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<br />DEED OF TRUST �: i000s2zz�oizs96ass
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<br />Words used in multiple sections ofthis docurnent are defined below and other words are defined in Sactions 3,11,13,18, 20
<br />and 21. Certain rules regarding the usage of wards used in this document are also provided in Section 16.
<br />(A) ��Security Instrunnent" means this document, which is dated November 9th , 2010 , togethe�r with
<br />all Riders to this dncument.
<br />(B) "Sorrower" is DOUGLAS C WOLF and DEBRA L WOLF, as hrtsband and wife .
<br />_.... _
<br />orrower is thc trustor under this Security Inshvment. �
<br />(C) ��Lender" is $�1NK OF NESRA.SKA . L�nder
<br />is a Carporation , organized and existing underthe laws of the State of NEBRA,SKA
<br />I.cnder's address is 7223 SOUTH 84TS STREET LA VLSTA, NE b81.28
<br />(D) "Trustee" is $ANK OF NEBRASKA 7223 SQUTH 84TS STREET LA'�STA, NE 68125
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Y.c:nder and Y.ender's successoxs and assigns. MERS is the benefciary under this Security Instrument.
<br />MERS is organized and existing under the laws o�Delaware, and has an address and telephone number ofP.O. Hox 202b,
<br />�"1int, MI 4$SQ1-2026, tel. ($88) 679-MERS.
<br />(� "Nnte" means the promissory note signed by Borrower and dated November 9th , 2010 ,�� Note
<br />states that Borrower owes Lender T�uvo Hundred Thir Five Thonsand and 00/1U0
<br />Dollars(U.S.$ ) plusinterest. Borrowerhaspromised
<br />to pay this debt in regular Periodic Payments and W pay the debt in full not later than December 1, 2025
<br />(G) "Praperty" rneans the property that is described below under the heading `"Trans:fer of Rights in the Property."
<br />(H) f°Loan" rneans the debt evidenced by the Note, plus interest, anyprepayrnent charges and late charges due under the
<br />Note, and a]i sums due under this Security Instrument, plus interest,
<br />(n "Riders" mearns all Riders to this 3ecurity Instrument that are executcd by Borrower, The fallowing Riders arc ta be
<br />executed by Bonrowor [check box as applicable]:
<br />❑ Adjustable ltate Rider
<br />❑ Balloon Rider
<br />❑ 1 � �amily Rider
<br />[Space Above This Line For Recording Data]
<br />❑ Condominiurn Rider ❑ Second Horne Rider
<br />❑ Pianned Unit Development Ridcr ❑ Other(s) [specify� _
<br />❑ Biweekly Paymcnt Rider
<br />( t°Applicable Law" means all controll"g applicable fWeral, state and local statutes, re�uTations, ordinances and
<br />a'nislrative rules and arders (that have the effcct oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(I� "Community Association Due�, Fee�, and Asaessments" rneans all dues, £eos, assessments and atber char�es that are
<br />imposed on Borrower or the Property by a condorninium association, homeowners association or similar organ�zat�on.
<br />(L) "Electronic Funds Transfer" rneans any transfier of fimds, other than a transaction originated�hycheclr, cira#�, or similar
<br />paper instrument, which is initiated throu�h an electronic terminal, telephonic instrument, camputer, or ma�netic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account, Such term includes, but ts not limrted to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, r�vire transfers, and automated
<br />clearinghousc transfers.
<br />(N.� "Escrow Items" means those items that�are descri�ed in Section 3.
<br />°�Miscellaneous Proceeds" means atry compensation, settlemmn� award ofdamages, orproceeds paidbyanyt}�it'd arty
<br />other than insurance proceeds paid under the coverages desctibed in Section 5) for; (i) dama�e to, or destructian o� the
<br />operty; (ii) condemnatipn or other taking of all or any part of the �roperty,�(iii) conveyance in lieu of condemnation; or
<br />� iv rrusreprrsentations o� or omissions as to, the value and/or condition ofthe Property.
<br />O� "Mortgage Ynsarance" meatis insurance prote�ting Lender agairnst the non�ayment o� oz default on, the J.oan.
<br />(P) "�eriodic kayment" means the regularly scheduled amount due for (i) pxtncapal and interest under tlxe Note, plus (ii)
<br />any amounts under Section 3 of this Security Insbrument �
<br />1VEBRASTCA-single Family—Pxnnte MaeJFreddie Mac UNiF01tM INSTRUMENT
<br />12439.CV (1/08) 2000d8S8
<br />oaN�q�.i
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<br />�;��,�� �STR'��T
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<br />(MER� Form3028 1/Ol (pagelof8pages)
<br />Crent[ve'['hinldng, Inc.
<br />`� !'U �M (1 � � QOTO(OOObe30�
<br />Nebraska Titie Ca - Omaha
<br />14680 West Dodge Raad .
<br />Suite 1
<br />Omaha, NE 68154
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