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<br />shall remain fu11y effective as if no acceleration had occurred. However, this right to reinstate shall not
<br />apply in the case of acceleration under 5ection 18.
<br />20. Sale of Note; Change of Laan Servicer; Notice of Grievance. The Nate or a partial interest in
<br />the Note (tagether with this Security Instnunent) can be sold one or rnore tirnes without prior notice to
<br />Borrawer. A sale might result in a change in the entity (lmawn as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrurnent and performs other rnortgage loan
<br />s�rvicing abligations under the Nate, this Security Instrument, and Applicable Lavv. There also xnight be
<br />one or more changes of the L.aan Servicer unrelated to a sale of the Note. If there is a change of the L,oan
<br />Servicer, Borrower will be given written notice af the change which vvill state the name and address of the
<br />new Loan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a natice of transfer of servicing. If the Note is sold and thereafter the T.,oan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loa►a servicing obligations
<br />ta Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser uriless otherwise provided by the Note purchaser.
<br />Neither Borrawer nor Lender may commence, join, or be joined to any judicial action (as eithar an
<br />individual litigant or the member af a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such natice to take corrective action. If
<br />Applicable Law provides a time period which must elapse before certain action can be taken, that time
<br />p�riad will be de�med to be reasonable for purposes of this paragraph. 1fie notice of acceleration and
<br />appartunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective
<br />action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this SecCion 21: (a) "Hazardous Substances" are those
<br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerasene, other flanunable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials contaiiung asbestos or formaldehyde, and radioactive rnaterials;
<br />(b) "�nvironmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />actian, remedial actian, or removal action, as defined in Environmental Law; and (d) an"Enviranmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environrnental
<br />Cleanup.
<br />Borrower shall nat cause or pernut the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, oar threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor allovv anyone else to do, anything affecting the PropeRy (a) that is in violation of any Enviranmental
<br />I.aw, (b) which creates an Envixonrnental Condition, or (c) which, due to Che presence, use, or release of a
<br />Hazardous Substanc�, creates a condition that adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Froperty of snnall quazxtities of
<br />Hazardous Substances that are generally recognized to be appmpriate to normal residential uses and to
<br />rnaintenance of the Property (including, but not limited to, hazardous substances in consurner products).
<br />Borrower sha11 promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which $orrower has actual lrnowledge, (b) any
<br />Environimental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />release of any Hazardaus Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
<br />Initials:
<br />�-BG(NE) 100o51.ot Page 12 of 15 Form 3028 1/01
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