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. .. � k, <br />2oioos3s4 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />' V �. � ��W (Seal) <br />Verna M. Galloway - sorroWer <br />(Seal) <br />-Barrower <br />(S�al) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below Thls Line For Acknowledgment] <br />STATE OF NESRASKA, Hall County ss: <br />On this 2 nd day of November 2. 2010 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Verna M. Galloway, a 5ingle Woman <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: �•�5 � �� <br />� <br />GENERALNOTAR9-SiateofNaqraska �eVraMcElroy _Nota,yP„brc <br />DEVFIA MC�LR(,1Y <br />MY C�1. Exp. Aug. 25, Z013 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INS7RUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 Page13 of 13 <br />