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2oioos27; 9. Protection af Lender's Interest in the Property and Rights Under this Security Instrument. If (a) I3orrower fails to perform thc covenants and agreemcnts contained in lhis Security Instrument, (b) there is a legal proceeding that inight signiticantly affect Lender'a interest in the Property and/or rights under this Security lnstrumeni (such as a proceeding in bankruptcy, probate, for condcuuiation or Porfeituce, for enforcement of a lien which may attain priorily over this Security Instrumenl or to enforce laws or regulations), or (c) Borrower has abandoncd the Property, then Letader may do and pay for whatever is ceasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protccling and/or assessing the valuc of the Property, and securing and/or repairing the Property. Lender' � actions can include, but are not liinited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fu;s to pratect its interest in thc Properry and/or rights under this Security InsCnunent, including it5 secureci posilion in a bankruptcy procceding. Sect�ring thc Yroperty includes, but is not liinited to, entering the Property to inake repairs, chan�e locks, rcplace or bc�ard up doors and windows, drain water froin pipcs, cliininate building or othcr code violations or dangerous conditions, and have utilities turned on or off. Although Lender inay take �ution under this Seclion 9, Lender does not have Co do so and iy not under any duty or obligation to do so. Il is a�reed that Lender incurs no liability for noC t�ilcing any or all actions authorized under this 5ection 9. Any ainounts disbttrsed by Lendcr unde►' this Section 9 shall become additional debt of $orruwer secured by this Sc,�;u�t'ity Tnstrument. Thesc amounts shall bear inCerest at thc Note rate froi�n the date of disbursement and shall be payable, with such interest, upon notice fro�n Lender to $arrower requesting payin�nt. If this Security Instrument is on a leaselaold, Borrower shall comply with all the provisions of Che lease. If F3orrower acquires fec title to the Property, the leasehold and Lhe fee title shall not inergc unless Lender agrees to thc merger in writing. 10. Mortgage lnsurance. If Lender required Mortgage; Insurance as a condition of making the Loan, Borrower shall pay thc prcmiuuls required to maintain the Mortgagc Insurance in effect. If, for any reason, the Mortgage Insurancc coverage required by Lcnder ceases to be available from lhe mortgage insurer that previously provided such insurance and Borrower was required to make separaCely designated pay�nents toward the preiniums for Mortgage Insurance, Borrower shall pay the prcmiums required to obtain coverage substantially equivalent to the Mortgage Insurance prcviously in etfect, at a cost substantially c;yuivalent to the cost to F3orrawer of the Nlortgagc Ins�u'ance previously in effcx;t, fro►n an allernate inortgage insurer selected by Lendcr. If substantially �c�uivaler�t Morlgage Insurance coverage is not availablE, F3orrower shall continue lo pay to Lender the ainount of the separately designated payinenla that were due whcn the in�trance coverage ceased to be in effec:t. L,ender will accept, use and retain these payments as a non-refundable loss rescrvc in lieu of Mortgage insurancc. Such loss reserve shall be non-refundable, notwithstanding the fact that the C.oan is ultimately paid in full, and Lender shall noL be requircxl to pay Borrower any interest or earnings on such loss reserve. Londer can no lon�er reyuire loss reserve pa}�ncnts if Martgage Insurancc covera�;e (in the �unount and for the period that Lender re�uires) provided by an insurer selected by Lender agaa�l becomes available, is obcained, and Lender requires separately designated payments toward the prcnuutt�s for Mortgagc Insurance. If Lender rcyuired Mortgage insurance as a condition of inaking the Lo�ui and F3orrower was required lo n�►ake separately designatcd pay►nents toward the pre�niu►ns for Morlgage ]nsurance, E3orrower shall pay the premiutns required to maintain Mortgage Insurance in effect, or to provide a non-retundable loss reserve, until Lender's requireinent for Mortgage Insurance ends in accordance with any wcitten agrc�tnent between Borrower and Lendcr providing for such terminaCion ur until tennination is required by Applicable Law. Nothing in [his Section 10 affects &�rrower's obligaCion to pay interest al lhe rate providFxl in the Note. Mortgage Insurance reiinburses Lender (or any entity that purchases the Note) for certain lossc5 it inay incur if Borrower d«;s nol repay the Loan as a�'eed. Borrower is not a party to the Mortgage Insurancc. Mortgage insurexs evaluate thair lotal risk on all auch insuratice in forcc froix� time to time, and inay enter into agreements with other parties that 5hare or tnodify their risk, or reduce losses. ThcSe agree�nenLs are on terms and conditions lhat are satisfactory to lhc inortgage insurer and the other party (or parties) to thcse agreements. These agreements may require the mortgage insurer to make payments usin� any yotuce of fund5 that the inortgage insurer inay have available (which �a�ay include funds obtainc;d from Morlgage Tnsurance preiniums). 8800893725 8800893725 NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM IN57RUMENT WITH,(NEFj,�S �-sA�l��) (0810) Paye 8 of 15 Initials: ^ i �,� Farm 3028 11Q 1 � ��