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<br /> ` '` i0��tYRS ADW Of bE[bl�i i Q�[l OF t�lG�OQt�Y• A»��lQI�OG�C4�7�1t1OR5 SIf�II�SO.I11D COYC[G�� �-� — -
<br /> , ' ]�. NZ Ot 1�IC f0�011�15}C�Ctl�td!�illtS SQC�[Y�QICTII�S tf1E P[OpCRyt.�. .
<br /> 8alRR�WF1t COVENAATI�t6st BcMO'vvei is 3awfu}iy seised of the est�te haeby cnnveyed aad has the sight to�at . `
<br /> aud cmve.y t6e�bQaRg�d dvt ihe PtoPCitY is�tnrwnbsad.exapt for encumbrances of iecord. Boaawtc vvanants at�d .
<br /> ` w�l defaW geoer�IIY tbe titie to tht ptopecty agaimt all claims ind de�ds.sabjoct to any enc�unbraacxs of teeord..
<br /> - THis S� INSTKU� ��t'�w�ra�nu for�t�onal use and nan-unifam coven�ats wittj _
<br /> � - linoited vuiatioas Ify�wcoastiwu a unifo�secarity�wnentr.overing Ra1 pmpeitY• , .
<br /> ' ` 7JNIF�RM COVENANIS. $arrowes wd Lmda covemnt#nd agtoe as foUows: :
<br /> � � L �J�eat dPri�cirl aM t���7��t a�d L�te Cl�ar�es. Bo�ower sball p�nmPUY PaY whea due tbe ' .
<br /> pc�l of aod int�rrst an tbe debt evidaiced by d�e NoOe and anY P�P�Yment aad late cl�ges due under tLe Note.
<br /> � Z �ti�is fae'li�s f�l Llwrs4ea SnbJoct to appli�b��iaw a to awritten waiver by Lrnder.Bo�mwer s6a1!PaY w
<br /> � i.et�der on tbe dry moodily.�iyments a�e due under the Note.uaul tLe�Noteis paid in fuii,a sum t"F�ads"}for:ta)YeariY
<br /> t�ces�d asTtsa�na�ts wldch may�two PrioritY over this Savtity fnsonmoeat as a�an the Piaperty;(D)Ye.�IY Ie�ehoid
<br /> _ PaS�u�Sm�d�eats on ti�e Property. i�aay:;(c) YearlY hazard of ptvpe�.g insma�rca pcemiums: (d) Y�Y � c _-�
<br /> i�F���+��(�)Y�Y�S�Se ins�uance Pr4m�w�-�f a�q:�f�an�r-svms pa}rahte 6y Suaawer to
<br /> l,en�tet,ia ac�d�nce vrith tAe pmviswns of p a r a g t a p h�.ut tieu of�e_�ayment of inoitgage m�ce premiums. "!'hese
<br /> iteres ace•calted"Es,crow Items:°t.eader may.at a�ry ame,collect and 6c►fd Funds in an�aawunt na m exceed the muimum
<br /> amo�nt a ltader far a fedaally iel'aud matgage lo�n may teqni(e for Barower's esctaw a�ount under the federal Rea1 =---
<br /> Estate Stulement Pmcodute.4 Act of 1974.as ameaded from time to 6nx,i2 U.S.C.$2b01 et scq.("RFSPA"),unie�aaatinr
<br /> taw that applies to the�s sets a ks.xr amo�a� If�so,L'eader may,a1 any time,collect and hold Funds in an aimo�mt iwt to =-
<br /> _- exceed�be iassa amauj� l.eader may esvmate the anyoaat af F'vnds duc on the 6asis of cument data aad reastmable
<br /> � �spm�tes of ospeodiwns of fuuue Fscrow Items or othawise in acoo�rdance widi aPPT'�ble Iaw. � —
<br /> -- Tbe F�uods sif�ll be beld in aa institutian whose depositx are iasw�ed bY a federal aSencY,insnument�liry,or entiry
<br /> (includiug Le�rp if�.�nder?s such an institutianl ar in at►y Federal L�Lo�n Baala_ l.ender shall apply the Funds W PaY
<br /> � the Fscrow ItE�ss. Lender may nat chatge Bormwer for fiolding aa�3 a�tying t6e Ednds.annualty analYzinB the escrow �
<br /> accoun�or vecityin8 tlse F�nw items. unless Lender paqs Borr�nwer interest o �Funds and applicable]aw pemuts ��.
<br /> � Lender to madce��such a ebarga Hawevec,Lenci�c maY-�elu�BoROwer to pay a c�-'�me char8e for an independen!real .�'�`�
<br /> ` estau taa r�pa�tin8 service nsed 6y I.encler in connection with this loaa.anless app�`�at�Taw pcurides atherwise. UNes,s aa� ���4`r.
<br /> . ' gg�eement is rriade or applicable law requues interest to be paid.l,ender shall not be regtti�d t°L�ag$orrower any inurest or ���s-=-.
<br /> eamings an thc Fvnds. Borrower aad Lender may agee in wrmng,hoaever.that interest siialT be�on the Fimds. Lender e w::-r=-
<br /> � shall give to Bormwer.without charge.an annuai accounting of ttte i�nds.showing cm,�ts an�.�its to ihe Funds and the � r r:�,L;�=-=.
<br /> ' p�upose for which eacb debh to the Funds was made. T�ie Funds are pledged as addiaonal seccai�for all sums secured by ---=
<br /> this Sccurit�+[nsuumem. . ` ---
<br /> It'the Fu�ls held by Lender exceed the amoiu►is permitted to ire held by appiicabte la1v.6.ender shaU account to
<br />:',,,°r Bormwer fcx.�'ie eacess Funds in accardanve with the�4uiicments a`applicable law. If the amu�mt af the Funds held by ,
<br />,"-"� Lender at as::s�e is not su�cient to pay[he Fscrow Items wl�en fi�I.ender may sa notify Borrower in wriang;and.in
<br /> �, such case So�r�wer shall pay to Lender the amonnt necessary to make up the deFiciency. Borrower sha}I make up the �'�_�
<br /> deficiency in nomore thaa ta-elve moathlY PaYmenis.at i�nder's sole discretioa. , _��_�
<br />.,_ . (Ipon�y�seat in fuIl af ail sums secured by th�s Security Insu�nen�Lender shall prampUy refund to Borrnwer any `•_�,,,�_:_
<br /> ' p�nds hcld Er-�aer. If,under paragrapn?l.l.ender shall acqnirc es sell the Ptoperty,Lender.prior to the acquisitian or ,r =
<br /> � �- � sale of the Fr��erty.shatt aPPtY�Y���eld by i.ender at the time af acquisition or sale as a credit against the sums �
<br /> 'cX;Y ; . ' --y
<br /> . ,i • � secured isy this Security Ins�nen�
<br /> 3. Applia�tfon of Pss�nents. Untess applicable taw provide4 otherwise,al! payments received by Lender under .•,_: �,'��
<br /> de.
<br /> . .�aragraphs 1 and 2 shall be applied:firs�t.to anY Prepayment charges due under ttie Note;secand.to araou..�cs(,��?ble under •• i��_;�:
<br /> paragraph 2;t3sud.to interest due;founh.to principal due:and tas�to any late charges dae under the Aa�e {: ' -r=
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<br /> . �".' � 4. �:Liena Bo�rower shall pay ali taxes.assessments.cliarges.fines and impvsitions ai��ble to tt�e _
<br /> � ''� paoperty v�facli caag attain ptiority over this Security Instrument.nnd teasehold paymcnts ar ground rents.if any. Borrower . .
<br /> �-'� �'� h 2,or if not aid in that manner,Barrower shatl�ay them on .._
<br /> s'�aA pay t�':�2 obllgativn.�in the manner provided in paragraP p .�
<br /> 52
<br /> . s'�� �.ne diriectip to the persoa o•xed payment. Horrawer sha1L�[omptly fumish to Lender-z!1 notices of amounts w Ue}xiid under ,_
<br /> JCCI f�"'��
<br /> ' �,�. ��. If Borrower makes ihese payments direai�,Barrawer shalt pro��"1,.�:�nmish to l.ender recei�e.idencing .�;,:_;:rti,. �
<br /> n t11C p8Y1i1Crt,�.: �r.1j'.;,
<br /> � � Barm�k�shall prompUy discharge any lien which has priori[y o�er lhis Security lnstrumectt ar�:ss Bortower.(a)agrees ,.,t;'�:_
<br /> in writing to�he payment of the obligation secured by the lien�n a roanre.�acceptable to l.ender(�r contests in goad faith ihe. -� ,�-
<br /> � ' � Jien by,or deFends against enforcement of the lien in.tegal praceedirn�which in the Lender§optniQn operate to prevent the . _
<br /> � �nfarcement of the lien:or(c)secures from the holder of the lien an agreement satisfactory to L en der su b o r d m a t ing the lien
<br /> • � � to ihis Security Instrumen� If Lender detem�ines that any pan of the Praperty is subject ta a lien which may attain priarity
<br />- over thls S�rurity lnstmment.Lcndcr m�y give Borrower a noticc identifying the fir�ss. Botrawer shall satisfy the lien or take
<br /> one or more of the actions set forth above within t0 days of the givicrgbf notice.
<br /> �`,�' � 5. Hazard or Property lesuranca Borrower shall keep the improvements now existing rn hcreafcer etected on the , . .
<br /> . '� � praperty insured against losg by fire.hazards included withln thc term"extended caveragc"and any other hazards.inciuding
<br /> . , ' � ,}]oads or ftooding.for which Lender reyuires insurance. 'Chis insurancc sh�ll be maimained in thc amounts and for the
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