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�� <br />�. <br />�� <br />�� <br />� <br />B � <br />m = <br />� � <br />� �� <br />�' �■ <br />� <br />�^ <br />�^^ <br />� <br />�� <br />:-�„,, <br />� r� <br />.'�. <br />� <br />� <br />� <br />� <br />� <br />m <br />� <br />C <br />ncn� <br />ac a <br />I <br />After Recordin� Refurn 'Co: <br />FIRS7' NA'I'TQNAL BANK OF S'�' LC�UTS <br />7707 FORS'YI'H BLVD <br />CLAXTON, MISSQURZ 63105 <br />Loan Numbex: 2q10p186J.5 <br />n �� <br />m� <br />r�V <br />� c .� C7 (f �� � <br />,._�. <br />. �' c� --� <br />��1.. -.— : x ' �v <br />� -�� ��.� , ��:� -� rr; 7D <br />�-, ���. � � m <br />u, � �> v <br />61 � .., � �� � � � <br />r.� `=� -�7 _.+� <br />' � -., �� c�� rra <br />� � �'�., �= n� <br />;,� �; -•� TY [�� C� � <br />. � ; � <br />c-a � � f — T� � <br />cr> �: cr� �..� � <br />� �' � <br />r � �� � IS7 <br />C7] �n ....� � <br />C/7 � <br />a <br />[Space Above 71iis Line For Recording Data] <br />���a �� T�u��r <br />MiN: �no25$�-�o�oa�s6�.�-� <br />�»�i�i��[:1►_�� <br />Wards used i�� �r�ulciple sectiai�s oP this docuir�ent �z-e de��ied below aiid oll�er words ace defined in Sections 3, 11, <br />13, 1$, 2p ai�d 2 I. Certaii� z�ules re�;�rding tl►e usaga of �vords used in this document are also provided in Section 1 E�. <br />(A) "Secu�'ity Instrutttent" n�eai�s this clocu��iei�t, wl�ich is dated NpVEMBER 15 , 2 p 1 p , together <br />with all Riders to tl�is clocuz»euk. <br />(B) " 13orru��cr" is DARLYS �7' SIMMONS AND JULI� ANN SIMMONS, HUSE3AND <br />AND WIFE <br />Bqrrower is t11e t�'ustor �tndet this Sccurily lnstrument. <br />(C) "Lencler" is �'TRS'�" NATIONAL BANK OF ST LOUIS <br />Lender is a NATTONAL BANKING INSTITUTION <br />and existir�� under the laws of THE iTNST�D S'I'ATES OF �MERICA <br />Lender's address is 7707 FORSY'T"H B'LVll, CLAYTON, MISSOLJRI 631Q5 <br />(ll) " 7'rustee" is ��DELITY NATIONAL TITLE INSURANCE COMPANY <br />ar�,�nized <br />(E) "1VIERS" is Mortgage Llectronic Ke�;istrati<)rt Syster��s, .iiac. MFRS is a separale co�°poration tllat is acting <br />solely as a nominee for Lender a�id Lettder's successoi's at�c1 assigns. l�'li!: is tlac be�aef�ciAry under khis Sccu� <br />Instruir�ent. MLRS is or�ai�ized and existi�tg u��der tk�e laws of Delaware, a��d lias ar� address a�:icl telephone iauzi�ber <br />of 1'.U. 13ox 2026, Flint, M[ 4$501-202C, teL ($88) b79-MERS. <br />([�') "Nute" means the proniissory note sig►�ed l�y i3orroweX and dated NOVEMBER 15 , 2 010 . <br />Tlie Note states tliat Bocrower owes Lettder SEVENTY THOL7SANl� FOUR HLTNDRED <br />ANIa 0 0/ 10 0 I)ollars ( l.l. S. $ 7 8, 4 0 0. 0 0 ) plus interest, <br />Borrowei° l�as prouiised to p�y tl�ls deht iu t�egular I'eG•iodic I'�y��aeuts �t�d to �ay tl�e debt iii fiil] i�ot lafer thail <br />DECEMBER l, 2040 . <br />(G) "Pruperty" means the property tliat is described below ti�ider tlie lieading "'I'raiisfer of Rigl�ts in the ProE�erty." <br />(H) "l.oxn" z��ea�as tkae debt evicieuced by I;Iie Note, pl�is inter�st, �ny pr��ayn�ei�t chax•g�s and lal� cl�a�'ges �lue Ynxcler <br />ihe Note, ai�d all sun�s due under this Security liastrui��et�t, plGis ia�tea�est. <br />(1) "Riders" ineans all Riders tp tl�is Security Iustrumer�t that are execufed by 13nrrower. 'I�he foll[�win�; I�iders are <br />to be execuced by 13orrow�r [check bnx as applicable]: <br />[� Adjusta�le Rate Rider <br />[] Balloon Rider <br />� l Family Itider <br />� Condoininium ftide�� <br />(] Planiied Unit Developmenc IZider <br />❑ f3iweekly 1'aynaei�c IZider <br />�] Second flome l�ider <br />� o�l���-(5) CsE���;�J <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFOF2M INS7RUMENT - MERS bpCMag1C C�r�gY�i7f-X°,,, 8p0-649-1362 <br />Form 3028 1/01 Page 1 of 11 www.dacn�agic.cam <br />�� <br />CJ� <br />w��. <br />