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f►�lj[III�:�II1�:3 <br />Lc�dcr's eddre�s is 2101 CHAPEL FLA�Px �OURT, SUITE �:0'�, CCfLITMB�A, <br />MISSOURI 65�Q3 <br />(D) "'l�ustee'• is FIDELITY NATIONAL TTTLE <br />(E) "MEItS" is Mortgagc �lectzanic Registrakion Syste�as, Tnc. M�RS is a separatc coxparstian f�1at i:� a�ting <br />solely a5 a. naminec for Lander and. Lcad�or's successors and �.a.�igxs�. MERS is thc 6enetic�ry nnd� thls 5�cu�ity <br />instrum�ent M�RS is organized �d existing und� t�e laws of Dclarrrara and has an address an�ci telephone nuaubcr <br />ofP.d_ Hox �p26, Ftint, MI 4ti5C�l-2a2b, CeI. (888) fi"�9-MERS. <br />f� "Note" means the promissory note signed by Horrawe�r and dated OCTOBER 2�, 2 O 10 . <br />The Note states tbat &xrowar owes Len�der SEVENTY THOUSAND AND 0 0/ 10 0 <br />no�t�� t�r.s. �� o, a o a. a v ) <br />�tus intexest. Borrawer hss praxnised to pay Wis debt in regular Pari.odic Paym�ts and W pay ttre d�t in f�ll not <br />later than NOVEMBER. 1, 2 02 5 . <br />(Crj �'PrqPerty'� meaus ihe Praperty tl�at is descri� bek�w t.�er tbc head�g "7'ransfPx afRightx in tl�e PFOpexty." <br />(T� "LoAn" m�oan� t�ts debt ertide�c�d try th�c Nate, plus interest, anpprcpay�cat c�.rge�s attd lats charg�s due ui�der <br />tl� Note, and aII surns due under this Security In�strutn�aat, plus ir�aest. <br />(i). "Rid�ra" meaug all Rid�ers to this Security Instnun�nt tbat a�rc cx� by Borrawer. The fallQwimg liid�r� az'� <br />tv be executed by Harrawer [chr,ck box as applicable]: <br />C] Adjustable Rate Rider <br />[] Balloon Rid�r <br />[� 1-0 Fauaily Ridea <br />[� Condamimiurn Ridcr <br />[� Pla�tmed [7nit Develapment Rider <br />Q $iweekly �ay�n�,t Itickr <br />� Se�a�d Hadnc Ride� <br />� �r�g) ���Y� <br />VA A,�S�INTP�IQN PC3LIC�Y RTDER <br />(� "Applicable Lsw" �am a,tl conGmlling applicable fer�eral, st�tc arnd lacai statutes, regulatio�s, ardina�nces end <br />admini.s�tative rules and orders (tbat have the offect of law) as well as all applicable 6na1, na�-appealable judicial <br />opinions. <br />�Kj "Con��untty Asaoc.iatlon Duea, Faes, and Aaae�rne�tts" meaug all dues, fe�, as�es�me�ts and ot� charges <br />tbat are imposai on Horrower or thc Prcrperty by a condvtniniwn as�ociation� hanaowners associatuon or aimil�r <br />organizatian. <br />(L) '��ranlc F�nds Tcansfer" � any t�ansfor af funds, o� t�ara� a transacbion originated by rbcck, draft, <br />or sim►ilax papea instrw�ent, which is initiateri tbrough an eleetranic texm�inat, t��ephanic i.mgwme�t, camput�r, or <br />magiaetic ta�ae so as W order, instrtact, or authorizc a�uci�l i.nstitutiar to d�bit or credit aa accownt. Such team <br />in�cludcs� but is not li�nxited to, point�-of-sale tteasfcars, aut�nnatecl tal�c�r mac�hine transaction.s, trans�ers .initia,ted by <br />Eelep�to�e, wire traasf�, and �utcxnated ele.�ringhouse �ransf�s. <br />(!Vn "Esarow he�s" mcans tha�c itonas that are described in 5ectic� 3. <br />�"M�cll�neo�,s Prvaxd:" mra� any c.om�s�tian, s�tle�t, award a£ deuaagcs, vr Procteds I�d �Y �Y <br />third parry (other tha�a i�a.a,urance procceds paid uad�' thG c4verages described in Se�ction 5} for: (i) �ge ta, ur <br />d�truction of, rhe Prapc�'tY: (ii) condemnafion or �dier tabxtg nf all or sny part c►f tt�e Proparry; (iii) eanv�yance ua <br />lia� of co�tdnmmation; a� (iv) misreprrseutations of, or amissiaas as to, t� valuc and/or condition of th� Propar�y. <br />(Q� "�ertadic Payment" a�aus t� c�gul�ly scheduled aqaaumt due far (�) prri�ipeJ, aad int�re�t u� tb�e Nate,. <br />plus (ri) �ny a�na�mts under Secdan 3 af ttuis Sccurity I�struu�t. <br />(`�) "RESPA" mesns tl� R�al �sta�e Scttta�at Procedutes Act (12 LJ.S.C. §26Qt ct seq ) and its impte�e�ting <br />regulatian, Regulation X(24 C.�.R. Part 3500), as they might be �m�ded fram timc W time, or any edditiorial or <br />successor legislatiaa� ar regulatian that governs tt�+ samc subject mattea. As used in tbis Security In.�rum�eaat, <br />IVL�RASfCH�S"ingia F�mi1y�tJMtFORM tNSTRt►M�IT Do�Its�ic� �o�a4ai�ex <br />MODIFIELi FQRb�ARTMp�l7 QF VE'�E�tAN$ AFFAIRS - MERS www.dnC�np�tc.00rn <br />(Rev. 1 I01) Ra�� 2 0€1 a <br />