201008646
<br />� Q) "RESPA" means the Real Estate Settlement Pracedures Act (12 U.S.C. §2601 et seq.) and i1s innpleinenting regulatipn,
<br />egulation X(2�4 C.F.R. Part 3500), as th�ymightbe amended from time to time, or �n�+addittonal or successor le�slation
<br />or xegulation that govtrns the same subject mattcr. As used in this Sccurity Instrurnent, `RESPA" refers to all reqiurements
<br />and restrictions that are imposed in regard tn a"fedexally related mortgage loan" even if the X,oan does not qualify as a
<br />"federally related mortgage loan" under RESPA. .
<br />(R) "Snccessor in Ynterest of Sorrower" means anyparty that has taken title to the Properiy, whether or not thatpartyhas
<br />assumed Boxrower's oblrgations under the Note and/or this Security Instrwment .
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary ofthis Security Tnsirument is MERS (solely as naminee for Lende�r and T.ender's successors and assigns) and
<br />the successors and assigns of MERS. This Security Instrument secu�res to T.ender: (i) the xepayment of the Loan, and all
<br />renewals, extensions and rnodifications of the Nota; and (ii) the performanco of Botrower's covenants and agreements
<br />under this Security Ynstrument and the Note. For this purpose, Boixower inrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the folIowing described property located in the County �
<br />°� �' [Typc of Recording Jurisdiciion]
<br />[Name o�Rccording Jurisdictintt]
<br />Lot Twelve (12), Block Tt�ree (3), Summer�eld Estates Fourth Subdivision, in the City of Grand Island, Hall
<br />County, Nebraska.
<br />wlrich currentlyhas the address of3923 PARTRIDGE CIItCLE
<br />GRAND ISLAND [Street]
<br />, Nebraska 68803 ("�roperty Addrass'�:
<br />[�tiY7 [Zip Code]
<br />TOGETHER WxTH all the improvements now or hereafter erected on tha property, and a.11 easements,
<br />appurtenances, and txtures now ar hereafter a�art ofthe property, All replacernents and additions shall also be covered by
<br />this Security Instrument. Al1 of the foregoing is referrcd to in this Security Inst�ument as the "Property." Borrower
<br />understands and agrees that MERS holds.pnl le I title to the interestsgranted byBorrower in this SecurityInstrument, but,
<br />ume
<br />ifnecessary to comply with law or custom, (as norninee for T.ender and Lender's successors and assiigns) has thc right:
<br />t o e x e r c i s e a n y o r a l l o f th o s e i n t e r e s t s, inc lu ding, bu t no t limi t e d t o, the ri g ht to f orec lose an d se l l the Properiy, and to take
<br />any aciion requ�red of I..ender including, but not limited to, releasing and canceling this Security Instrunnent.
<br />BORROWER COVENANTS that Borrowe�r is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the �roperly is unencurnbered except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />THI5 S�G'URITY INSTRUMENT combines uni#�orm covenants for national use and non-uniform covenants with
<br />limited variations by juriisdiction to constitute a uniform security instrurnent covering real property. .
<br />LTNIFORM COVENANTS. Borrawer and Lendcr covenant and agree as fallows:
<br />1. Payment of Principal, Interes�, Escrow �tems, Prepayment Char�es, and Late Charges. Borrower shall
<br />paywhen due the principal o� and interest on, the debt evidenced bythe Note and anyprepayment charges and late charges
<br />due under the Note. Boxrower shall also pay funds for Fscraw Ytems puxsuant to Section 3. Payments due under the Note
<br />and this Security Ix�strurnent shall be made in U.S. currency. However, if any check ar other instrument received by Lender
<br />as payment under the Note or this Security Instrument �s �retumed to �.ender ur�aid, T,.ender may require that any ox all
<br />sabsequent payments due under the Note and this Security Tnstrument be made �n one or more of the fpllowing fomis, as
<br />salected by T�ender: (a) cash; (b) money order; (c) certified chock, bank check, treasurer's check or cashier's check,
<br />provided any such check is drawn upon an insiatution whose deposits aro insurecl by a federal agency, inst�rrumentality, or
<br />cntity; or�d) Electronie fi�nds Transfer.
<br />ayments are deemed received by I.ender when received at the locadon designated in the Note or at such other
<br />location as may be designated by Lender in accordance with the notice provisions in Sectinn 15. J.,ender may return any
<br />payiment or partial payment i£the paymcnt ar partial payments are insu�cient to bring the Loan curxent. Lender may accept
<br />NEBRASKA-Single Pamily PAnnle Mne/Fteddte Mac i,TNYFO�Ni INSY�tUMENT
<br />12439.CV (1/OS) 2pp06858
<br />(M�RS) Fvrm 30Z8 1/Ol (page a of 8 pages)
<br />Creative Thinking, Ina
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