�0100�694
<br />20. Sale of Nota; Change of Laan Servicer; Natic� of Grievance. The Note or a partial interest in
<br />the Note (together with this 5ecurity Instrument) can be sold one or more tirnes without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "I,oan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br />servicing obligations nnder the Note, this Secnrity Instrument, and Applicable Law. There also might be
<br />one or rnore changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Sorrower will be given written notice of the change which will state the name and address af the
<br />new Loan Servicer, the address tv which payments should be made and any other information RESPA
<br />requires in connection with a notice af transfer of servicing. If the Note is sold and thereafter the Laan is
<br />serviced by a Lnan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Laan Servicer or be transferred to a successor Loan 5ervicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note pnrchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined tn any judicial actinn (as either an
<br />individual litigant or the memher of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any daty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice to take corrective action. If
<br />Applicable �.aw provides a time perind which must elapse before certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes oF this paragraph. The notice of acceleration and
<br />opportunity to cixre given to Borrower pnrsuant to Section 22 and the notice of acceleration given to
<br />Borrower pnrsuant to Section 1$ shall be deemed to satisfy the natice and opportunity to take cnrrective
<br />action provisions of this Section 20.
<br />21. Hazardoua Substances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as tox�c or hazardous substances, pollatants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, nther flammable or toxic petroleum prnducts, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the �'roperty is located that
<br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, nr rernoval action, as defined in Environmental Law; and (d) an "Environmental
<br />Conditinn" rneans a conditivn that can cause, cvntribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Sorrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Snbstances, or threaten to release any Hazardous Substances, nn or in the Properiy. Borrower shall not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, @) which creates an Environmental Gandition, or (c) which, dae to the presence, use, or release of a
<br />Hazardous Snbstance, creates a condidon that adversely affects the value of the Property. The preceding
<br />two sentences shall nnt apply to the presence, ase, or storage on the Property of small quantities, af
<br />Hazardous Substances that are generally recognized to be appropriate to norrnal residential uses and to
<br />maintenance of the Property (inclnding, but not limited to, hazardous substances in consumer products).
<br />Borrower sha11 promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or other actinn by any governmental or regulatory agency or private party involving the Praperty and any
<br />Hazardous Substance or Environmental L,aw af which Borrower has actual knowledge, (b) any
<br />Environm�ental Condition, including but not limited to, any spilling, leaking, discharge, release or threat vf
<br />release of any Hazardoas 5ahstance, and (c) any condition caused by the presence, use or release aF a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower leanns, or is notified
<br />by any governmental or regulatnry authority, or any private party, that any removal or other remediation
<br />pf any Hazardous Substance affecting the Property is necessary, Borrower shall prornptly take all necessary
<br />remedial actions in accordance with Environmental Law. Nothing herein shall create any ahligation on
<br />Lender for an Environrnental Cleanup.
<br />001122166041 CitiMortgage 3.2.41.05 V3
<br />N�RASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WI�_
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