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<br /> '4Y?GETHER WITH all the i►nprovem�nu now or hereafter erected on ttae property, and ail easements,appurtenanc�.and
<br /> fixiures now ar itereafter a part of the pmperty. All replasements and additions shall alsa be covered b3+ this Secitrity °_
<br />,::�,�• Iastr��ment_Al{of the foregoeng is referred to in this Security Instrnment as the"Propecty." -:
<br /> BORROWEIt COVENANTS t}rat Borrawer is la�v€ully seised of the estate hereby conveyed and has the right to grarn and
<br /> � �` convey the Property sud that the Propeny is unensumbered,except far encumbrances of record. Borro�ver warrants an,�will
<br /> defend generally the atte to the Preperty against al!rlaims and demands.subjec�to any encumbrances of record_ _
<br /> � TiiIS SECfJRffY INSTRUMENT combines uniform wvenants for national use and nort-uniform cmvenants with liraited �
<br /> , variations by jurisdiction to oonstitute a aniform security instrument ooverin�real pru�erty.
<br /> UNIFi'1RM COVENANTS.Horrower aad Lender covenant and agree as fottows: _
<br /> 1. Feymen3 of Prlaci�l s�d Int�'e�t; Preyay�ent su�f I.ate Ch�es. Borrower shall gromptly pay when due the -
<br /> �, principal of and interest on the debt evidenced by the Note and any prepayu�eat and late charges due under the Kote. _
<br />. 2.Funds far Ta4es�nd Insa►�aee. 5ubjec2 to appticable iaw or to a written waiver by Lend�r. Eorruwer shalt pay to _
<br /> Lender on tkE day manthly payments are due under the Note.until the Note is paid in full,a sum("Funds"3 for:(a)yearly taxes
<br />: and assess�nenis which may aitaiu priority over this 5ecuriry Insmzment as a lien on the Properey:(b)yearly leasehotd paymeats F
<br /> or ground rents on the Property,if any:(c)yearly haxard or property insurance premiums; (d)yeazly flood insurance premi�s, _
<br /> � if any;(e)yearly mortgage i++c,+.�nce premiums, if any:and(fl any sums payabte by Bosrower to Lender, in accordarcce with
<br /> t6e pmvisic:�.s of paragraph ii. in lieu of tfre payment of mortgage insusance premiva�s.Tlaese ite�sss are cxilled"Fscrow Iteras_"
<br /> °:;:' I.ea�cr c��, af any time, colleci and fiold Futtds in an amount ctu¢[�exceed tite maxirm�m �unt a lender for a fe�l.'+y
<br /> o��;� zeiated mcz����ean may require fos�iarmwer's escm�v acoount�..nr t�e fe�erat Real Esta.�s Seuieuient Pcoce�ures�ck� -
<br /> t�t�����:�C7d3E CO L1AlE. 12 U.S.C.3ear�� 2601 et seq. ("RFSPA'?,c?nless anotiier law diat appE�to the Fnmis
<br /> �a tesser am�mu. �c s�a.�nder may,at airy ti�, o�lted and hold Funds i�z�anansuu not w exceed the lesser amount. __
<br /> , �Qander m��e.:t�a��..r•.�uat of Fu�s d�se��,abE'�asis of cuazai data a��sonable estimaies of e�cpenditu�res ef future =
<br /> � Escraw I��*�.�...�as+x��accorda�.:e�i�>�,tpIlc�,:r:�i.lavi. `�=.
<br />:'f` The R�s shall i�u�d en an e�.�:;�ca �a�se degosits �.�e insured by a fe�eral agency, i��r+.�m�ntaliiy. or e.�*�3 k:
<br /> .. (inctuding Ixnder,if Lr�zs such an insti�tuaa�,;+�izc any Federal Home Loaa�k.Lendzr shall apply the Eunds to gay:i�e =_
<br /> . EstTOw Ite�s.Leader may not charge Borrower fer i'��li�g and appiying t�e Fu�,annually analyang the�vc�traw account,or =__
<br /> • verifying tf�e Fsarow Items,unless Lender pays Bom�u�inte�st on th$Funds araD.x�plicable law permits Le�r�s to make such . _
<br /> � a ciuuge.��3[uwever.Leader unay requirc�*rrawer tv pay a one-time charge for an inde�seade�n�!estate tax repurti�g�?oe =-
<br /> usad by I.euder in co�eroion with tbi;Tr�an, unless applipble law provides otherwise. El'�...s an a�nt is �a�,c.r�r _
<br /> applirabte law tequires interese to be paid,Lender shall not be required to pay Borrawer any a�r�t ur ea�n,pt�s un t�e��s. —
<br /> :`,. ` Borrower and Lender u�s►y agree in writing, however,that interest shall be paid an t{n Funds. Lender shaII�e to Borroxet, , , `�;
<br /> s
<br /> • arithont charge.an annual accounting of the Funds, showing credits and debits m the Fiazcds,�d the puspose for ahich pct� ._
<br /> debit w the Funds was made.The Funds am pled�ed as additianal security far all sums secun.l;tb,�r�is Secariry Instirumes�_ .. :
<br /> �£tLiz S�'cmds 6eld 6y Lendes eacae�tke amounts permitted to be held by applicable taw,f,�sn���.�shalIl accaunt to B�r.rerxr�r .
<br /> . ,:,irtX.���a�s Funds in a�oordaace witf�the iequirern$nts of applicable law. If the amouni a.`�a�Funds held by L,ender aE'a.n� , �'�
<br /> a o0
<br /> . tiirre+�s not sufFcient to gay the Escrow Items when due,Lender may so nati*ry Da�+ve:im writin$,aad.ica such case�orrower ., "_
<br /> , �nil.pay to Ixnder the amous�t nec�ssary to muke up ttte deficiency. Borrower shall malce up the deficiency in nn more ttian _-
<br /> twetve mantWY Payments.at l.ender's sole d'csc�tian. .�
<br /> Upon pssyment in fiil! of all snme serund by this Security lnstrnn��nt. Lender shuli prompdy refund to Eorrow�e;.�.y
<br /> Fwsds held by L.eader.If,nnder paragraph 21.Lender sha11 acquire or sett the Prapetty.Lender,prior to the acqaisidor�uc sele
<br />:-, .;� of the Property.shall agpfy any FundS held by Leader al the tim�of acquisition or sale as a credit against the sums secured 6y
<br />'�"''� tlris Security Insnument.
<br /> � 3.AgpticatFan of Papmmtv.Unless applicabte law provides o8teiwise.all payments received by Lender under Paragraphs
<br /> -'��" 1 aad 2 sha11:6n applied:first,to auy prupayme charges dae ur�er t�e Note:second,to amaants 62e under
<br /> :.,,.,_ nt DaY$ P��Ph •
<br /> ' thlyd,to tnt+anest due:fourth.to principnl due;and last.w any late charges d+.�e under the Note. __
<br /> � � 4.Ci�nrges;Llea9.�on+nwer shall pay aU taxes.assessmeau.char�es,�os sud impositions atvibutabie to the Pmperty
<br /> n �:
<br /> •. urtuch mey attain priority over tlus Secauity dnswment. and leasehot,d paymenrn or ground reats.if bny. Borrcwer sbalt pay i':`.
<br /> ...,�� • � tdae obligations in th�maaner pmvided in paiagrapb 2.or if aot paid in that manner,Borrower shall pay them on time directly ; �;,.;;
<br /> � ...���� to Uie pe�n awed payment.Borrow�zr shalt promptly fiunis6 to Leader ell notices of amounts to be paid tu�der this paragr.�b.
<br /> i : If Borrower makes these payrnents directly.Borrower sl�all promgdy fumish to Lender recei�ts evideacing the paytuents. , . . ,
<br /> �1• . --
<br /> . � Borrawer shall promptly discharge any►lien which has priority over this Security insdvment unless Borrower:(a)aSrees in � _
<br /> '.'� .� . �srriting to the payme�t vF�1�e obli�ation sec�ued by the lien in o rnanneracc�ptabte to I�eader;(b)wntests in good faith tfae liea
<br /> .•:•5 . jy, or de�ds agaiast�a4'omement �f the liea 3a. legal pmceedings which i�the Leader's opinion apetatQ to pnveat the ,'b.
<br />::;r;`�:.:3. _ �
<br /> ;.. 4 � enfor�t�of the lie�t;ar(c)secur�K�fi»m the holder of the lien an agreement satisfecWry to Lender suhordinating the tien to
<br /> `tii ` ' •�this Security Inswmeni,If Lender�ts�nines ths�t any part of the Pr�perty is subject to a lien wluch may attain priorlry over
<br /> �,;� � tHig Securiry Insuumertt„I,�esbder m3�g�fe Borrower a notice ideatiEying tlte lien.Borrower shall sadsfy the lien or tstce one or
<br /> • ••; asore of the actions set[�sct0�above within 10 days of the giving of notice.
<br /> , � ,� form so28 9/9Q•
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