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zoioos2oo <br />9. Protection ot I.ender'� Interest in the Property and Rights Under thiat Secur[ty Instrument. If <br />(a) Boxrower fails to pe�rfarm the oovenants a�d agre� contained in this Secutity Instrument, (b) there <br />is a legal proceeding that xnight significantly sffect �'s intere�t in the Property and/or rights under <br />this Security Instmum�nt (such as a praceedin� in b�rnlQUptcy, pmbate, for cot�eammation or forfeiture, for <br />enfaroement of a li� which may attain prio�rity ov�r thia Security Insanunent ar to enforce laws or <br />regulations), or (c) Horrower has abandoned the Prnperry, th� L,ender may do �nd pay for whatever is <br />reasonabl� or aPpropriate W protect I,ender's interest in the Pmperty and rights under tlais Secucity <br />Instnunetit, inrduding protccting and/or as.gessing the value of the Pmperiy, and securing and/or repairing <br />the Property. Lx.nder's act;ions can i�clude, but are not lunited to: (a) paying any sums secured by a lien <br />which has prioriry over tlus Security Instrument: (b) aPP��B ��; and (c) paying reasonablc <br />attora�ys' fees to pmtect its interest in the Pr�perly and/or rights under this Security I�nt, including <br />iCs secured position in a bankruptcY Procceding. Securing the Property includes, but is not limited to, <br />entering the Properry to ma1Ge repairs, cl�auge locks, replace ar board up doors and windows, drain water <br />from pipes, eliminate building ar other code violatians or dangerous conditions, and have utilides Curned <br />on or off. Alt�ough L,ender may take acaion under this Secaion 9, Lender docs not hava to do so and is not <br />under any duty or obligation ta do so. It is agre�d that I.�nder inaus no liabiliry for not taking any or all <br />act�ions authorized under thi$ Section 9. <br />Any amounts disbursed by L.endex under this SecCion 9 shall bevome addiriox�l debt of Borrower <br />secured by this Security Instru�nent. These amounts shall beaz interest at the Note rate frnm the data of <br />disbursement and shall be payat�le, with such interest, upon notice from r.ender to Hortower requesting <br />p �� n If this Security Instrument is on a leasehold, Borrower shall comply witb, all the provisions of the <br />lease. If Borrower acquires fee title to the Property, the leasehold and tbe fae tifle sha11 not merge unless <br />I.ender agr�es to the merger in wriring. <br />10. Martgage Insuranoe. If I.ender xequired Martgage Jnsurance as a condiCion of maldng the Y.oan, <br />Borrower ahall pay the premiums requured to maia►tain the Mortgage Insurance ian� effect. If, far any reason, <br />the Mortgage �nsurat�a coverage required by L,ender ceases to be available from the �paortgage insurer that <br />pnwiously provided such insurance and Borrower was required ta malce separately designated payuients <br />towa�rd the premiums for Mortgagc I�asurance, Borrower sball pay the premiums raquire� to obtain <br />coverage substantially equivalent to tlne Mortgage I�surance previnusly in effect, at a cost substantially <br />�quivalent to tt�e cost ta Barrower of the Mortgage Inaurance previoualy in effect, from an �ltcrnate <br />;awrtgage insurer aelected by I.ender. If substantially equivalent Mortgage Insurar�e coverage is not <br />available, Borrower shall coa�tinue to pay to L,ender the amount of the separately de�ignated payments that <br />wer� due when the i�nsurancc coverage cea.sed to be in effect. I.ender will accept, use and t�etain these <br />payments as a non-refundable loss reserve in li�u af Mortgagc Insurance. Such loss reserve shall be <br />non-�le, notwithstaading the fact that the Loan is ultivaately paid in �1, and Lender shall not be <br />required to pay Borrawer any interest or eamings on such loss r�rve. L,�nder can no longer require loss <br />re�serve paymezxts if MoRgage Insurance �verage (in the amount and for the period that Lendc�r t�uires) <br />pmviderl by an insurer selecte� by I.ender again becomes available, is obtaine�, a�i Len�r requires <br />sepacately d�signated payments taward the p�emiituns for Mortgage Tr�uraace. If � required MortSage <br />Inswra�xce as a conditiom of making the Laan and Borrower �nvas �c+equired W makc separately designated <br />payments toward the premiuu�s for Martgage Insuraace, Harnovcrer shall pay the premium�s required to <br />maintain Mortgage Ynsurance in effect, ar to px+ovide a non-refundable loss reserve� unW I,endcr's <br />require�n�nt for Mortgage Inattrance � in accordance with any wcitCcn agm�m�nt between Sorro�a+er and <br />Y.ender prar+iding for such termination or untiGl termination is xequixed by Applicable Law. Nothing in this <br />Section 1q affects Horrower'a obligataan to pay i�ate�est at the rate provided in the Note. <br />Martgagc Insurance reimburses Lender (or any entity that p�es the Note) for certain losses it <br />may inaur if Borrower does not repay the Laan aa agreed. Horrower is not a party to the Mortgage <br />Insuraz�ce. <br />MoRgage insurer� �aaluatc their tocal risk on all sttch insurance in force from rim�e to time, and may <br />enter into agr�cements with other parties that share or modify their risk, or reduce losses. Thesc agx�nts <br />ar� on terrns and conditions daat are sati�sfacWry W tt� mortgage i�nsurer and the otl�r PartY (ar parties) to <br />these agreements. These agrce�nts Ynay r�quire tl�e raorrgage insuner W make payna�nts using any source <br />qf fun�s that the mox�tgage in�surcr may have availablc (which m�ay include funds obtained from Mortgage <br />Inaurance pre.mituns). <br />NEBRASKA - Singla Fsmily - Fennir Mae/Freddir Mae UNIFORM INSTRUMEN7 <br />�-81N�) toe� �� Ppe 8 of 15 i�: Form 3028 1/O i <br />