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<br /> n ;. . TOOBTHER Wl7'H�ll the improvaaent�anw or bereaRer eroclod on the property.ond all cocaoents.�ppuctetunoa.�nd
<br /> --. . .�,�� flatuma now on c�rcaRer a p�t of the propertY. All replaocments wid �ddltiani ihrll Ww be coverod by �his Sa�ritr
<br /> _��..,l�"'�'=;,"pt"1�►t.;!/f�'.��.'S
<br /> _ --''" �°.�. InWUment.All af thc forcgoin�ir rcferrod to in thip Security Instrument as�he"Propeny.'
<br /> ���.�; •�
<br /> ,�'�'"`'"'''"`'�'�--=- � gpRROWER COVENANTS thw Bonnwcr is Iawfully�eised of the csmtc hereby convcyod ar�d hae�ho dght to Qmnt
<br /> —:�s��.�y-�,^'". a►nvey tho Property w�d ttwt the Property is unencumberad,except for encumbraiura of recor+d. Bocrowcr wartmtY aad will
<br /> "'„r;`.;,+,��..� �s�, .: defenl gcneri+llly the title to the Property ogAinst all claims And denwnJ�.�ubjat to any encumbrances of rernnl.
<br />- Y, , ..�,,, �.�',...: THIS SECURITY INSTRUMBNT rnmbines uniform covenants far noufonul uac and non-uniform ooven�nu with Umitod �
<br /> ; r• � -�,, wuiwlonr by judsdiclion to constituto A unit'ortn securiry instrument covcring oeal propeny. - �
<br /> '���`� y� UNIFORM CO V E N A N T S.8 ortowcr a n d L w:n d c r c o v e n a n t a n d a g r e e a s f a l l o w a:
<br /> _�+.:_........ .......
<br /> ��' . r^--;..rr wd I.tte C ey. Burruwer ehxll �om 1 when due the �- -- -- _
<br /> t'��r'»��y�:'�.�.. 1. P�ymeat o!Priad�l wd latere�ti �P+�Y� � P' W Y W9
<br /> • princlpYl of and interest on the debt evidenced by the Note and any prep�yment und late charges due under the Note. _
<br /> _ ,,,.; .: .
<br /> :'°°"�'•°.`::. . :�' � 2. Fuads for Twxes And Lr�ur�oe. Subject to applicnble law or to a wdnen waiver by Lender, Borrawer shall pay to
<br /> — � � L,eMier on thc day manthly paymenta nre duc under Ihe Note,umil the Note ia paid in full,n sum("Funcls")for. (a)yearly wues —
<br /> "�, re
<br /> � .. ,_ �nd�ssessn�ents which may nttafn pr�orfty over this Security Instrument as a Ben on the Property:(b)yearly leasehold payments _
<br /> a
<br /> -�,���r��-.:.�r.��.�� I or ground rents on the Property.if any:(c)Yeady h�vard or property insururn�e premiums:(dl ycarly fload insurance premiums� �.,.._-__..
<br />. `�x. ; �;�.� :,�: s y �.�:..�.,,_
<br /> — .y��.�::w.�'�t'�t-y;� if any: (e)Yearly mortgage insuranee premlums. if any�and(�anY �ms PaYAbie b Burrower to Lender. in accor�dancc w8h _ _ --
<br /> �-�-Y�n•-=• ._ _ 1hc provisbns of paraRruph S. in lieu of the pnyment of mortgage insurance premiums. The�e items are called"Fscr�w[�." ``
<br /> -:� .' '� �t; "•�� T (,��� rn�y, at any time. collect and hold Funda in an amount not to excee�l the maximum amount a Icnder tqr a�'cdcrai:ty �..
<br /> a� �.��aen,�:1!'i�� �latod mortgage�oan maY rc9uire for Borcower's escrow eccount under the fcderal Rc�l F.state Settlement Paxvduirs A�d vi �,`,;_,�;`:°`
<br /> - •"' •%�. 1974 as ameuded from time to time, 12 U.S.C. Section 2601 et seq. ('RESPA").unless another law that ap�liss uo dare f�ads -`:��
<br /> _---,.,_;a;,,. . „
<br /> � : sets�lesser amount. If so. L.ender may,at any time. collect and hold Funds in an amount noc to exceod tAa Lcss�' aooioun�. �•�,"`'
<br /> ':{_::-�; -°� --.-- Lender m�y estimate thc am,ant of� •ndc dur�n*he bas of current data a n d m a s o n a b l e estirnates o f ex p e n d f 4 u�e s c a f f i�t w e �
<br /> .,�� . ` �i•�. ;' . E�rrow I�emc ar otherwise in xcordanoe with applicable law. ���'},���� .---
<br /> �ti.•�
<br /> � ,�i��r.+'1����',��: The Funds chall be heW in an i�stituGon ufiase depasits arc insured by a fe�era! agency. inatrume�fry, a aa�4� ri;;`.•, �z.
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<br /> . :.�;L.;,.;;,;,r�'. , (including l.ender,if I.ender is such yn in�itutioN or in any Fcderal Home Loan Bank. Lendcr shall opply the F'uads w pay�e' �ti�.
<br /> :�;�';���r:.�� '� Escrow Items.Lencler may not cherge Barcower for h�lding and applying the Funds,annually anat}�zing the escrow accowu.,a -
<br /> ; �'� t� �� verifyingthe�scrow Items,unless l.ender pays Borrower interest on the Funds and applicabk Iaa permits l.ender to maka� _
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<br /> ' %��.�r,;� .: a cherge.However,Lender muy require Borrower ta pay a one-time chuge for ar�independen[ mal estate tan reporting se+vi�e �G,y,,,--
<br /> ' . used by I.ender in cannectinn with this loan, unless applicable law provides c�rwise. [lnless an agreement is made or r
<br /> � ,�` '` .. " applicable law requir+es interest to be paid, Lender shail�ot be required to pay I3arrower any interest or earnings o�the Funds. ����s__
<br /> ifi;,�.... ._
<br /> . Hortower and l.ender may agrec in writing.howcver.that interest shafl bc paid on the Funds. Lendcr shall give to Borrower, _ _
<br /> ' . t,�j 4,�,.� arithout charge, an unnual accounting of the Funds, showing credits und debit� ta the Funds and the pucpose ior which eaeh ,;,�
<br /> ����-. . "•'• ��r-� ck�it t.��he Funds was made. The Funda a�pladBed as additionnl secudty for all wms�;ecured by this Serurity lnstrument. �•°',,;�_.--.
<br /> �.+.�-_--_
<br /> ' " �� If the Funds held by Lender exceal the amounts permitted to be held by applicable{aw.L.ender shall account to&�rrower rr..u;�i=-===_:
<br /> �: .t,..n.
<br /> � � for�he exc�s Funds in accordance with the rcquirements of applicuble Iaw.If the amount af the Funds held by l.ender ut any fi.-��,-;-:� .:
<br /> � ,. �� � time is not sufficient to puy the Escrow Items whcn due,I.endcr muy so notify Borrawer in writing,and,in such casc Borrowcr ��"_=_=`
<br /> :1 shall pay to Lender the amount necessary to make up the deficiency. Horcawer shall meke up the deficiency in nn more tlun _� �,��._
<br /> � � . ,i � i {'a�;,-
<br /> . twclve monthlY paYments,at Lcnder's solc discretion. j �;�:,r_�--
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<br /> • i Upon payment in full of all sums secured by thia S�x:urity Instrument, L.cndcr shall promptly refund to Borcowcr any •:a�,�„�,�o�,•�
<br /> � Funds hcld by Lendcr.If,undcr parngraph 21,Lcndcr shall acquire or sell the Prnpeny,Lcndcr,prior to thc ucquisitiun or sale 'r1�"`"�t���
<br /> „ . ; of the Property, shell apply any Fundr held by Lender at the time of acquiaition or sale as a credit ugainst the sums secured by ,,,_- �%�'=
<br /> � e �: `'� >°`- .
<br /> . � this Secu�ity Instrumcnt.
<br /> ' � 3.Applta►tlon oP Poyments.Unless applicable law providcs otherwisc,all peymcnts reccived by Lcndcr under paragraphs • '�'"•"•-=� �=,�_
<br /> „ � 1 and 2 shall be applied: first,to siny prcpayment chnrgea duc under the Note: secand,to simounts puyable under parngraph 2: _�;t.
<br /> . :•`.�{, -� third, to interest due; fourth, to principal duc;und lu.wt,lo�ny latc churges duc undcr the Note. �`�--
<br /> .';��` ' , 4.Ciwrgcv; Liens. Burrower shnll pny all taxes,assessments, charges, fines and imp�itions uttributable to t6e Property °�:�.�+���
<br /> � • � which may attain priority over this Security Instrument. und Ie.�sehold payments �r ground rentx, it any. 8orrower shall pay �,"�'� ~
<br /> •' �'.`i ov ed in um rn h 2,or if nM uid in that manner,Borruwcr shull pay them an time dirc�:tly Ft�'`�,•��V'� ':�,,;
<br /> . • '�: , . i• these obligations in the manner pr id p g p P .
<br /> � �' •'"�;�;' ,' to the person owed payment. Borrc�wer shull promp�ly furnish to Lcnder ull nutices of srmounts ta be paid under this paragraph. t',=;',,.= _ =i;,
<br /> .:i t�. . ..
<br /> �'`��'��''� If Borrower makes these payments directly,Borrower shull pmmpdy fumish tu I..cnder n:ceipts evidencing the puyments. ` ry,.,,,
<br /> ;s.;.. �
<br /> � ��k' � Barrower shall prompdy dischurge uny lien which hux priuriry over this 5ccuriry Instrumcnt unless BoROwee (a)agrees in _�'�:-:=-`���
<br /> t ° wdting to the payment of the obligution recured by the licn in a munner ucceptable to Lender; (b)conte�ts in goad faith the lien ___---;��__
<br /> ' • .. by,or defends against enforcement af thc lien in, Iegul pmcecdings which in the Lender's opinion operate ta provent the " '�'`'"
<br /> �;• " enforcement of the lien; or(c),.xures from the holdcr of thc licn an agreement wtisfc►ctory t�� l.ender subordinating the lien to
<br /> � .:°.,
<br /> , J this Security lnstrument. If Lender determines thut any part of the Prop�:ny is subject to�licn which may attain priority uver �
<br /> • ' ' . this Security Inswmcnt, Lender m•ry givc &mowcr u n�nicc iJcntifying thc licn. &irruwcr,hull wtisfy thc lien or takc one or F:
<br /> � more oithe tutions sct forth abovc within 10 Jay�uf Ihc giving uf noticc. � ,
<br /> � Form 3028 8190 ' :., .'
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