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201008b53
<br />LOA,BI # t 3264272
<br />14. Loan Cha�rges. Lender may charge Borrowerfees for services performec( in connectian with 8orrower's default,
<br />1or th� purpose vf pratecting Lender's interest in the Property and rights under this Security Instrument, including, but
<br />not limited to, attorneys' fees, property inspection and valuation iees. In regard to any otherfees, the absence of e�ress
<br />autharity in this Security Instrument ta charge a specific fee to Borrvwer shall not be construed as a prahibitian on the
<br />charging of such fee. Lender may not charge faes that are expressly prohibited by this Security Instrument or by
<br />Applicable Law.
<br />Ifthe i,.oan is subjecttaa lawwhich sets maximum laan ch�rges, ar�d thatlaw isfinallyinterpreted sQtha#the interest
<br />dr nth�r Inan ahargeS coltected or tn be callected in aonrtection with the toan exceed the permitted limits, then: (aj any
<br />such laan charge shall be reduced by the amount necessary to reduce ttie charge to the parmitted limit; and (by any
<br />sums already collected hom Borrowerwhich �xaeeded permitted limitswill be rafunded to Borrower. Lender n�►aychoase
<br />to make this reiund by reducing the principal owed under the Note ar by making a direct paymentto Borrrnnrsr, If a re#und
<br />reduces principal, the reduation will be treated as a partial prepayment with4ut any prepayment aharge (whether ar not
<br />a prepayment charge is pravided for under the Note), Barrawer's acceptance of any such refund made �y direct
<br />payment to Borrower will constitute a waiver of any right af action Barrrnnrer might have arising out of such overcharge.
<br />15. Naticas. All notices given by Borrawer or Lender in connection with this Security lnstrument must be in writing.
<br />Any notice to Borrower in cannection wlth this Security Instrument shall be deemed ta have been given to 6orrowerwhen
<br />mailed by first class rnail ar when actually delivered to �arrower's notice address if sent by other means. Nntice t� any
<br />one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires atherwise. The notice
<br />address shall be the pr�perty Address unless Bo�rower has designated a substitute notice address by notice to Lender.
<br />Borrawer shall promptly notify Lender of Borrower's change of address, ff Lender speci�es a pracedure far reparting
<br />Borrower's change vf address, then Barrawer shall anly repart a change of address through that specified procedure.
<br />There may be onEy one designated notice address under this Security Instrument at any on� tlme, Ahy notice ta Lender
<br />shall be given by delivering it nr by mailing it by first class mail ta Lender's address stated herein unless Lender has
<br />designated another address by notice to 6orrower. Any natice in connection with this Security Instrument shall not be
<br />deemed ta have been given te Lendar until actually received by Lender. lfany nt►tioe required by this Securrty Instrument
<br />is also required under Appiics�ble Law, the Applicable Law requirement will satisfy the carresponding requirement under
<br />this Security Instrument.
<br />16. Gov�rning Lsw; Setirorablllty; Ruloa of Constru�tfan. This Security lnstrument shaN be gaverned qy faderal
<br />law and the law of the jurisdiction in which the Property is Ixated. All rights and obligatians contained in this Security
<br />Irostrument are subject to any requirements and limitations o1`Appiicable Law. Appiicable Law might explicitly or implici�y
<br />allow the parties to agree by contract or it might be silent, but such sllence shall nat be construed as a prohibition against
<br />agreement by contract. In the event that any prav�sian ar clause of this Security Instrument or the Note conflicts wi#h
<br />Applicable l.aw, swch conflict shall nvt affect other prdvisions of this Security Instrument ar the Note which can be given
<br />effect withaut the conflicting provisian,
<br />As used in this Security Instrument: �a) words ofthe masculine gendershall mean and include correspanding neuter
<br />worcfs or words of the femin+ne gender; (b) words in the singular shaEl mean and Include the pluraf and vice versa; and
<br />{cy the word "may" gives soie discretian without any obligatinn to take any action.
<br />17'. Borrower's Gnpy. Borrower shall be given ane capy of th� Nvte and of thia Security Instrumen#.
<br />18. Transfvr of th4 Prop�rty or s Beneflcial Interast in Borrvwor. A� used in this Section 18, "Interest in the
<br />Property" means any legal or beneficial interest in the Praperty, inGluding, but not limited to, those benefi�ial interes#s
<br />transferred in a t�ond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which
<br />is the transfer of title by Borrower at a future date to a purchaser.
<br />if all ar any part af the Property nr any interest fn the F�roperty is sold or transferred (or if Borrawer is na# a natural
<br />person and a beneficial interest in Borrower is sold or transferred) without L.endsr's prlor writt�n aansent, Lender may
<br />require immediate payment in Tull of all sums secured by this Security Instrument, However, this optian shall nat be
<br />exercised by Lender if such exercise is prohibited by Applicable Law.
<br />If Lender exercises this aption, Lender shall give Bnrrvwer notice of acceleratlon. The notios shall provide a period
<br />af not less than 30 days from the date the notice is given in accordance with Saction 15 with�n which Borrawsr must pay
<br />ai1 sums secured by this Security Instrument. If Borrower fails to pay these sums prior ta the expiration af this period,
<br />Lender may invake any remedies permitted by this Security fnstrument without further notice or demand on 8arrawer.
<br />19. Barrowar's RIgM ta Ralnetat� Aft�r Acc4l�ratlon. !f Borrower meets certain c�nditions, Borrower shall have
<br />the right to have enlorcemeni of thls Sacurity Instrument discontinued at any time prior ta the earliest of: (a) five days
<br />before sale af the Property pursuant to any power of sale contained in ti�is Security Instrument; (by such other period
<br />as Applicable Law might speciTy far the termination of Borrower's right to reinstate; ar (cj entry of a judgment enforcing
<br />this Secunty Instrument. Those conditions are that Barrower: �a) pays Lender all sums which then would be due under
<br />this Security Instrument and the Note as if n� accelerativn had occurred; (b) cures any default of any other covenants
<br />or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limiied to,
<br />reasonable att4rneys' fees, property ins,psction and valuatian fses, and otherfeas incur►ed for the purppse af protecting
<br />Lender's interest in the Property and rlghts under this 3ecurity Instrumant; and (d) takes such action as Lender may
<br />reasanably require ta assure that Lender's interest in the Property and rights under this Security tnstrument, and
<br />Barrower's obligation to pay the sums secured by this 5ecurity Instrument, shall cantinue unchanged. Lender may
<br />require that 6orrower pay such reinstatement sums and e�enses in ane or more �f the following forms, �s selected
<br />by Lender: (a) cash; (b) money arder; (c) certified check, bank check, treasurer's check or cashier's check, provided
<br />any such check is drawn upan an institution whvse deposlts are insured by a federal agenoy, instrumentality ar entity;
<br />or (dJ Electronic Funds Transfer. Upon reinstatement by Borr�wer, this Security Instrument and abligatians secured
<br />hereby shall remain fully elfective as if nv acceleratian had accurred. Howe�er, this right to reinstate shall not appiy in
<br />the case af acceleration under Sectio� 18.
<br />20. Salv of Nota; Chan�o af Laan S�rvlcor; Natica of G�levane�. The Mote vr a partial interest in tha Note
<br />{togethe� with this 5ecurity Instrument� can i�e sold ano o� more �mes without prior nvtice to Borrower. A safe might
<br />result in a change in the entity (known as the "Lnan Senricer") that callects Periodic Payments due under the 1Vate and
<br />this Security Instrument and pertarm� other martgage loan servicing vbligations under the Note, this Security
<br />Instrument, and Applicable Law. Ther� also mlght be one or mare changes of the Lor�n Servicer unrelated ta a sals pf
<br />the Note. If there is a chanqe of the LQan Servicer, Borrower will be given written natice of the change which will state
<br />tha name and address af the new Loan Service�, the address to which payments shpuld be made and a other ,,
<br />�, �. NEBRASKA--Single Family-Fannlo Mao/Fnddi� Maa UNIFORM INSTRUMENT Form Sp2� 1/Of I nitials s •' �•:� j
<br />�r ts88-20p7 OnIInQ Documente, Inc. P��p 7 Of 9 EDEE[� 0706 .
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