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201007833 Trustee, withaut demand on Borrower, shall seli the Property at publia auctbn ta the high�t bidder at the time and place and under the terms design�ted in the notice of sale in one ar more parc:els and in any arder Trustee det�rmir�. Trustee may p�stpnne sale of all or any parcel of the Proparty by public announcement at the time and place o1 any prevbu�ly scheduled sale. Lender or its d��gnee may pur�chase the Property at any sale. Upan r�pt of paymerrt of the pric:e b�d Trustee shail deliver to the purch�ser Trustee's deed conveying the Properly. The recitals in the frustee's deed shell be prim� facie evidence of the truth of the statements made therein. Truste� shall apply the proceeds of the sale in the folbwfng o�+der. (a) tn all costs and e�cpenses ot euercising the power of sale, and the sale, including the payment af the Tnrstee's fees actually incurred and reasonable attomeys' i�es as permitted by Applicabl� Law; (b) to all sums secured k�y this Security Instrumer�t; �nd (c) any excess to the person vr persons legally errtitled ta it. 21. Llen Priarity. The full amaunt secured by this 5ecurity Instrumant shall have the sarne prPority over any other hens on the Property as if the full amaunt had been disbursed an the date the initlal disbursement was made, regardl�s af the actual date of any disbursemeM. The amount secured by this Security Instrumer�t shaA (ndude all direct paymeMs by Lerxier to Borrawer and ali other ban advances permitted by this Security Instrumerrt fnr any purpose. This lien priority shall appIy noiwithstandir� any 5tate oonstltution, law arregu�tion, except that this lien priariiy she(1 not affect the prk�rity of any 1'�ens for unpaid State or bcal govemmental unit special assessmerrts or taxes. 2Z. Adjustabls Ra�s Featurs. Under the Nate, the iMtiel inter�est ratp of 7•��7 % which accrues on the unpaid prindpal bal�nce ("Initial Inter�st Rate") is subject to the char�e,_ as described bsbw. When the interest rate c�nges, the new acfjusted rnterest rate will be appl�ea to the total outstanding principal 6alance. Each adjustment to the interest r�ate will be besed upqn the average of interbank offereci rates far an�month U.S. dollar-der�nmiraated depc��its in the L�ndon mar'ket ("LIB�R"), aspu blished in The Wal! Street Joumal, rounded to th�'+ae digi� to the right of the decim�i paint, ("index") pNus a margin. If the Index is no br�ger avallable, Lender wlll use as a new Index any index prescribed by the Secret�ry. Lender will give Bortnwar notice of the neew Index. Lender will perfonn the cgic:ulations described below to determine the new adjusted ' erest rate. The interest rate may e on the first day of s�PT�R 2010 , and on that day of each succeeding year X�the first day of each succeeding mor�th ("Changa Date") t the lo�n is repaid in full. The "Current Index" means the mnst recent Inde�c fi�ure available 3q days before the Change Date, and iF the day that is 30 days 6efore tha Change 6ate is nat a Suriday or Monday and nat the fust business day of the week, the Current Index will be the Inde�t as blished the first e bueiness day of that week. If the day that is 30 days befare the Change Da e is a 5unday or Monday and not the flrst bus'u�ess day of the week, the Currerit Index wip be �e Inde�c as published the flrst businass day of the immedlately prior wec�k. Befare each Char�e Date, the new tnterest rate will lae calculated by adding a margin to the Current Index. The sum of the rn�rgin plus the Curnent Index wiN t�e called the "Ca�ul�ted Interest Rate" for each Change Date. The Calculated Interest Rgte will be compared � the interest rate in effec� immediately ptior to the cun�t Change Dete (ihe "Existirig Inte�est Rate")- � (Mnualiy /�justing Varieble Rate Fe�ture) The Calculeted Interest Rate cannot be more than 2.Q% higher or low� than the Existing Interest Rate, nor can it be more than 5A°� higher pr lawer th�n the Inifial Intersst Ftate. �(Manthly Adjust�ng varieble Rate Feature) 7ne Calcu�ted Interest FZate w�il never increase above �yvs u� sa�/i000 Peroent ( i2. s��r 96). The Calculated Inter�t Rate will be adjusted if necessary to comply with these rate IimitaYqn�s) ancf will be in eff�ect uMil the ne�ct Char�ge Date. At any Chenge Date, iF the Calculated Interest Ftate equals the Existing IMerest Rate, the interest rate wAI not change. 23. Rec�nvayance.lipnn p�yment of all sums seaued by this Secu ' Instrument, Le�xler ec shall request Trustee ta reovnvey the Prope�y and shall su�render thts Secu Instrument and all nntes evidencing debt secured by this Security Instrument � Trustee. Trustee shaY rec;onvey the Prop�rty witF�out vwarraMy to the person or persons legaliy entltled to it. Such psrson ar persans shall pay any r+�aarciatbn cos�s. L�der may charge such per�son orpe rsons a fee for reoonveying the Property. 6ut only if the fee is paid �o a third p�rly (such as the Trustee) for services rendered and the charging of the fe� is pem�itted under applicable law. �irst Am�an W�n ProduGUon Servioes Neqnaeka HEGIA AF�A 9earity Ins�xnent � Z008 Firat Amaricen Fteel �atab Sdutlons LLC FIALPS # YC1T1 : OaroB P � 7 NMFL �13NE (GNCN�