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20100844� <br />BY SIGNING BELOW, Barrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />� (Seal) <br />Stephen IrWin - eorrower <br />(Seal) <br />-Borcower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[SpaGe Selow This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 5 th day nf November 5, 2Q1p , before me, the undersigned, a Notary Public <br />duly commissioned and quali�ed for said county, personally came <br />Stephen R Irwin, a Single Man <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: g ��✓� �� � <br />a <br />GENEAAL NOTARr • Siate of Ne� �evra McElroy -Notary P�ei�c <br />DEVRA MCELROY <br />My Comm. Fxp. Aug. 25, 2013 <br />NEBRASKA- 5ingle Family - FannieMae/FraddleMac UNIFORM INSTRUMENT <br />Form 30281I01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4l02 Page13 of13 <br />