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<br />� S. Efa�ar� of�ro�y Insz�aa�tce. �onower shali ke�p the improvemenu now existing or herea�er �rected on the �"
<br /> � Prope�4y insurc�againat tass tey fire.ha�uds Included within tfte term "exteaded coverage"an�any other ha�ands. iaclttding �� ` `
<br /> 8oa�or ftoodi�►g,far uhich Lxadet mquires instuartce. This ir�ur�•.nce shall be mair!tained in the amounts ancl for the periods �-
<br /> �„`.:� that L.ender e�quims. Ti�e insurance carrier ptoviwng ihe insruance si2atl�a clso�by Borru�v�r�ubjeci to Lendzr's uppmtia!
<br /> which sM.at4 rrot be anreasonably wtthheld. If Bomower faits ta maiatain coverage described above. Leuder may,at Lender's �
<br />� optian.obtain enverage to protect Lmder's ri�hts in tttE E'mgerty in accordaiiu�with paragrapt�7. =`�
<br /> .?•. All insw�nce�olicies aud rereewals shall �a aa�epYabte ta Lxnder aad shull inclade a standard mort�e ctause_ Lender �
<br /> `5 � shall have the ri�ht to hold the golicies and recsewals.If I.en�er requines,Borrower shaq prompaly give to L�uder all receipts of _
<br /> "� � paid premiums nnd reaati�+al notices.In the eveut of loss,Boaower shall give prompt notice to the���+*ance carrier and I.end�r. �-�
<br />-�5� I.e¢der may make pmof of loss if not mzde ptamp8y by Bormwer.
<br /> ~-- Unless L.enrler and 6urroicer otherrrise a�ee ia ririting,��rance preceeds shalt be agptied to restorauon or r�pait of ilte -`�__
<br /> `•.,.;: Froge:cy dam�ged,if the restaration or repair is eoonamically feasible and Leu�ec'�ss�,wity is not l�ned.lf the ratocaii�on or s:.:
<br />,�;;;t�r` repa.nr is not eoonomicx!]v�s�le or Lender's securiry�voutd 6e tes��ned,th���!j*��proceads sh311 be applied to the sums �''
<br /> un �.F,
<br /> , sec�red by this 5ea�t�Ti�ts�?�su�-,x, w6ether or nat then dQe, with anp exc��r£�� Bmrower. If Barrower abandons the —
<br /> =. Ftu�rrty.or does r�or;�s.w�'�!i�.3��zys a stotice from I�nder that the����srier has offesed to seute a claim, thea ----
<br /> :��.�••.:•
<br /> • i�c�er may coIIect c�»�txaace proceeds. ixnder mny us� We procaeds to ra�ir or restore the Property or to pay sums
<br /> sec�red by this S�ty insi�unen�whetker or aai then due.T6e 30-day Qeriad w�71 begin when the aotice is given. �
<br /> Untess I�nder and Borromer otherv�ise agre�In writing.any �pticutian of proi�eeds to p�sncipa! sha11 nnt extend or �:
<br /> posYpone the dae date of the monthly pay�ents ►�ferc�d to in pardgraphs 1 and 2 or change the amount of the paymenu. If
<br /> .. uader p�a�raph 21 the Praperty is asquired by Le�er.�orrower's right ta any insurance policies and prQ�Qeds resultiag from C� .
<br /> damage to thc�roperty priar to the acqaisition shall p3ss to Leadrr w We extem of the suau secu�d by this 5esurity Instnsment --.
<br /> . ---
<br /> ' imir�ediately pricu to the ucquisiuon. .°._
<br /> 6.()ccupsiasy,Peeservattaa,R9alntenance aad i*rotectioa o!the PropeKy:Ba�awer's Lu�n Applte�tto�a;Le�{toids. �
<br /> Barrawst sbal!accupy.eswblish.and use the P�aperty as 8orm�ser's principa!residence within sizty days oEter thc eaecutton of �
<br /> ` this Secudty instrumeru nnQ ahull cantiaus;to occugy tAe Ptopeny nx Borrawer's principal residcncc for at lcast ane y�r after ���'
<br /> the date of oecupancy. untess L.ender oih�rwise agress ln wdting, which mnsent shall rtos be unreasanabty withhtld.or unles,g -
<br /> .. eRte�uatiag circumstanccs e�ist which arc 6eyond Borrower's control. �orrow�r shall not destroy. damage ar impair th$ °
<br /> . . Pmpctty.allow the Fr+operty to detcriomie. or cnmmit waste an the Pcoperty. Bataower sbnll be in default if any fori'eiture
<br />� actian or pm�dIng.wtietiier eivil or criminal. is begun thai in lendei s gaod faith jadgment could result in farfeiture of the
<br /> • Pmpeny ar otherwia.muterially impair the tien cneaied tay tbis Seturity Instnamem or L,ender's security interest.Bon�ower may -�
<br /> cut�such a default and r�eiasaate.as provided in putagraph 18.By causing the action or proceed'eng to be dismissed with st ruling
<br /> ���.�:�, that. in Lender's goad faith determination. precludas forfeiture of the Borrovrer's interest in the Property or othef taaterial °
<br /> :1';'.;�,� `.....
<br /> , �, iatpairment of the lien cceated by this Security Insdument or Lender's security inter�st. Barcower shall also be in defanit if
<br /> '��� Horrower,duting the toan applicatian pmcess.gave materiatly false ot ina.cauafe infoimarian or statemeats to Leader(or faifed " -
<br /> ..,.�: ,
<br /> ; w proeide Leader with any,naterial infonmapou�)in oonnution wiW the loan evidena:��y tke iVote.includipg,but not limited �
<br /> ,;';,�� to.rePnesentadons coaceming Bomawer's oocupancy of the Property as a griacipa!cesid��L�this Security Instrument is on a �
<br /> =:,-�: ieas�a�d, Casowcr stsatt asnpiy wiih au tlta Fmtrisia�s af t�.. lr��.. :f mcr.s��.,:�.s fec tiL'e m �e �ru�rty. t2� ---_
<br />���..�v� lea�fiotd aad the fee tiete shall not tnerge ua�ess L.eader agrees W tt�e mergez in u�t-;ting_ � �°'"`
<br /> !` 7.Ar�tfun of II.ende�'s �E�tta in tira�4�a�rriy.If Bormw¢r faels ta.�''.atm the covenants and agm�rneats contaiaed in —
<br /> y thte Seru�i^_1�c�rua;ent.or there is a teg�l pmceeding citat mgy si�et�l��raly affect Lender's righu in ths Pncsperty is�ec�as a R•==
<br /> -�,�,;T ptr�o;�dius���i�st+cy,Frobate. �Qr condemnation or forfeit�ar�ru ai�H.au�taws or regutations).then Leader may�a aad
<br /> ..��''� � �uy for arh�ezrr.0 e�:ae..-y eo pr+otect the vatae of the Proptrty ar��,`:.a��iiin,r:'�nghts in the Property. ie�s.der's actioas may .; �;
<br /> �; . :itaiude �r�,fis;g any s�,secu�ced Cy a lien which has priarity over thi�s.�srity Ins�nt. appe�rtiag ie� caurt, paYing
<br /> _ '•t r�asona::;;t:ir�oraeys'fe,e.s and enter^�on the Property to make repairs.Althuu�'c�.'en�+er r��taYe adion under tfids paragr�ph `':�.;;�:'a•�
<br /> �:-
<br /> . 7.Lend�'�not have to do so. �.•�'�'
<br /> • '� �;i My�ainaunts disbursed by Gender under this paragraph 7 shall becorr,�,addi�iona�''�lF�t of Bosmwer secv��ed �5�'3his , , ''����
<br /> Secarity L�suumetII:LTntess Borrower and Lender agee tu other terms of gs�puaie,these.acnonnts shall bear interest fr��n the ;,:'�
<br /> ` date of disburserneat at the Note rate and shall be payablc, with int�rest.t�,t.notice from Lender to$orrower regu�ing
<br /> , , ` payment. ' ' ,;: � ,�.
<br /> . _�i�` . 8.Afia�=age Irsntance.If Lender required mortgage insura�s►a�;i��c�vrxtition of making the loan secured by this 9i�t��uff� �
<br /> � t.. IOStRtlmsR7*,13brrower shall pay the ptemiums re.qltited to mai���+.rn s!•.��s€s�,z�e iaswance in effsct. If, for any rea�srn„.i�ie �
<br /> ;: ��; 1; mo�4gage insurance covetnge required by Lender lapses or ceases�r L�i�et�ast;.�3omnwer sLall pay the pm.minms requ�d to . -�
<br /> �� -• z obtain coverage.substanrinity equivalent to die mortbage insurance��-v�:rnt�>y..un.r�:fect.at A coss substa�ttiu(1��equivatent w the �
<br /> ,`'�:� '��� cast to�Sarrtwer of the mort -
<br /> _ . gage insurance previously in effea.. frr_�.a,z�:'�a morr��t�snsures approved 6y Lendea. If ��
<br /> !� subsKanti�TJ�.eqnivalent mo�4�age insnrance coverage is not syaiL:d�I;��,Ev..�a�°r chall pay ta L.ea�der each month a sum e+qual to �
<br /> ,� one-twelftb of the yeartp moetgage insuranae premium being pai.�.L§g:�orr.;:.�,+�en tha insuiance coverage lapsed or ceased to �
<br /> � be in effect.Ixnder wilC axept,use nnd retain these payments as s f�o�s ��v fn lieu of mortgage insurance. Loss reserve
<br /> :- �� "s fonn 8028 @i80
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