201008794
<br />shall remain fully effcctive as if no acceleration had occurred. Hovv�v�r, this right to reinstate shall not
<br />apply in �he case of acceleratian under �ection 18.
<br />Z0. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one or more times without prior n<�tice to
<br />T3orrnwer. A sale might result in a change in th� entity (known as the "Loan Servicer") that coll�cts
<br />Pcric�dic Payments due under the Note and this Seeurity Insirument and performs other mortgage loan
<br />servicing oblig�tions under tlie Note, this Security lnstrument, and Applicabl� I�aw. There also might be
<br />one or morc changes of the Loan Servicer unrelated ta a sale of the Note. If there is a change of the Loan
<br />5ervicer, Borrower will be giv�n written notice of the change which will state the name and address of the
<br />new Loan Sc:rvicer, the address to which payments should be made and any other information R�SPA
<br />requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />servic�d by a Loan Servicer other than the purchase:r c�f the Note, the mortgage loan servicing obligations
<br />to 13arrower will remain with the Loan Servicer or be transferred to a successor Laan Servicer dnd are not
<br />assumed by thc Note �urchaser unless otherwise provided by the Note purchaser.
<br />Neither Aorrower nor Lender may commence, jain, or be joined to any judicial action (as either an
<br />individual litigant or the mc;mber of a class) that arises fram the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other p�u-ty has breached any provision of, or any duty owed by
<br />reasan af, this Security Instrument, until such Barrower or Lender has natified the other party (with such
<br />notice giv�n in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such natice ta takc corrective action. If
<br />Applicable Law providcs a time period which must elapse before certain action can bc taken, that time
<br />period will be dcemcd tc� be reasonable for purp�sc:s of this paragraph. The notic:e of acceleration and
<br />opportunity to cure given to Aorrower pursuant to Sectian 22 and the notice of acceleration given to
<br />Borrower pursuant to 5ection 18 shall be deemed to satisfy the notice and opportunity to take corrective
<br />action provisions af this Sectian 20.
<br />21. Hazardous Substances. As used in this 5ection 21: (a) "Hazardous Substances" aa those
<br />substances defined as toxic ar hazardaus substances, pollutants, or wastes by Environmental I,aw and the
<br />following substances: gasoline, kerascne, other flammable ar taxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or cnvircmmental protection; (c) "Environmental Cleanup" includcs any response
<br />action, remedial action, or r�;moval action, as det"ined in Environmental Law; and (d) an "�nvironmental
<br />Condition" means a eoiYditic>n that can cause, eantribute to, or otherwise trigg�r an Environmental
<br />Gleanup.
<br />Borrower shall not cause or parmit the presence, use, dispasal, storage, or release af any Hazardous
<br />Substances, or threaten to release any Har,ardous Substances, on ar in the Property. Borrower shall not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (6) which creates an Enviranrnental Condition, or (c) which, due to the presence, use, ar rclease of a
<br />Hazardous Substance, creates a candition that adversely affects the value of the Property. The preceding
<br />two sentcnces shall not apply to the presence, use, or starage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />maintenance af the Property (including, but not limited to, hazardous substances in consumer prpducts).
<br />I3prrowcr shall promptly give Lender writtcn ��otice of (a) any investigation, claim, demand, lawsuit
<br />or other actic>n by any �overnmental or regulatory agency or private p�u'ty invc�lving the Property an� any
<br />Hazardous 5ubstane� or �nvironmental Law af which Borrower has actual knowledge, (b) any
<br />�nvironmental Condition, including but not limited to, any s�ailling, leaking, discharge, release or threat of
<br />releasc <�f any Hazardous Substauce, and (c) any condition caused by the presence, use ar release of a
<br />Hazardous Substance which adversely affects thc value of the Property. If Borrower learns, or is notified
<br />i
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