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201008277
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Last modified
1/11/2011 2:34:57 PM
Creation date
11/8/2010 3:04:10 PM
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DEEDS
Inst Number
201008277
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201008277 <br />work has been completed to Lender's salisfactinn, provided that such inspectiun shall be undertaken <br />pro�nptly. Lender may disburse proceeds for the repairs and restoration in a single paymcnt or in a series <br />of progress payinents as the work is completed. Unless an agrecment is made in writing or Applicable Law <br />requires interest to be paid on such insurance praceeds, Lcnder shall nat be required to pay Borrower any <br />inCcrest or c;arnings on such praceeds. FccS for public adjusters, or other third parties, retaincd by <br />Bocrower shall not be paid ouC of the insurance proceeds and shall be the solc obligation of Iiorrower. If <br />the restoration or repair is not economically fE:�siblc or Lender's security would be lessened, the insurance <br />proceeds shall be applied to the sums secured by this SecuriCy Instrument, whcther or not thcn due, with <br />the excess, if any, paid to Borrower. Such insurance pracaeds shall be applicd in the order provided for in <br />Sc�ction 2. <br />If Borrower abandons the ProperLy, Lender may file, ncgotiate and seltic any availablc insurance <br />claim and related matters. If Borrower does noC respond within 30 days to a notice froiil Lender thaL the <br />insurance carricr has offered to settle a claim, then Lender may n�goliate and settle the claim. Th� 30-day <br />period will begin when the noLice is given. In either eve;nt, or if Lender acquires the Property under <br />Section 22 or otherwise, I3orrower hereby assigns to Lender (a) Borrower's rights tu any insurancc <br />procec�is in an atnount not to exceed the amounts unpaid under lhe Note or this Security lnstruinent, and <br />(b) any other of Borrowcr's rights (nther than the righl W any refund of unearned prc;miu�ns paid by <br />F3orrower) undec all insurance policic,�s coverin� the Property, insofa,r as such rights are applicable to the <br />coverage of the Property. Lender may use the insurancc prnceeds either to repair or reslore the Property or <br />to pay amounts unpaid undcr the Note or this Security InsCrument, whether or not then due. <br />6. Occupancy. Borrower shall occupy, establish, and use thc Property as F3orrower's principal <br />residence within 60 days after the execution of this Security Instrument and shall continue to occupy Lhc <br />Property as F3orrower's principal residencc for at least one year afler the date of occupancy, unless Lender <br />otherwise a�;rees in wriLing, which consent shall not bc unreasonably wilhheld, or unlcss extenuating <br />circumsCance;s exist which are beyond Borrowcr's control. <br />7. Preservation, Maintenance and Pratectipn of the .Property; Inspections. Borrower shall not <br />destroy, damage or iinpair the Propc:rty, allow the Prop�rty io deterioratc or co�runit wastc on the <br />Property. Whether oc not E3arrower is residing in the Property, Iic�rrower shall maintain the Yroperty in <br />order to prevent the Property froin delcriaratin� or decreasing in value due Co ils condition. Unless it is <br />deter�nined pursuant to Scction 5 that repair or restoraLion is not ecanomically feasible, Borrower shall <br />promptly repair the Property if dainaged to avoid further dcicrioration or damage. If intiurance or <br />condemnation proceeds are paid in cannection with dainage to, or the taking of, the Property, Borrower <br />shall be respansiblc for repairing or restoring lhc Property only if Lendcr ha� releascd proceeds for such <br />purpos�s. Lcndcr tnay disburse proceeds for lhe repairs and restoraCion in a single payment or in a scries of <br />pro�ress payments as thc work is completed. If th� in5urance or cnndeinnation proceeds are not sufficicnt <br />to repair or restore the Property, Borrower is nat relieved of Borrowcr' S obligation for the complction nf <br />such repair or restoraLion. <br />Lcnder or its agent inay make reasonable entries upon and in5pections of the Praperty. If it has <br />rea�onable cause, Lend�r may inspect the interior of the iinprove�nents on lhe Property. Lender shall givc <br />F3orrower notice at the time of or prior to such an interior inspcx:Cion specif'ying 5uch reasonablc cause. <br />8. $orrower's Laan Application. $orr�wer shall be in default if, during the Loan application <br />process, $orrower or ttny persons or entities acting at the direction of I3nrrower or with Borrower'S <br />knowledge or consenl gavc materially false, ►nisleading, or inaccucate information or statc,nnents to Lender <br />(or failed to provide Lender wiLh inaterial intormation) in connectian with the Loan. Material <br />representations .include, but arc not limited to, representations concerning F3orrower's occupancy of the <br />Property as Borrower' s principal residence. <br />$$00$93725 8$00893725 <br />NE8RA5KA - Single Family - Fanpie Mae/Freddie Mac UNIFORM INSTRUMENT WITM ME <br />� (oeia) P�9r, i of 15 ir��ueis: � i.. Form 3028 11�1 <br />� <br />V N <br />
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