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201008277 <br />20. Sale of Nate; Change af Loan Servicer; Notice of Gricvance. Thc Note or a partial interest in <br />the Nate (together with this Securily Inytrument) can be sold one or more times without prior notice to <br />$orrowcr. A salc; might result in a change in the entity (knawn as the "Loan Servicer") that collects <br />Periodic Payments due under the Note and chiy Sc;curity Instrument and performs ath�r mortgage loan <br />s�rvicing obligations under the Note, this Security Instruincnt, and Applicablc Law. There also tnight be <br />one or moce changes of the Loan Servicer unrelated to a sale of the NoCe. If there is a change of the Loan <br />Servicer, Borrower will bc given written notice nf the change which will state the nainc and address of Chc <br />ncw Loan Servicer, the address to which payments should be inade and any other inforinacion RESPA <br />requires in connection with a notice of transfcr of servicing. If the NoCc is sold and therc;�fter the Loan is <br />serviccd by a Loan 5ervicer other than the purchaser of the Note, the ►nortgage loan servicing obli�ations <br />to I3orrower will rcmain with the I,oan Servicer or be transferret� to a successor Loan Servicer and are not <br />assumed hy the Note purchaser unless olhcrwise provided by the Note purchaser. <br />Neither Borrower nor Lender inay co►runence, join, or be joined to any judicial action (as either an <br />individual liti�;ant or the member of a class) that ari5cs frorn the other p•arty' s accions pursuant to this <br />Sectu'ity lnstr�unent or that alleges Lhal thc other party has breached �uiy provision of, or any duty owcd by <br />rcason of, Chis Se,�curity Instrument, until such £3orrowcr or Lender has notiFed the other party (with such <br />notice given in compliance with thc rc;yuiretnents of 5ection 15) of such alle�ed brcach and afforded Lhc <br />olhcr party hereto a reasonable period after thc giving of such notice to take correcCivc action. lf <br />Applicable Law provides a time period which muSC elap5c before certain action can be tak�n, that ti�ne <br />period will be decmal Lo bc; rc;asonable for purposes of this paragraph. The nolice of acceleration and <br />opportunity to cure given to F3orrawer pursuanC to Scction 22 and the notice of acceleration given to <br />�rrower pursuant Co S�ction 18 shall be dee�ned to satisfy the notice and apporlunity to talee corrccCive <br />ac:cion provi5ion5 of ttais 5ection 20. <br />21. Hazardous Substances. As uscxl in this Section 21: (a) "IIazardous Subslances" are thosc <br />substances defined as loxic or hazardous suhstances, pollutants, or wastes by Environtnental Law and the <br />following 5ubslances: gasoline, kerosene, other Il�urunable or toxic petrolcum products, loxic pesticides <br />and hcrbicidcs, volatile solvents, �naterials containing aabeatos or forinaldehyde, and radioaclive tnaterials; <br />(b) "Environmental Law" ineans federal laws and laws of the jurisdiction where the Property is located Lhat <br />relate to health, safcty ur environmental protection; (c) "Environ►nental C:lcanup" includes any response <br />ac:Cion, rcrncdial action, or reinoval action, as dcrned in Environinental Law; and (d) an "Environment�►1 <br />C:andition" means a condiCion that can causa, contribute to, or otherwisc lrigger an Envirorunental <br />C'1 eanup. <br />$orrower shall not cau.tie or perinit the presence, use, dasposal, storage, or release of any T�a�.ardous <br />5ubstances, or threaten to release any IIazardous Suhstances, on or in the Property. Borrower shall not do, <br />nor allow anyone else to do, anything affectin� the Property (a) that is in violation of any EnvironmenLal <br />Law, (b) which creates an EnviroiYmental Cozadition, or (c) which, due to the presence, use, or rclease of a <br />Hazardous Substance, crc;aLes a condition that adversely affcx:Ls the value of lhe Property. Thc preceding <br />two 5cnlcnccs shall nnt apply to the presence, uyc, or storage on the Property of sinall quantities of <br />Ha7ardous Substanccs lhat are generally recognized to be appropriate to nonnal residential uscs and to <br />inaintenancc of the Property (including, but not liinited Co, ha�ardous subsLances in consuincr prnducts). <br />$orrower shall pramptly give Lender written notice of (a) any investigation, claim, deinand, lawsuit <br />or other action by any governmental or regulalory agency or private party involving the Property and any <br />Ha?ardous Substance or Environmental Law of which I3orrower has ac:lual knowledgc, (b) any <br />Environmental Condition, including but not lirnited Co, any spilling, leaking, discharge, releasc or threat of <br />release of atay Hazardous Substance, and (c) any condition causul by the presencc, use or releasc of a <br />Hazardous Substance which adversely affects the value of che Property. If I3orrower learns, or is notitied <br />by any gover►unental or regulatory authority, or any privaCc party, that any removal or othcr remediation <br />of any IIazardous Substance atfecting the Prop�rty iy nccessary, E3orrower shall promptly lake all necessary <br />reinedial actions in accordance with Environmental Law. Nathing herein shall crcaCe any obligaLion on. <br />Lender for an Environmental Clcanup. <br />88D0893725 $$00893725 <br />NEBRASKA - 5ingle Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT WIT ME S <br />� Page12of15 Initials:� Form3028 1/07 <br />� <br />V ti <br />