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�oiooso43 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider execnted by Barrower and recorded with it. <br />Witnesses: <br />i a9 ,�' <br />_.... � <br />(` .�/'f.G �L/�m-c--[': /c'c �Seal) <br />l <br />Cheryl L Kosmi cki -�orrower <br />_. <br />,.•' � 7 <br />9 <br />�.,_.". �.�..,����' �—�-,,,��-�`- (Seal) <br />Randal l P Kosmi cki -Bo�rower <br />— (Seal) <br />-Borrower <br />_ (Seal) <br />-Sorrower <br />_. �SC�� <br />-Borrower <br />_ (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />_ �52�� <br />-BOrrower <br />NEBRASKA - Single Family - Fannie Mae/Fraddie Mac UNIFORM INSTRUMENT <br />�-6�NE) 1oe11) Page 14 of 16 Form 3Q28 1/07 <br />, � k � 3 <br />; � � � � � � � I � 1 1 , . <br />