
<br />automated clearinghouse transFers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miseellaneaus Proceeds" means any campensatiqn, settlement, award of damages, or proceeds paid by any third
<br />pariy (other than insurance proceeds paid under the coverages described in Section S) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or ather taking of all or any part ofthe Properiy; (iii) canveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as ta, the value and/or condition ofthe Property.
<br />(N) ��Mortgage lnsurance" means insurance prot�eting L.ender against the nonpa}ment of, or default on, the Loan.
<br />NEBRA5KA--$ingle Family»F'annie Mae/Freddie Mac LTNIFORM INSTRUM�N'C Form 3D28 1/Ol (puge l of 8 pagesJ
<br />9754.CV (3/09) 91169U5B / 9902425U19 Creative Thiaking, Inc.
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